Sentences with phrase «life insurance in place on»

His banker agrees to lend him the money, but wants to have life insurance in place on Bob's life.

Not exact matches

Of course it depends on where you live, but in most places buying even with 5 % down and paying PM (private mortgage insurance) is a good decision.

It is that revelatory moment when white, middle - class Westerners finally understand what the rest of humanity has always known — that there are places in this world where the safety net they have spent so much of their lives erecting is suddenly whipped away, where the right accent, education, health insurance and a foreign passport — all the trappings that spell «It Can't Happen to Me» — no longer apply, and their well - being depends on the condescension of strangers...

In the meantime, you need a place to go and additional living expense coverage on your Anaheim renters insurance can help with that.

Therefore, if you are on the younger end of the age spectrum, you might want to consider purchasing something that will be in place for longer, such as a 30 year term policy or permanent life insurance policy.

Having a life insurance policy in place to address your mortgage payments could be a boon to your estate and to those on whom the burden of mortgage payments will fall.

When searching through available level term life insurance policies, you will also need to decide on how many years you want the coverage to remain in place.

In addition, the lower monthly premium allows people living on a fixed income to still have some kind of life insurance in place to cover the costs of funeral arrangementIn addition, the lower monthly premium allows people living on a fixed income to still have some kind of life insurance in place to cover the costs of funeral arrangementin place to cover the costs of funeral arrangements.

An online term insurance plan with return of premium To ensure that our loved ones are never wanting in terms of financial resources to live the life of their dreams, protect their standard of living as well as ensure that any unfortunate event does not place on their shoulders the burden of our debts & loans.

Our study showed insurance costs differed widely based on where riders lived: the most expensive place was more than 2x the cost of the cheapest in New Jersey.

As previously mentioned, Sagicor life insurance policy is an excellent choice for those individuals wanting to get their life insurance in place quickly so they can continue on with their busy life.

The IRS places a limit on how much money can go into life insurance premiums for the policy and how quickly such premiums can be paid in order for the policy to retain all of its tax benefits.

Rating classes are risk categories that life insurance companies place you in based on the risk you represent.

You just can't own the place you live in to be eligible for a renters insurance policy on the HO - 4 policy form.

One is that the insurance premium on this program is higher than for mortgages on a primary place of residence (a mortgage on a home that you live in).

For example, in the last 1860s, after some reorganizing, the casualty portion of the company was eliminated so that there could be more of a focus placed on the life insurance side.

A benefit of putting 20 % or more down payment on a home is you typically do not need to take out mortgage insurance (exception is FHA loans where the mortgage insurance remains in place over the life of the loan).

Life insurance coverage can preserve the retirement plan you worked so hard to put in place and ensure your estate will be passed on, intact, to your survivors.

Approximately 10 years ago some new federal laws were put in place that make companies report the life insurance policies they own on their taxes every year.

If you expect that you would be happy to (and able to afford to) live in the same place for at least ten years, and if the after - tax cost of buying a home (including likely repair costs, principal and interest on a 30 - year fixed rate mortgage, taxes, insurance, and utilities) is less than 125 % of the comparable cost of renting (including rent, renter's insurance, and utilities), buy a home.

If the debate on physician - assisted suicide does anything, it stresses the importance of having a will in place and life insurance.

Often, these policies are clubbed with various other investment products such as health insurance; mutual funds etc. to increase the return on investment while life cover stays in place.

This is an issue that could be addressed at a federal level as well: if the government can fund «flood insurance» that in so many instances subsidizes homeowners in wealthy communities who insist on building and living in places that are dangerous and inappropriate, why can't we establish something similar for low income families who want to take animals into their lives?

Mel High School, Chicago, Artist - in - Residence Ward Cheney Award, Yale University School of Art 1992 Polaroid Corporation, Artist Support Program, 20X24 Camera, New York & Boston, MA Addison Gallery of American Art, Phillips Academy, Andover, MA, Edward E. Elson Artist - in - Residence 1991 National Endowment for the Arts Regional Fellowship, Mid Atlantic Arts Foundation Polaroid Corporation, Artist Support Program, 20X24 Camera, New York 1990 New York Foundation for the Arts, Artist Fellowship Polaroid Artist Support Program, Material Support 1989 Percent for Art Commission, Department of Cultural Affairs, NY, Bedford Stuyvesant Multiservice Center The Art Commission of the City of New York, Award for Excellence in Design Visual Studies Workshop, Artist - in - Residence 1988 New York State Council on the Arts, Sponsored Project Grant Percent for Art Purchase, Department of Cultural Affairs, NY, Cumberland Hospital Center 1986 New York Foundation for the Arts, Artist Fellowship Atlanta Life Insurance Company, First Place Purchase Prize 1985 Light Work, Residency Fellowship 1984 New York State Council on the Arts, Residency Fellowship 1983 Creative Artists Public Service (CAPS), Artist Fellowship Percent for Art Purchase, Department of Cultural Affairs, NY, Percent for Art Purchase, Bellvue Hospital Center

On the other hand, you may have an opportunity to convert your whole life policy into a «paid - up» policy and this is where you no longer have to pay the premiums but the insurance will remain in place.

Life insurance coverage can preserve the retirement plan you worked so hard to put in place and ensure your estate will be passed on, intact, to your survivors.

AccuQuote, a leader in providing quality, competitive online life insurance quotes, has been mentioned in a recent New York Times financial article as a great place to get expert advice on purchasing life insurance.

Life Insurance: Coverage placed on the life of an individual whereas an insurance company issues a policy and pays a stated death benefit in the event of the insured's deLife Insurance: Coverage placed on the life of an individual whereas an insurance company issues a policy and pays a stated death benefit in the event of the insuredInsurance: Coverage placed on the life of an individual whereas an insurance company issues a policy and pays a stated death benefit in the event of the insured's delife of an individual whereas an insurance company issues a policy and pays a stated death benefit in the event of the insuredinsurance company issues a policy and pays a stated death benefit in the event of the insured's death.

By having a final expense life insurance policy in place, loved ones are much less likely to have to dip into savings, sell off other family assets, or worse yet, put these expenses on a high - interest credit card, putting them in long - term debt at an already difficult time in their lives.

Even once you have a life insurance in place to secure your families future financial needs when you have passed on, you current financial situation will still be affected, as you are spending that money now.

But if the rate class on the fully underwritten policy comes back different than applied for due to some issue in your lab work, you can always turn down the offer and keep the no medical exam term life insurance policy you already have in place.

Having a life insurance policy in place can also help you to make good on your promises.

Consider the advice of The Minnesota Department of Commerce, which is to get life insurance coverage in place in addition to managing your health, especially if your family members depend on your income.

Since your family is dependent on you financially in some way, if you pass away with no life insurance policy in place they will be stuck with your financial burdens.

In the meantime, you need a place to go and additional living expense coverage on your Anaheim renters insurance can help with that.

To summarize, there are obstacles in place to prevent someone with possible ill - intentions from purchasing a life insurance policy on you:

Having life insurance in place for your spouse in order to cover these expenses can be a much better alternative than dipping into your emergency fund or investments — or worse, putting these costs on credit, with a balance to pay off for many years.

They will buy the majority of their coverage in term life insurance as well as a smaller amount of permanent coverage they always have something in place to fall back on when the term life insurance expires.

Your roommate could purchase a life insurance policy on themselves and then after it is approved and placed inforce (activated, in other words) he or she can name you a beneficiary.

Write down account numbers, passwords, life insurance information, etc. on a sheet of paper and keep it in a secure place such as a fireproof safe.

This duty places a responsibility on the life assured to declare in utmost good faith, all material facts impacting the risk under the insurance policy.

Whether you're starting a family, taking off on adventure or reassessing how to protect the important people in your life, getting the right mix of insurance in place protects you and yours should life take an unexpected turn.

Whether it's a short term debt such as, a student loan or car loan, or a long term liability like a mortgage or numerous other sources of debt, a life insurance policy pays down the debt on behalf of the person who took out the policy in the first place.

You diligently did your research, you compared a bunch of life insurance quotes, you picked out the perfect policy with the perfect carrier, and you went on with your life — 10, 20, maybe 30 years — knowing that you had a safety net in place for your family.

By providing income replacement and covering end - of - life expenses, life insurance can step in to reduce the burden placed on families grieving a loss.

In terms of financial protection for your family or estate — which is ostensibly why you bought life insurance in the first place — the level of protection you actually paid for will be very similar to if you'd just bought a term policy for those 3 years and then stopped paying on iIn terms of financial protection for your family or estate — which is ostensibly why you bought life insurance in the first place — the level of protection you actually paid for will be very similar to if you'd just bought a term policy for those 3 years and then stopped paying on iin the first place — the level of protection you actually paid for will be very similar to if you'd just bought a term policy for those 3 years and then stopped paying on it.

We collected everything you need to know about life insurance companies based on our experience, and what is important for life insurance shoppers, and put it all in one place.

If you have people relying on your income, be sure you have a life insurance plan in place before traveling.

Placing life insurance on a child can also help in ensuring that the child will have coverage when he or she gets older.

If you live in a place where there is a lot of wind, you may want to consider something such as comprehensive insurance that can handle a tree falling on your car.