Sentences with phrase «life insurance coverage if»

Yes, you can qualify for life insurance coverage if you have epilepsy.

You'll be declined for life insurance coverage if a blood or urine test indicates you use any illegal drugs, such as amphetamines or opiates.

And if it has a guaranteed purchase option, it will allow your young relative to buy additional life insurance coverage if needed in the future.

Or, you could choose to go without life insurance coverage if you no longer have a need for protection.

It can also be strenuous to find life insurance coverage if you are elderly.

Many consumers find that it is more difficult to get whole life insurance coverage if they have a family history of early death, but it is not impossible to find an insurance provider.

Wavier of Premium: Helps you maintain your valuable life insurance coverage if you are totally disabled and unable to work.

Many people will still be able to obtain additional life insurance coverage if they need it, even with a health problem.

While it is nice to get the life insurance coverage if you don't qualify for a standard policy, the low limits don't practically provide much in form of security beyond paying for the funeral and maybe paying some debts.

If you're over the age of 50 and your term policy has expired, you could purchase another policy with term life insurance coverage if you are still relatively healthy, but with longevity increasing all the time in the U.S., your coverage might run out before your needs dissipate.

It's easy to see why some families will need $ 2.5 million in life insurance coverage if anything tragic were to happen.

We can supply life insurance coverage if you have controlled forms of asthma, diabetes, high blood pressure and cholesterol and similar controlled medical issues without a physical.

These benefits come at a price though — you won't be getting the cheapest life insurance coverage if you opt for a policy with living benefits.

Living Benefit included - at no extra cost You will be eligible to receive a compassionate one - time cash advance of up to 50 % of your life insurance coverage if you are diagnosed as terminally ill with 12 months or less to live.1

Living Benefit included - at no additional cost You will be eligible to receive a compassionate one - time cash advance of up to 50 % of your life insurance coverage if you are diagnosed as terminally ill with 12 months or less to live.3

Term life insurance is often the least expensive way to obtain life insurance coverage if you only need insurance for a limited amount of time.

NOTE: Always use an Independent Life Insurance Agency to find life insurance coverage if you have a health issue!

There are many reasons to purchase — or to keep your existing — life insurance coverage if you are over the age of 50.

These benefits come at a price though — you won't be getting the cheapest life insurance coverage if you opt for a policy with living benefits.

Living Benefit included - at no additional cost You will be eligible to receive a compassionate one - time cash advance of up to 50 % of your life insurance coverage if you are diagnosed as terminally ill with 12 months or less to live.3

However, it's a low - cost way to increase your life insurance coverage if you're a young parent or have significant debt that would be passed on to others, such as small business loans.

However, it's a low - cost way to increase your life insurance coverage if you're a young parent or have significant debt that would be passed on to others, such as small business loans.

Not exact matches

If you are older and want a permanent life insurance policy, perhaps to cover estate taxes or leave an inheritance, guaranteed universal life insurance provides lifelong coverage with little to no cash value component.

If you want to get life insurance coverage immediately, but can't decide between term or whole, you don't have to.

If you want to give up your coverage and cash out your life insurance policy, you should first determine if you can sell it in a life insurance cash settlemenIf you want to give up your coverage and cash out your life insurance policy, you should first determine if you can sell it in a life insurance cash settlemenif you can sell it in a life insurance cash settlement.

A life insurance policy's cash value is essentially the amount of money you would receive if you decided to give up the policy to the insurer, or surrender your coverage.

Also, putting the money toward insurance if you don't have health, life or disability coverage can help protect your finances in the long run.

Financial planning software, or even simple Excel spreadsheets, can be used to determine if the client has enough money saved for retirement, or if the client has enough life insurance coverage, if the client's portfolio is well diversified and appropriately allocated given their risk tolerance and timeline to retirement.

If your company offers group life insurance, accidental death and dismemberment coverage is often provided alongside your policy.

Since there's little cash value component to it, guaranteed universal life insurance is typically the best option if you're interested in permanent coverage without an investment component.

Permanent life insurance policies with a cash value component typically only make sense if you need lifelong coverage and have a large investment portfolio that you want to diversify.

No medical exam life insurance policies usually have no waiting period, but the company will investigate the circumstances of your death if it occurs during the first two years of coverage.

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

If you're moderately healthy, no medical exam life insurance quotes will consistently be more expensive than fully underwritten quotes for the same amount of coverage.

If you're unable to qualify for fully underwritten life insurance but need over $ 50,000 in coverage, no medical exam term life insurance is your best option.

Term life insurance provides affordable coverage for a defined period of years, with its primary purpose to replace income or help pay off outstanding debts if the insured dies during that time.

If you are currently going through cancer treatments, life insurance coverage will be hard to find.

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

If you're unsure how much coverage you need, our life insurance needs calculator can help.

Term life insurance is an affordable option if you need coverage for 10, 15, 20, 25, or 30 years.

If you wish to continue life insurance coverage you must apply directly to SunLife within 31 days of your termination date.

In addition, term life insurance policies are cheaper than other forms of insurance, so they're usually the best choice if you need a particularly large amount of coverage.

Term life insurance is typically the best choice if you want coverage for a mortgage or to replace your income until retirement, as these financial obligations will be reduced or eliminated with time.

Just make sure that the term policy will definitely cover the entire length of a financial obligation, as you'll have a harder time finding coverage and have to pay higher rates if you still need life insurance at age 80 or 90.

Foresters offers some of the best term life insurance rates in the market for seniors, and even offers coverage if you're over 70.

The riders available for a particular policy change by insurer, so if you'd like to customize your coverage using them, you'll want to check what exactly is available before you purchase the life insurance.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

If you're looking for coverage that lasts your lifetime, you'll want to consider a form of permanent life insurance.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

If you're unable to qualify for a fully underwritten or simplified issue life insurance policy but still need coverage, guaranteed acceptance whole life insurance is always an option.