Sentences with phrase «life insurance policy because»

Similarly, if you are having trouble getting a life insurance policy because of your disability, you might be limited to something such as a funeral expense policy.

Many people feel that they do not need to purchase a life insurance policy because they are still young and healthy.

For example, some people purchase a universal life insurance policy because it may have long - term benefits, but these people also add a term rider for more coverage because of more immediate needs like a large mortgage.

It is considered as the most economical form of life insurance policy because the premium price of term insurance policies is very low and the coverage is very high.

However, this is the best time to purchase a life insurance policy because you can lock in coverage at a low rate.

However, many homeowners purchase a mortgage term life insurance policy because it can offer lower premiums and more flexibility.

Q: My bank is requiring a term life insurance policy because of a loan I took out from them.

If you do not qualify for a typical life insurance policy because of asymmetric septal hypertrophy, there's still hope!

Consider a limited pay life insurance policy because you only have to pay premiums for a period of time but the benefits last your entire life.

Universal life insurance is sometimes referred to as a flexible premium life insurance policy because it allows you to determine the amount and frequency of premium payments, and to adjust the policy face amount up or down to reflect your changes in needs.

, you definitely going to want to consider a guaranteed issue life insurance policy because, you're simply not going to be eligible for any other «Type» of coverage right now.

He argued that it is better to have a whole life insurance policy because at least you are regularly investing the money.

One possibility is a second to die life insurance policy because the death benefit will only be payable upon the death of the last spouse.

I have recommended time and time again to my clients to buy a good term life insurance policy because it costs, less but I never fail to stress the many advantages of whole life insurance ownership as well.

Whole life is the optimists life insurance policy because you know you are going to live well into your 90s so having a policy that builds cash value and lasts your whole life is the far better choice.

Did you buy a life insurance policy because someone forced you to?

Policyholders should thus exercise caution while taking up a loan against a life insurance policy because the policy is supposed to protect one's loved ones in the event of their death.

The mortgage was only $ 300,000 (in Los Angeles that's considered cheap, since the median house sales price is now around $ 700,000), but I decided on a $ 500,000 term life insurance policy because I had additional debts like student loans and credit cards that I wanted to make sure would be taken care of.

The revival of your life insurance policy provides an option to extend the coverage, as the insurers can not decline the revival of your life insurance policy because the option of revival of lapsed policy is always present in the original policy document.

Many people opt for a guaranteed universal life insurance policy because of the low premiums and high death benefit.

The insurance policy will function just like a term life insurance policy because it will last a specific number of years and the whole premium payment will cover the death benefit amount.

Both the question of taxes and the value of your dollar are important when considering either a Roth IRA or a whole life insurance policy because they are both funded with after tax dollars.

Have you been saying «no» to a term life insurance policy because you fear surviving the term and not getting any benefit?

The policy can also provide more safety than a variable universal life insurance policy because it is not subject to market fluctuation (unless it is equity indexed).

After all, most people purchase a life insurance policy because they want to leave... Continue reading Do Single People Need Life Insurance?

If you are looking for an investment option then you should consider an indexed universal life insurance policy because it will allow you to make an investment and gain returns while your investment is being monitored.

If you're in the midst of reassessing your expenses, you may be thinking about getting a decreasing term life insurance policy because you'd like to save on monthly premiums.

One of the most common is that it's easier to purchase a term life insurance policy because more companies offer this coverage.

Many people in their early fifties may only need a 10 or 15 year term life insurance policy because they are nearing retirement and no longer need the coverage.

There are a couple of pros of buying a guaranteed issue life insurance policy because let's face it, this type of life insurance is a life saver!

Term life insurance is generally more affordable than a whole life insurance policy because you are not paying extra for an investment component, nor will you likely be paying on the policy as long.

It's ideal if you've been refused a life insurance policy because of the state of your health or age.

Over time, less premium will be paid into a whole life contract when compared to an annual renewable term life insurance policy because the whole life insurance uses premium plus investment interest to hold down the cost of insurance and the annual renewable term does not.

Our recommendation is to always go for a 10 - year term life insurance policy versus the 5 - year term life insurance policy because for one, they are the same price and for two, you can cancel the policy at any time so what's the point of having 5 - year term life insurance?

As long as you do all of these tips you will be getting a chunk of discounts off your life insurance policy because let's face it, life is expensive and you already have to pay for car insurance and health insurance, the last thing you want to add to your never ending expenses is an expensive premium for your life insurance policy.

There are usually higher premiums under a whole life insurance policy because of the extent of its coverage, and these premiums are generally set at a fixed price.

If both Jim and Tina became deceased their oldest child would receive the proceeds from the life insurance policy because their oldest child was chosen by Jim and Tina as the contingent or secondary beneficiary.

Ten year level term is the most popular form of term life insurance policy because it is very inexpensive even at large face amounts and is relatively easy to obtain.

If you're looking for a term life insurance policy because you have depends, bought a home, or simply want reassurance that others will be taken care of in the event of your death, I'd try PolicyGenius to get a free quote.

Never: Never name your minor child as a beneficiary of your life insurance policy because a minor can not inherit money and as a result it will be put in a blocked account that they can not access.

For those individuals that don't qualify for a rated life insurance policy because of their health, there are other options.

Important Life Insurance Facts Are you putting off purchasing a life insurance policy because you don't have all the important life insurance facts you need to make an informed decision?

The appointment took maybe 15 to 20 minutes and I received my results a few days afterward along with an amazing price on my life insurance policy because Protective recognized my good health.

They are different than a key man life insurance policy because they provide income, not a death benefit, and the income stream can be somewhat defined.

In some instances a life insurance company may hold a person's life insurance policy because the family was unaware a policy existed or where it was located.

Level term life insurance is by far the most popular life insurance policy because it is inexpensive and relatively easy to buy.

Also, it is very important for people over 50 to have a life insurance policy because they need something in place to supplement their income if they are to pass away suddenly.

Always ask questions before changing a life insurance policy because you may stand to lose a lot.

Many people opt for a guaranteed universal life insurance policy because of the low premiums and high death benefit.

Another good practice tip is that you should avoid designating your «estate» as the beneficiary of any life insurance policy because this vague designation will require that the proceeds must go through probate, and this costly and time consuming court process should be avoided whenever possible.