Sentences with phrase «life insurance offers policy»

Universal life insurance offers policy holders a great deal of flexibility in that they can choose — within certain parameters — when they make their premium payment, as well as how much of that payment is allocated to the death benefit and how much of it is allocated to the cash value component.

Term life insurance offers policy holders some important flexibility.

The Bima Advantage Plus from the house of Future Generali Life Insurance offers a policy term of 10 to 30 years with an insured receiving the fund value at maturity.

Because it offers flexibility and a cash value option, guaranteed universal life insurance offers policy holders many possible ways to put the cash value and death benefit to work for them, some of which include:

Term life insurance offers policy holders some important flexibility.

Monumental Life Insurance offers policies to replace lost income for loved ones should you unexpectedly die.

Not exact matches

In this section, provide employees with a general overview of the benefits you offer in terms of health care, dental, vision, life insurance, etc., but don't discuss specific policies with specific companies.

PrinterLogic offers health insurance, dental, vision, HSA and 401k matching, discounted gym memberships and life insurance policies.

AD&D insurance is similar to a life insurance policy in that both offer a death benefit, but your beneficiary wouldn't receive a payout if you died due to an illness.

If your company offers group life insurance, accidental death and dismemberment coverage is often provided alongside your policy.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

A universal life insurance policy offers permanent life insurance with flexible premiums.

Permanent life insurance policies, such as whole and universal life insurance, offer lifelong coverage and typically have a cash value component.

Since guaranteed acceptance policies offer life insurance coverage without health or medical questions, they generally have a two to three year waiting period.

If you work for a company that does not offer a qualified retirement plan (or does not offer a life insurance option in an existing plan) or if you have already contributed the maximum amount to your qualified retirement plan, a cash value insurance policy can offer some of the tax benefits of a qualified retirement plan.

As an employer, the Civilian Board of Contract Appeals offers eligible employees an excellent compensation and benefits package that includes federal insurance plans, life insurance coverage, leave policies, thrift - savings plans, transit and child - care subsidies, training and development, and work flexibility.

Clark Insurance offers a variety of business insurance options, including everything from a business owner's policy and liability protection to complete employee benefit plans and key person life iInsurance offers a variety of business insurance options, including everything from a business owner's policy and liability protection to complete employee benefit plans and key person life iinsurance options, including everything from a business owner's policy and liability protection to complete employee benefit plans and key person life insuranceinsurance.

Lifetime Builder ELITE also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

A life insurance broker — like Quotacy — offers you competitive pricing and policy options from multiple life insurance companies during the quoting stage.

It also offers the potential to accumulate greater cash values over the life of the policy than other fixed - interest permanent insurance products.

In later life stages, permanent life insurance may offer, depending on the type of policy, the opportunity to accumulate cash value on a tax - deferred accrual basis, money that can be used for diverse needs.

Guaranteed universal life insurance behaves like a term life insurance policy but extends to cover a nearly - permanent term, offering coverage until age 90, 95, 100, 110 or 121.

If you're below 80 or fairly healthy, you should be able to qualify for term or guaranteed universal life insurance policies which offer low rates for seniors.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

Variable life insurance is also similar to whole life insurance but, instead of having a guaranteed rate of growth, the cash value of the policy can be invested in sub-accounts offered by the insurer.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

Term policies are generally the least expensive type of life insurance and term lengths can be for as little as one year, but policies are more commonly offered for 5 - year, 10 - year, 20 - year, and 30 - year terms.

The two primary categories of life insurance policy are term and permanent, with term policies only offering coverage for a fixed period of time, while permanent policies last so long as you continue to pay the premiums.

Note: Variable life and variable universal life insurance policies are offered by prospectus, which you can obtain from your financial professional or the insurance company.

In the 20 April Nature, scientists claim that colony life offers celibate handmaidens the equivalent of a life insurance policy.

In Killer Joe dimestore drug dealer Chris puts a hit out on his mother for her life insurance policy and offers up his sister to the hitman as collateral.

Online life insurance quotes for policies offering guaranteed acceptance are synonymous with those without a medical examination or health questions.

A few policies offer a lifetime benefit — meaning the insurance will pay out for as long as you live and remain disabled.

Many policies also offer you the option of converting your term policy into a permanent life insurance policy such as a universal life policy.

Whole Life Insurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawLife Insurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and witInsurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawlife insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and witinsurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawlife insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and witinsurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawals.

The extensive insurance advice provides a variety of information on topics including auto insurance, home / renters insurance, health insurance, and life insurance - offering easily accessible articles revealing tips on topics such as buying insurance, insurance policy questions, amounts and types of insurance coverage, addressing complaints, and claims.

The majority of Gerber's insurance offerings are a form of whole life insurance, and these are their best policies.

Policies such as variable universal life insurance combine components of the above, blending the investment flexibility of variable life with the ability to use the cash value to pay monthly premiums offered in universal life.

Term and mortgage life insurance policies have several similarities, but term policies offer much greater flexibility in their benefits.

For example, if you intend to retire at 70 and have determined that you'll need $ 750,000 to cover your family's costs post-retirement, but you're 60 and have only saved $ 600,000, you may choose a term life insurance policy that offers $ 150,000 of coverage should anything happen to you before then.

Many insurers offer convertible term life insurance policies, meaning that for a specified period of time you can convert the term policy to a permanent life insurance policy without going through a new medical review.

Examine what your workplace benefit plan offers and then have your adviser review all your insurance policies — disability, life, auto and home — to make sure that your coverage is adequate.

I realized early that individual life insurance policies offer better security than employer - provided group plans.

Know if your life insurance broker offers policies that match your budget and objectives before you buy your policy online.

If you're wondering what life insurance companies offer return of premium policies and riders, be sure to check out our company reviews for the lowdown on all of the policies you can find on PolicyGenius, or talk to one of our licensed experts today.

The AARP offers term life insurance coverage for members between the ages of 50 to 74 and policies can be converted into a permanent life insurance policy at any point during coverage.

AARP and New York Life offer group term and whole life insurance policies for seniors, as well as whole life insurance coverage for minLife offer group term and whole life insurance policies for seniors, as well as whole life insurance coverage for minlife insurance policies for seniors, as well as whole life insurance coverage for minlife insurance coverage for minors.

FDIC insurance does not, however, cover other financial products and services that insured banks may offer, such as stocks, bonds, mutual fund shares, life insurance policies, annuities or municipal securities.

Funeral Advantage whole life insurance policies offer up to $ 20,000 in coverage and have a cash value that grows over time.

The company offers six types of universal life insurance and three types of indexed universal life insurance policies, including a survivorship indexed product.