Sentences with phrase «life insurance in force from»

Through other companies I can have clients esign to put life insurance in force from anywhere in the world, including war zones, and then send them an electronic copy of their policy.

Not exact matches

And while term insurance is sold for specific periods of time, typically anywhere from 5 to 30 years, a cash value insurance policy is usually considered to be a permanent life insurance policy, as these products are designed to remain in force for your entire life.

These are different from paid - up insurance, however, in that the life insurance is only in force for the duration of the term specified in the policy.

While having the lowest out - of - pocket outlay of any type of individual life insurance policy, in order to reap a benefit from the policy, the insured must die while the policy is in force.

The amount of protection you'll receive from your policy — and even just if you can keep your policy in force — will be determined by your life insurance budget and your ability to pay your premiums.

So I'm basically being forced to turn down the opportunity to make an awesome wage (the garlic - we'll only ever live off his income so if I have a bad farm year no big deal - just save during the good years, and his will be enough to cover the requisite monthly expenses mine would be retirement, health insurance (his work ins was $ 1,800 per month so we couldn't do it), kids» college, paying off that mortgage asap so we could be truly debt free (aside from the PLSF, but that will be gone eventually too, or if I get enough from a great harvest pay it off then), etc..

Loans and withdrawals from a permanent life insurance policy will reduce the policy's cash value and death benefit, and may require additional premium payments to keep the policy in force.

With paid - up life insurance, the policy is kept in force by deducting the premium from your cash value account.

While it's stressful to be forcibly removed from your home, the good news is that your insurance company will pick up your living expenses tab while you're in forced evacuation.

Graded death benefit describes how a life insurance policy will not pay out if the applicants death occurs during the first two or three years from when the policy was initially placed in force.

Term life is a fully different type of policy from that of universal life (indexed or not), or whole life insurance, but the basic idea is the same; the customer pays regular premiums to the insurer and should he die while the policy is in force, the insurer is obligated to pay his beneficiary or beneficiaries a pre-determined lump - sum amount.

Protective Life has over $ 427 Billion in life insurance policies in force and also has an A + rating from the BBB (Better Business BureLife has over $ 427 Billion in life insurance policies in force and also has an A + rating from the BBB (Better Business Burelife insurance policies in force and also has an A + rating from the BBB (Better Business Bureau).

In other words, entrepreneurs who are the main revenue driving force behind the business will be required to have life insurance in order to be granted approval for funds from the SBIn other words, entrepreneurs who are the main revenue driving force behind the business will be required to have life insurance in order to be granted approval for funds from the SBin order to be granted approval for funds from the SBA.

After the policy goes in force, a collateral assignment form from the life insurance company will be sent for you to complete.

Insuring everything from auto, home, life and even your pets, Farmers represents more than 10 million individual households in America, with more than twice that of in force insurance policies.

Having enough life insurance in your financial plan can cover these costs, preventing your family from having to drain their emergency savings, tap into a retirement account, or being forced to take out a loan at this very difficult time.

With whole life insurance, you also get a cash - value component that acts as a sort of forced savings vehicle that you can potentially withdraw money from later in life.

The amount of protection you'll receive from your policy — and even just if you can keep your policy in force — will be determined by your life insurance budget and your ability to pay your premiums.

One of the great things about insurance policies is that when you withdraw cash value from an in - force life insurance policy, you get the benefit of first - in, first - out taxation.

They are used extensively by the life insurance sales force in this country due to the fact they are a good company all around from innovative life insurance products to great customer service and very affordable and competitive rates.

So, if there is anyone else in the world that depends on you financially, you would need to have a life insurance policy in place that can not be canceled, that will last, and be IN FORCE when you die whether that's tomorrow or 25 years from noin the world that depends on you financially, you would need to have a life insurance policy in place that can not be canceled, that will last, and be IN FORCE when you die whether that's tomorrow or 25 years from noin place that can not be canceled, that will last, and be IN FORCE when you die whether that's tomorrow or 25 years from noIN FORCE when you die whether that's tomorrow or 25 years from now.

This differentiates the policy from a term life insurance policy, which is only in force for a specified period of time.

At the end of 2016, State Farm had over $ 873 billion of life insurance in force, up almost $ 30 billion from 2015.

After reviewing the rates for $ 300k, everyone who is eligible should have a life insurance policy in - force to protect their family from the uncertainties of life.

The key component marking ordinary life insurance different from term is the cash accumulation within the policy, which is accessible as long as the policy is in force.

Vantis Life has more than $ 4.7 billion of life insurance in force and a rating of A - Excellent from A.M. BLife has more than $ 4.7 billion of life insurance in force and a rating of A - Excellent from A.M. Blife insurance in force and a rating of A - Excellent from A.M. Best.

With nearly $ 5 billion of life insurance in force, $ 900 million of assets and a rating of A-Excellent from A.M. Best, Vantis Life prides itself on on providing A Better Life Experience for financial institutions and their customlife insurance in force, $ 900 million of assets and a rating of A-Excellent from A.M. Best, Vantis Life prides itself on on providing A Better Life Experience for financial institutions and their customLife prides itself on on providing A Better Life Experience for financial institutions and their customLife Experience for financial institutions and their customers.

With nearly $ 5 billion of life insurance in force, $ 900 million of assets and a rating of A-Excellent from A.M. Best, Vantis Life prides itself on providing A Better Life Experience for financial institutions and their customlife insurance in force, $ 900 million of assets and a rating of A-Excellent from A.M. Best, Vantis Life prides itself on providing A Better Life Experience for financial institutions and their customLife prides itself on providing A Better Life Experience for financial institutions and their customLife Experience for financial institutions and their customers.

With more than $ 5.1 billion of life insurance in force, $ 900 million of assets and a rating of A-Excellent from A.M. Best, Vantis Life prides itself on providing A Better Life Experience for financial institutions and their customlife insurance in force, $ 900 million of assets and a rating of A-Excellent from A.M. Best, Vantis Life prides itself on providing A Better Life Experience for financial institutions and their customLife prides itself on providing A Better Life Experience for financial institutions and their customLife Experience for financial institutions and their customers.

With nearly $ 5 billion of life insurance in force, more than $ 850 million of assets and a rating of A-Excellent from A.M. Best, Vantis Life prides itself on providing simple, easy - to - afford products to middle and upper middle income famillife insurance in force, more than $ 850 million of assets and a rating of A-Excellent from A.M. Best, Vantis Life prides itself on providing simple, easy - to - afford products to middle and upper middle income familLife prides itself on providing simple, easy - to - afford products to middle and upper middle income families.

With $ 5 billion of life insurance in force, more than $ 900 million of assets and a rating of A -(Excellent) from A.M. Best, Vantis Life prides itself on providing simple, easy - to - afford products to middle and upper middle income famillife insurance in force, more than $ 900 million of assets and a rating of A -(Excellent) from A.M. Best, Vantis Life prides itself on providing simple, easy - to - afford products to middle and upper middle income familLife prides itself on providing simple, easy - to - afford products to middle and upper middle income families.

If you pass away during the term of your policy while coverage is «In Force», your beneficiary (you choose) will receive the death benefit proceeds from the life insurance policy, free from federal income tax.

From there, your life insurance needs to go in force.

And while term insurance is sold for specific periods of time, typically anywhere from 5 to 30 years, a cash value insurance policy is usually considered to be a permanent life insurance policy, as these products are designed to remain in force for your entire life.

The bad news, however, is that some policies have such significant loans that it's not affordable or economically feasible for the policyowner to keep the policy going, which may entail paying ongoing premiums, and life insurance loan interest (to keep the policy loan from further compounding to the point it forces the policy to lapse), or even paying additional cost - of - insurance charges to keep enough cash value in the policy to remain in force (in the case of universal life policies).

Decreasing term life insurance: Term life insurance on which the face value slowly decreases in scheduled steps from the date the policy comes into force to the date the policy expires, while the premium remains level.

Decreasing Term Insurance: Term life insurance on which the face value slowly decreases in scheduled steps from the date the policy comes into force to the date the policy expires, while the premium remaiInsurance: Term life insurance on which the face value slowly decreases in scheduled steps from the date the policy comes into force to the date the policy expires, while the premium remaiinsurance on which the face value slowly decreases in scheduled steps from the date the policy comes into force to the date the policy expires, while the premium remains level.

Whole life insurance policies from State Farm Life Insurance Company and State Farm Life and Accident Assurance Company (residents of NY and WI only) offer level premiums and life insurance protection for as long as you live, provided that premiums are paid as required to keep the policy in folife insurance policies from State Farm Life Insurance Company and State Farm Life and Accident Assurance Company (residents of NY and WI only) offer level premiums and life insurance protection for as long as you live, provided that premiums are paid as required to keep the policy insurance policies from State Farm Life Insurance Company and State Farm Life and Accident Assurance Company (residents of NY and WI only) offer level premiums and life insurance protection for as long as you live, provided that premiums are paid as required to keep the policy in foLife Insurance Company and State Farm Life and Accident Assurance Company (residents of NY and WI only) offer level premiums and life insurance protection for as long as you live, provided that premiums are paid as required to keep the policy Insurance Company and State Farm Life and Accident Assurance Company (residents of NY and WI only) offer level premiums and life insurance protection for as long as you live, provided that premiums are paid as required to keep the policy in foLife and Accident Assurance Company (residents of NY and WI only) offer level premiums and life insurance protection for as long as you live, provided that premiums are paid as required to keep the policy in folife insurance protection for as long as you live, provided that premiums are paid as required to keep the policy insurance protection for as long as you live, provided that premiums are paid as required to keep the policy in force.

As life insurance specialists for many years, we've discovered way too many times that clients have come to us with old policies that are not set up to maximize tax advantages.In other words, the policy will not protect the policyholder's estate from taxes as intended.Most life insurance agents rarely meet clients requiring life insurance for estate protection, and when they do, they often get excited about their commission potential and take the easy path to place a policy in force.

Obtain a copy of your most recent life insurance policy statement from your insurance company or request an in - force policy illustration.

The death benefits are guaranteed to be paid out if the insured person dies from a covered cause of death while the life insurance policy is «In Force».

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The one common denominator is that if someone doesn't take any action to put life insurance in force there is absolutely no way their beneficiaries will benefit from it.

With paid - up life insurance, the policy is kept in force by deducting the premium from your cash value account.

In accordance with Section 45 of the Insurance Act, 1938, «No policy of life insurance effected before the commencement of this Act shall after the expiry of two years from the date of commencement of this Act and no policy of life insurance effected after the coming into force of this Act shall, after the expiry of two years from the date on which it was effected be called in question by an insurer on the ground that statement made in the proposal or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy - holder and that the policy - holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to disclosIn accordance with Section 45 of the Insurance Act, 1938, «No policy of life insurance effected before the commencement of this Act shall after the expiry of two years from the date of commencement of this Act and no policy of life insurance effected after the coming into force of this Act shall, after the expiry of two years from the date on which it was effected be called in question by an insurer on the ground that statement made in the proposal or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy - holder and that the policy - holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to Insurance Act, 1938, «No policy of life insurance effected before the commencement of this Act shall after the expiry of two years from the date of commencement of this Act and no policy of life insurance effected after the coming into force of this Act shall, after the expiry of two years from the date on which it was effected be called in question by an insurer on the ground that statement made in the proposal or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy - holder and that the policy - holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to insurance effected before the commencement of this Act shall after the expiry of two years from the date of commencement of this Act and no policy of life insurance effected after the coming into force of this Act shall, after the expiry of two years from the date on which it was effected be called in question by an insurer on the ground that statement made in the proposal or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy - holder and that the policy - holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to insurance effected after the coming into force of this Act shall, after the expiry of two years from the date on which it was effected be called in question by an insurer on the ground that statement made in the proposal or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy - holder and that the policy - holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to disclosin question by an insurer on the ground that statement made in the proposal or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy - holder and that the policy - holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to disclosin the proposal or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy - holder and that the policy - holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to disclosin any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy - holder and that the policy - holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to disclosin any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy - holder and that the policy - holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to disclose:

When you borrow money from the cash value of life insurance, as long as the contract remains in force, there's no tax.

So anyway, there is now a company that will underwrite traditional life insurance that has a death benefit from the time it goes in force, has a range of products to choose from so your budget can be retained without having to take a ridiculously small policy, and it's available in amounts up to $ 1 million.

The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation

If you expect to receive alimony and child support from your spouse, you may want to require (in the separation agreement) that your spouse buy a life insurance policy (or keep the existing one in force), naming you as the beneficiary.