If you are one of these people and you are considering applying
for life insurance for smokers this article should point you in the right direction and answer a lot of your questions.
Just look at this infographic on the high costs
of life insurance for smokers, and you can see the impact health makes on your life insurance premiums.
Your best bet is to speak to a knowledgeable, independent agent about your health history and tobacco use to determine which company will offer you the best term
life insurance for smokers policy.
This is a commonly known fact but the extra cost of a smoker rate does not mean you will be unable to purchase Term
life insurance for smokers if you shop the market wisely.
Compare free life insurance quotes online to find other carriers who may specialize
in life insurance for smokers and are willing to offer you cheap rates.
In fact, if you find a smoker rate at another company that appears to beat us, please leave a comment with the company name, and we'll be sure to add that company to our quote form, as we are committed to offering the
best life insurance for smokers.
But no worries, we can find you coverage through other companies that work with different situations such
as Life Insurance for Smokers, or Diabetic Life Insurance.
Some companies are better for affordable
life insurance for smokers vs. non-smokers, people with health conditions, people that are overweight and so forth.
Being defined as a smoker can mean using tobacco cigarettes or cigars, but
life insurance for smokers includes chewing tobacco or dipping, which technically isn't smoking at all.
We know that you came to this page to find the
best life insurance for smokers, but the plain truth is that you could save hundreds and hundreds of dollars if you kicked the bad habit.
If there are any questions, a toll - free phone number is available to ask — as well as to inquire about higher risk life insurance coverage options such
as life insurance for smokers.