I am always taken aback by
life insurance clients who, faced with the truth that they don't qualify for as good a rate as they want, opt to just not buy insurance at all.
It is the challenges of working with underwriters to find a way to approve
life insurance clients who just didn't -LSB-...]
I am currently working with
a life insurance client who has yet to give me his real last name because he is so concerned that information he provided me just to shop his case will end up in MIB and ruin forever his reputation and chances of getting a fair shake at life insurance.
Not exact matches
«There is a tremendous opportunity for financial professionals to bridge this education gap about permanent
life insurance, particularly for financial professionals who are just beginning to embrace a holistic planning model that addresses all aspects of their client's financial life,» said Jason Wellmann, senior vice president of Life Insurance Sales for Allianz L
life insurance, particularly for financial professionals who are just beginning to embrace a holistic planning model that addresses all aspects of their client's financial life,» said Jason Wellmann, senior vice president of Life Insurance Sales for Alli
insurance, particularly for financial professionals
who are just beginning to embrace a holistic planning model that addresses all aspects of their
client's financial
life,» said Jason Wellmann, senior vice president of Life Insurance Sales for Allianz L
life,» said Jason Wellmann, senior vice president of
Life Insurance Sales for Allianz L
Life Insurance Sales for Alli
Insurance Sales for Allianz
LifeLife.
CREATIVE USE OF
INSURANCE SOLUTIONS FOR HNW AND UHNW CLIENTS Awarded to: This category is open to private banks, asset managers and others who use insurance solutions, whether private placement life insurance or high death benefit life insurance, for the benefit of their
INSURANCE SOLUTIONS FOR HNW AND UHNW
CLIENTS Awarded to: This category is open to private banks, asset managers and others who use insurance solutions, whether private placement life insurance or high death benefit life insurance, for the benefit of their c
CLIENTS Awarded to: This category is open to private banks, asset managers and others
who use
insurance solutions, whether private placement life insurance or high death benefit life insurance, for the benefit of their
insurance solutions, whether private placement
life insurance or high death benefit life insurance, for the benefit of their
insurance or high death benefit
life insurance, for the benefit of their
insurance, for the benefit of their
clientsclients.
His advice to
life insurance advisors
who are talking with
clients about gifting strategies during this two - year period is to «keep in mind that making big gifts is a long - term proposition for
clients,» as is estate planning.
Many of the high net worth
clients we have worked with over the years
who desire to leave a legacy use
life insurance for wealth building.
Feedback received from my friends /
clients who bought online Term
Life Insurance plans directly.
Part of the blame should be given to rotten egg
life insurance agents
who put
clients into garbage policies in order to make high premiums.
For example, if a current
client called us up and asked if we could also help with his
life insurance, we'd refer him to someone
who's an expert in that field.
If you are one of those people
who do not need the RMD income, I advise my
clients to purchase a
life insurance policy on themselves using the annual RMD dollar amount (after taxes).
In my experience,
insurance agents will not even mention term
insurance to their
clients and will badmouth it («I don't recommend term
insurance; you will pay and pay and end up with nothing whereas with whole
life you will get all your money back, plus the premiums are fixed instead of increasing every year») to those
who do bring up the subject.
Recently I met a prospective
client who has 6
Life Insurance policies with a total Sum Assured of Rs 11 Lakhs.
I have had
clients who did make the choice to take pet health
insurance early on in their pets»
lives and they were glad they had it when they needed it most.
Tay,
who is set to join Gowlings as a senior partner in Toronto in early January, works on restructuring and insolvency matters for public and private
clients in industries such as financial services, telecommunications,
life insurance, steel, and transportation.
There is a NEW
life insurance company that has entered the structured settlement and settlement planning market, Independent Life Insurance Company, and it's very important that trial lawyers be aware of who they are, their business model and why it is important your clients have them as an option when considering a structured settlem
life insurance company that has entered the structured settlement and settlement planning market, Independent Life Insurance Company, and it's very important that trial lawyers be aware of who they are, their business model and why it is important your clients have them as an option when considering a structured se
insurance company that has entered the structured settlement and settlement planning market, Independent
Life Insurance Company, and it's very important that trial lawyers be aware of who they are, their business model and why it is important your clients have them as an option when considering a structured settlem
Life Insurance Company, and it's very important that trial lawyers be aware of who they are, their business model and why it is important your clients have them as an option when considering a structured se
Insurance Company, and it's very important that trial lawyers be aware of
who they are, their business model and why it is important your
clients have them as an option when considering a structured settlement.
When we speak to
clients who are considering converting their SGLI to VGLI or already have Veterans Group
Life Insurance, we try and emphasize that what they are paying today is NOT what they will be paying down the road.
For these
clients who can't qualify for a traditional term
life insurance policy, a Gerber guaranteed
life insurance policy that won't require a medical exam or ask any health questions is a fantastic option to pursue.
For example, a
client is the person
who has the rights of ownership for a NYLIFE Securities account or the owner of a New York
Life Insurance policy.
For
clients who require lifetime
life insurance.
In order to make the
insurance application process easier for advisors and
clients, iA Financial Group is announcing the easing of medical requirements for
clients aged 50 and under
who apply for
life insurance coverage of less than $ 500,000.
Often
clients who are not gainfully employed will have a hard time qualifying for
life insurance because he or she does not have an income.
We have secured fully underwritten
life insurance for
clients who have previously been declined many times.
Smith says most of his Millennial
insurance clients are high - income earners
who enjoy benefits of
life insurance coverage beyond the pure death benefit protection.
Obtain new
clients — by recommending a creative and safe financial planning option to existing
clients who are able to unlock hidden value in their
life insurance policies, you may generate personal referrals to new
clients; and
We have dozens of
clients who have purchased
life insurance to back - up a loan to purchase everything from Country Clubs on Golf Courses to dental offices.
The last section of the article tells the story of my
client, Jean Lin,
who was denied payment on the
life insurance policy of her husband when it was discovered that his successfully treated hepatitis B — a condition that is common in the Asian population — was not disclosed in the application.
Clients who do not require a
life insurance can also choose annuity products which accumulate freely without tax.
Baptist
Life Association has 10 - 12 employees and
insurance advisors
who are prepared to help
clients and members come up with a wealth plan designed to meet one's needs.
An
insurance professional that works with pilots on a regular basis can provide
client testimonials from pilots
who they have helped find the best
life insurance policies.
To help another
client who had serious health problems and needed a construction loan, Scholz arranged for the man's family members to pledge collateral for part of the loan to reduce the amount of
life insurance needed for the rest.
Financial advisors
who are also licensed
life insurance agents can help
clients consolidate the process of creating a full financial plan, while also putting their intimate knowledge of assets and goals to even better use.
The real challenge for those with a serious pre-existing condition is first to find a
life insurance agent
who has the ability to work with dozens of different
life insurance companies so that they may find one that is willing to take you on as a
client.
While term
life may be the product of choice for midlife income protection, Kisner recommends cash - value permanent
life insurance for wealthier
clients who want to protect their income while enjoying the tax advantages of an additional nest egg.
However, there is a company that does offer no physical exam
life insurance for
clients who are preferred plus.
We offer our
clients life insurance reviews, such as the following review of The Knights of Columbus (KofC), to equip our
clients with knowledge to help them make the best decision on
who to choose for their
insurance needs.
Nationwide Future Executive VUL is a variable universal
life insurance product designed for business
clients who need to fund executive benefit plans for their key employees.
Out of the three options though we have to be on Permanent term (Perm)
life insurance's side because these products in our opinion are really good products for our
clients who are looking to save money and want a permanent
life insurance without having to burden your wallet.
In 1997 Protective
Life acquired another excellent and very competitive life insurance from San Francisco called West Coast Life which was a favorite company with life insurance agents around the country who wanted to provide excellent life insurance products for their clients with affordable life insurance ra
Life acquired another excellent and very competitive
life insurance from San Francisco called West Coast Life which was a favorite company with life insurance agents around the country who wanted to provide excellent life insurance products for their clients with affordable life insurance ra
life insurance from San Francisco called West Coast
Life which was a favorite company with life insurance agents around the country who wanted to provide excellent life insurance products for their clients with affordable life insurance ra
Life which was a favorite company with
life insurance agents around the country who wanted to provide excellent life insurance products for their clients with affordable life insurance ra
life insurance agents around the country
who wanted to provide excellent
life insurance products for their clients with affordable life insurance ra
life insurance products for their
clients with affordable
life insurance ra
life insurance rates.
The trick to getting the best whole and term
life insurance rates as a recovering alcoholic is (1) knowing which life insurance company to apply with and (2) avoiding some of the larger national insurance brokers who are unwilling to write what they consider to be a «High Risk Life Insurance» policy due to a client's past alcohol ab
life insurance rates as a recovering alcoholic is (1) knowing which life insurance company to apply with and (2) avoiding some of the larger national insurance brokers who are unwilling to write what they consider to be a «High Risk Life Insurance» policy due to a client's past alcoh
insurance rates as a recovering alcoholic is (1) knowing which
life insurance company to apply with and (2) avoiding some of the larger national insurance brokers who are unwilling to write what they consider to be a «High Risk Life Insurance» policy due to a client's past alcohol ab
life insurance company to apply with and (2) avoiding some of the larger national insurance brokers who are unwilling to write what they consider to be a «High Risk Life Insurance» policy due to a client's past alcoh
insurance company to apply with and (2) avoiding some of the larger national
insurance brokers who are unwilling to write what they consider to be a «High Risk Life Insurance» policy due to a client's past alcoh
insurance brokers
who are unwilling to write what they consider to be a «High Risk
Life Insurance» policy due to a client's past alcohol ab
Life Insurance» policy due to a client's past alcoh
Insurance» policy due to a
client's past alcohol abuse.
Potential
clients need to be careful that they're not working with a «captive»
life insurance agent, one
who may be bound to place
clients with AG even when it may not be the best in the
clients best interest.
But you need to know which diabetes friendly
life insurance carrier has the most liberal underwriting when it comes to insuring
clients who have type 1 or type 2 diabetes.
My
client is a 39 year old male, a police officer in Arkansas,
who needs
life insurance to cover an SBA Loan.
This is our go to company for many
clients who prefer a non-medical
life insurance policy.
Sometimes I am contacted by prospective
clients who inquire about their legal rights against the
insurance company and agent
who sold them a cash - value
life insurance policy that has not performed like they expected or were led to believe.
A friend and associate of ours also recently shared this story about a
client of his
who was in his mid-late 30s, when he purchased 3 Transamerica
life insurance policies within 2 years, which meant all of the policies were still in their contestability period.
48 year old
client wants to purchase a $ 500,000 30 year term
life insurance policy to protect his wife and two children
who are 8 and 10 years old.
Many of our
clients who do not want a medical exam due to time constraints or a fear of needles have been placed with Sagicor
Life Insurance Company.
Whenever we have a
client who is looking to purchase a
life insurance policy after being diagnosed with a pre-existing heart condition, we always like to take things slow at first so that we don't jump to any immediate conclusions.
But the majority of my
clients who purchase
life insurance at age 62 only need coverage for 10, 15, or 20 years.