Sentences with phrase «life insurance policyholders who»

For those whole life insurance policyholders who have eligible policies, there is also the option of using dividends to help in paying some or all of the premium.

Then, over time, there are some life insurance policyholders who will drop their policies while there are others that are in poor health who will keep theirs.

In settlements with states, a slew of major insurance companies agreed to use Death Master and other databases to look for life insurance policyholders who have died and then make concerted efforts to locate beneficiaries.

For those whole life insurance policyholders who have eligible policies, there is also the option of using dividends to help in paying some or all of the premium.

Not exact matches

A policyholder who lives with a girlfriend or boyfriend also might want to list them on their renters insurance.

Stock life insurance companies, on the other hand, are owned by their stockholders, who vote for the officers of the company, rather than by their policyholders.

Life insurance policyholders pay a premium and elect a beneficiary who will be eligible for payout if they pass away.

ROP term is especially attractive to policyholders who do not possess the wherewithal or the desire to pay whole life insurance premiums.

A policyholder who lives with a girlfriend or boyfriend also might want to list them on their renters insurance.

Policyholder The person who owns the life insurance policy.

Dividends are a portion of the life insurance company's profits that is paid to policyholders who, by purchasing life insurance, are investing in the life insurance company's growth.

Our class action group acted as part of the Class counsel team in Mandeville v. Manufacturers Life Insurance, a class action trial that sought compensation for former Barbados Manulife policyholders who were excluded from the benefits of Manulife's demutualization

In India, the word term insurance refers to a policy that provides financial cover by assuring an amount for the life of a person who is the policyholder during a specified interval of his life (called the term).

In general, life insurance policies are cheapest among policyholders who are unlikely to use their coverage.

At the heart of our business is a genuine concern about our policyholders; that concern even extends to people who don't yet have life insurance protection because we know how beneficial it can be.

This provides additional value to policyholders who are looking to maximize their life insurance policy.

By being proactive policyholders who have fallen behind in their monthly premium payments may be able to preserve their coverage and keep their life insurance coverage from lapsing.

A life insurance policy is not for you, the policyholder, it is for your loved ones who may outlive you.

A policyholder who is not properly guided by the existing life insurance company has the right to exercise the restoration of the existing policy within seven days from the receipt of the new one.

If you can't find the insurance policy on your own, but you know which company the policyholder had his or her policy through, you can simply get in contact with the life insurance company, who should have the policy on file.

A policyholder who is not properly informed by the current life insurance company has the liberty to exercise the restoration of the existing policy within seven days from the receipt of the new one.

For those who may wish to have permanent life insurance coverage in the future, the Lincoln TermAccel policy may be converted over into a permanent life insurance policy if the policyholder moves forward with such a conversion by the end of the term's coverage or by age 70 (whichever occurs first).

Greater flexibility for policyholders who want to borrow against the cash value in their whole life insurance policies.

Now, John Hancock policyholders who wear Internet - connected Fitbit can get discounts of up to 15 % on their life insurance policy.

Any person, other than an insurer or its duly authorized agent, who solicits or assists Ontario policyholders in the selling, trading, transferring, pledging or assignment of life insurance policies might be in violation of section 115 of the Insurinsurance policies might be in violation of section 115 of the InsuranceInsurance Act.

A New York and New Jersey Lawyer Who Represents Policyholders and Beneficiaries in Life Insurance Denial Cases

Although not a life insurance salesman, I will comment from the perspective of a policyholder attorney — these types of policies may be appropriate and appealing to a certain market share who is willing to accept risk, but they may not be right for everyone.

Offering 24/4 customer service and up to a 25 - percent discount for policyholders who bundle auto, home and life insurance, Farmers is forward thinking when it comes to customer service.

According to Eric Dinnocenzo, a lawyer who represents policyholders and beneficiaries of life insurance cases, those who have life insurance and enter prison will continue to have life insurance as long as their premiums are paid.

Like any variable life policy, variable survivorship life insurance has a cash value component in which a portion of each premium payment is set aside to be invested by the policyholder, who bears all investment risk.

Secondly, in my years of insurance experience, I have sold many term life insurance policies, but I have seen very few policyholders who actually «invest the difference».

Being a mutual insurance company means that Lafayette Life is owned by participating policyholders, who share in the ownership rights of the company, as well as take part in the company's profits through dividends.

Brokers are primarily interested in policyholders who are in their seventies, or younger if they have a serious illness, says Darwin Bayston, executive director of the Life Insurance Settlement Association.

To get around the tax implications of a withdrawal, policyholders who want access to the money in their life insurance policy can take a loan from the policy rather than make a withdrawal.

A policyholder who lives with a girlfriend or boyfriend also might want to list them on their renters insurance.

An insurance company offering variable life insurance to its policyholders will have a full - time investment manager who is responsible for looking after the overall performance of specific investment funds.

Accidental death and dismemberment (AD&D) insurance is optional coverage added to a health or life insurance policy that pays out benefits for policyholders who die due to an accident as opposed to natural causes or who lose a bodily limb or eyesight.

Viatical settlements (or life insurance policies with a «living benefit rider») specifically involve a policyholder with a terminal illness who wishes to sell his life insurance policy for immediate cash and needs the money for medications or treatment; the seller typically has a life expectancy of five years or less.

Policyholder is the person who owns a life insurance policy.

In addition to the death benefit paid out as part of the life insurance coverage, the NSLI also provides a disability benefit (when applicable) to policyholders who become disabled prior to turning 65.

Fraudulent Claims: At times, there are policyholders who have not disclosed the correct and important information in the urge of getting the life insurance policy.

Safeco Insurance: Safeco Insurance offers its Teen Safety Rewards program with several helpful benefits and discounts including: good student discount (3.0 B grade or better to qualify); driver training discount (available for teens who complete an approved driver education program; distant student discount (this discount is available for teens in school who live more than 100 miles away from home with no car); tenure reward (This discount applied for Safeco policyholders who have been with the company for more than two years); road ahead guide (tips about learning to drive, obtaining a license, what to do in an accident and more); and the parent - teen contract (This contract helps you set expectations, rules and responsibilities for your teen when driving).

Dividends are a portion of the life insurance company's profits that is paid to policyholders who, by purchasing life insurance, are investing in the life insurance company's growth.

Located in Columbus, Ohio and rated «A» (Excellent) by A.M. Best, they partner with independent agents who offer auto, home, life and business insurance protection to policyholders in Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia and Wisconsin.

Unlike individual life insurance plans that require policyholders to undergo a medical evaluation to obtain life insurance, employer - sponsored group policies offer coverage to all employees for the same rate, even those who may be rejected from individual life insurance plans.