Sentences with phrase «life insurance product like»

It may make sense to pursue an «alternative» life insurance product like a guaranteed acceptance life insurance policy, provided that their insurance needs are small ($ 25,000 or less).

These individuals, they will either need to simply go without any life insurance or will need to purse an «alternative» life insurance product like a guaranteed issue life insurance policy which will not require an applicant to take a medical exam or answer any health - related questions in order to qualify.

Individuals who have been diagnosed with stage 3 or 4 uterine cancer will need to pursue an «alternative» life insurance product like a guaranteed issue life insurance policy if they would like to qualify for life insurance.

You might hear an agent talk about the advantage of a simplified issue life insurance product like mortgage life insurance.

However, what makes cash value life insurance products like whole life insurance unique is that some of your premium is being set aside into a savings account, which your life insurance company will deposit dividends into as an interest payment.

Learn about different life insurance products like term and permanent life insurance and how to determine your insurance needs.

Guaranteed life insurance products like those by Vantis and Mutual of Omaha are all about simplicity, so you don't have to be concerned about carriers making major changes to any bells and whistles in the product.

With increasing awareness, life insurance products like term insurance (pure protection plan), critical illness, personal accident and low - cost Ulips would gain ground,» claimed Yashish Dahiya, the founder CEO of online insurance comparison portal Policybazaar.

Life insurance products like universal life provide significant tax advantages over other products.

There is a plethora of life insurance products like - a Term plan, a Whole life plan, a ULIP, an Endowment plan, a Child plan and a Pension plan.

One such strategy is to use life insurance and life insurance products like annuities because most state laws offer at least some protection of the cash value in these accounts.

Mutual of Omaha offers affordable term life insurance as well as a host of strong, mutual based permanent life insurance products like whole life and universal life.

But for the life insurance products like Term Plan, looking at a claim settlement ratio is all the more important as pure Term Plan offers only death benefit.

Not exact matches

The changing of the seasons is as good a time as any to remind employees that products like supplemental life, critical illness and accident insurance coverage have the ability to protect their financial security to and through retirement.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

According to latest data from the Bureau of Labor Statistics, the typical U.S. household now spends about 20 percent of their annual budget outlays on health care, personal insurance, life insurance, pension - like products and social security.

But financial products, esp the high - commission fee - loaded stuff the WFG wants to you flog like variable annuities and Transamerica's «Indexed» Universal Life (FFIUL) insurance policy, you usually sell once to a prospect and that's it.

This product is called Return of Premium Life Insurance and it's exactly what it sounds like.

Indeed, it's not only car insurance that South Africans struggle with — other types such as personal, life, and value added products like Domesticsure are far from many consumers» minds.

Many shoppers prefer the simplicity and affordability of term life insurance over complicated products like universal life to get the coverage they need to protect their loved ones.

But if Mr. Fisher wants to write about life insurance products more, maybe he would like to get a life actuary on staff, or at least someone with the LOMA credential.

Fraternal companies typically focus on providing financial products to its members and member families, like group life insurance.

Child life insurance is sold by most major insurance companies and there are a few, like the aforementioned Gerber Life Insurance, that specialize in the prodlife insurance is sold by most major insurance companies and there are a few, like the aforementioned Gerber Life Insurance, that specialize in theinsurance is sold by most major insurance companies and there are a few, like the aforementioned Gerber Life Insurance, that specialize in theinsurance companies and there are a few, like the aforementioned Gerber Life Insurance, that specialize in the prodLife Insurance, that specialize in theInsurance, that specialize in the product.

Term life insurance, on the other hand, is often referred to as «pure» life insurance because, like other insurance products, it has a single objective: protect against a high - impact risk.

Products that are easy to analyze, like term life insurance, are competitive, and profit margins are low.

Though Fidelity was once known more for its financial services offering, it has become a force in quality life insurance policies in recent decades for its innovative products, like its hybrid life insurance plans.

Just like life insurance, it can be difficult for consumers to figure out how and where insurers make their money due to the intangible nature these products.

To fully understand annuities, the first important aspect to note is that, just like other insurance products, regardless whether we're talking about convertible term life insurance, whole life insurance, universal life insurance, etc., annuities are a contract between the policy owner and the insurance company.

This product is called Return of Premium Life Insurance and it's exactly what it sounds like.

Like any other industry, different life insurance companies charge different rates for their products.

The one downside to Northwestern Mutual is that they have comparably higher rates for simple products, like term life insurance.

Like most types of insurance, term life insurance is a product you hope you never have to use.

While the company offers many lines of insurance along with life insurance and retirement and investment products, it does not offer features like checking and savings accounts.

And like Whole Life Insurance, Universal life Insurance product may also offer tax free «cash values» within your 4Life Insurance, Universal life Insurance product may also offer tax free «cash values» within your 4life Insurance product may also offer tax free «cash values» within your 401k.

While it offers your typical array of individual insurance solutions — home, auto, life and the like — it also provides loss control and other products to businesses, including leasing services.

Life insurance is like most other products and services that are available.

Just like with mortgage life insurance, this product is aggressively marketed to unsuspecting customers.

Annuities When you convert your RRSP to an annuity (a type of insurance product that guarantees you a fixed income for life), the payments are taxable, just like withdrawals from a RRIF.

The long - term care rider is the most complicated rider to price out because it's basically like another insurance product on top of your life insurance policy.

Forget about being coerced into doing bad things you don't want to, like abusing American Funds and life insurance company products.

Life insurance agents like to say Variable Universal Life insurance products will allow you to retire earlier with more money, because you can take tax - free loans instead of withdrawals, and almost never pay any taxes.

IRA contributions are not allowed to be invested in assets like collectibles and life insurance products, and should comply with similar IRS policies governing regular IRAs.

While many agents, brokers, and insurers argue in favor of permanent life insurance policies like whole life insurance, these products do have their critics, including popular financial personalities like Dave Ramset, Suze Orman, and Clark Howard.

In addition, payday loans requires only a single charge, not like other products that involve collateral, origination and administration fees, prepayment penalties, charges for credit life insurance, interest payments and other charges.

Iowa does not regulate life insurance the way the state's Departments of Insurance regulates other insurance products like healthinsurance the way the state's Departments of Insurance regulates other insurance products like healthInsurance regulates other insurance products like healthinsurance products like health or auto.

Then we'll move on to pure insurance products like life insurance, health insurance and long - term care insurance.

Once the need for quick commission bucks stops, because they've graduated out of that failing business model, the need to hard - sell American Funds immediately and permanently goes away too (ditto with having to hard - sell life insurance company products like whole life and annuities).

But while products like whole life insurance aren't right for everyone, they may be right for certain high income earners.

The only other type of «investment product» that returns such poor investment performance; while sucking your money away like cancer running a vacuum cleaner - with their never ending parade of loads, commissions, fees, expenses, and charges - is whole life insurance.

They're going to try to sell you life insurance company products - like whole life insurance and annuities.