Sentences with phrase «life insurance you need based»

You answer some basic questions about your financial situation and the calculator gives you an instant, accurate estimate of your life insurance needs based on your current financial situation.

You'll get recommendations on how much life insurance you need based on your answers.

Jarrard said consumers should start by determining how much life insurance they need based on current income, living expenses and future financial obligations.

Every applicant is different, which means that every person is going to have different life insurance needs based on their family and preferences.

The Unum Life Insurance Company knows that different people have different life insurance needs based on their life situations.

The Nationwide Life Insurance Company knows that different people have different life insurance need based on their life situations.

Not exact matches

It can be challenging to find the best guaranteed acceptance life insurance for your needs, so we've assessed the top 9 carriers based upon quotes and coverage.

The decision to purchase life insurance should be based on long - term financial goals and the need for a death benefit.

In later life stages, permanent life insurance may offer, depending on the type of policy, the opportunity to accumulate cash value on a tax - deferred accrual basis, money that can be used for diverse needs.

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

When you compare permanent life insurance quotes, the policies you compare must be based on your specific needs.

Deciding whether to purchase whole life or term life insurance is a personal decision that you should base on the financial needs of your beneficiaries as well as your financial goals.

In the following Savings Bank Mutual Life Insurance Company of Massachusetts review, we will take a close look at the company's products and ratings to help you decide if SBLI is the right fit for you, based on your own need, goals and objectives.

Because we advocate using permanent life insurance for tax advantaged cash value accumulation through paid up additions AND other approaches, we suggest that convertible term will allow you increase your base of permanent life insurance as your needs and budget increase.

Because the best life insurance company for you will depend on your need, based on your unique goals and objectives.

Borrowers can avoid this pitfall by simply continuing to live in their home, making any needed repairs on an annual basis to upkeep the property, and making sure to plan ahead so they are able to pay their taxes and homeowners insurance when the bills become due.

The best life insurance company for you will be based on a combination of your needs, goals and objectives.

Hopefully the following index universal life pros and cons article will help shed some light on what permanent life insurance is best for you — based on your unique need and goals.

This approach uses life insurance and the different life insurance riders available to maximize your policy, based on your unique goals, needs and objectives.

In the following American United Life review we will focus on the company's history, strong ratings, life insurance policies, and the policy riders offered so that you can make an informed decision on who the best life insurance company is — based on your unique need, goals and objectiLife review we will focus on the company's history, strong ratings, life insurance policies, and the policy riders offered so that you can make an informed decision on who the best life insurance company is — based on your unique need, goals and objectilife insurance policies, and the policy riders offered so that you can make an informed decision on who the best life insurance company is — based on your unique need, goals and objectilife insurance company is — based on your unique need, goals and objectives.

Once we have the necessary information we can run a personalized whole life insurance cash value calculator (i.e. an illustration) for you, based on your specific health, objectives and needs.

It is sad that many stockbrokers and pundits in the financial community criticize whole life insurance for young people based upon various suggestions such as «high fees» OR the time needed to realize value.

Assuming you do need life insurance, there are four broad groups of insurance to choose from based upon your financial situation:

Your insurance needs can change based on your life goals and circumstances.

At Northwestern Mutual, our recommendations are based on your priorities and what you can afford — so you get only the life insurance you need, and nothing you don't.

In the case of variable universal life or indexed universal life policies, the illustration needed will be based on a hypothetical earnings rate such as 6 % and current insurance costs.

Deciding whether to purchase whole life or term life insurance is a personal decision that should be based on the financial needs of your beneficiaries as well as your financial goals.

Please give us a call today for policy illustrations from many of these excellent cash value life insurance companies and long - term care insurance providers and receive a free strategy session to see which company and policy is right for you — based on your unique needs, goals and objectives.

The right life insurance policy for you will be based on your specific personal and business needs and goals.

The type of permanent life insurance that is most advantageous will be determined based upon the strategy and type of qualified special needs trust that is being used.

Then you have to decide which life insurance company will offer that policy, designed specifically for you - based on your unique needs and goals.

After all, the actual need for life insurance is not fixed — it actually varies based on your age and circumstances.

If you look at the above graph and compare the blue line (the cost of life insurance on a yearly basis) with the white line (permanent insurance, premiums level for life), you'll see that in the early years, the whole life premiums far exceed the actual cost of insurance — the company is taking in premiums far higher than they need.

Granted at the time it's because financial planning was a good way to do needs - based selling for life insurance.

Life Insurance Benefit: In case of the unfortunate event of death of the life insured, the nominee will receive Higher of (110 % of Sum Assured for Money Back option and 125 % of Sum Assured for Endowment option) or 11 times the base annualized Premium to support your child in a time of nLife Insurance Benefit: In case of the unfortunate event of death of the life insured, the nominee will receive Higher of (110 % of Sum Assured for Money Back option and 125 % of Sum Assured for Endowment option) or 11 times the base annualized Premium to support your child in a time of nlife insured, the nominee will receive Higher of (110 % of Sum Assured for Money Back option and 125 % of Sum Assured for Endowment option) or 11 times the base annualized Premium to support your child in a time of need.

The Company Offers different life Insurance Plans based on the various needs of the customers.

You should choose a life insurance plan based on your needs and the finances available.

Our life insurance calculator will help you understand your needs based on your life circumstances and your financial situation.

Choose your life insurance term length and coverage amount based on how much debt you wish to cover or how much earned income you need to replace.

Your insurance needs change based on where you are in life.

When you are getting a life insurance quote with us, we not only calculate the best rate for you based on your needs but also give an opportunity to speak with an experienced adviser who can answer all your questions, address your concerns and explain all insurance details.

First of all, he will map out what you really need and second of all; he will help you decide the best policy for life insurance based on the circumstances.

These agents have access to several life insurance companies and can help you compare multiple term life insurance rates based on your specific needs.

The need for life insurance is based on the probability of a dire financial event, but «it's the small probability that creates the need for insurance, not the high probability,» says Milevsky, who teaches at York University's Schulich School of Business.

If these reasons don't apply to you, it doesn't mean that you don't need life insurance, but you still may want to consider it based on your individual needs.

These concerns however, are often based on myths, and end up discouraging people from getting the life insurance they may need.

Besides the different features of life insurance carriers themselves, you also need to rate them based on the policies they sell.

I am contracted with many life insurance companies in Canada, so I can help you shop around for the best rates and value based on your insurance needs.

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I've tended to prefer term insurance for death benefit needs and traditional, portfolio - based (meaning investment returns are driven by the insurance company's general portfolio / account) whole life insurance with a mutual insurance company for permanent death benefit and cash accumulation needs.