Sentences with phrase «life insurance you purchase for»

Business Life Insurance: Life insurance purchased for business rather than personal purposes.

Group whole life insurance — Group life insurance purchased for the life of the policyholder.

Business Life Insurance: Life insurance purchased for business rather than personal purposes.

Term life insurance is the least expensive and most common type of life insurance purchased for an SBA loan.

The most common type of life insurance purchased for an SBA loan is term life insurance.

The most common type of life insurance purchased for a non-working spouse is term life insurance because it provides the largest death benefit for the lowest monthly cost.

Not exact matches

For a small additional fee, health insurance providers allow you to purchase a life insurance plan, either from them or from another company.

You will also need the more costly cash value policy if you purchase life insurance for the purpose of leaving a charitable legacy, Simmonds said.

Parents of a disabled child who will need ongoing support such as medical care or assisted living, however, will need to purchase cash - value insurance, advised James Hunt, a life actuary for the Consumer Federation of America and founder of website Evaluatelifeinsurance.org.

Although MDY's owners each have nearly $ 1 million worth of life insurance for their family's protection, financial adviser Adams urged them to purchase an equivalent level of key - man coverage for the company.

The Centers for Medicare and Medicaid Services (CMS) has issued new rules that will make it more difficult for consumers to purchase insurance on Obamacare's marketplaces outside of its set enrollment period (Obamacare allows «special» enrollment periods for people who have experienced a major life event).

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

In a life insurance cash settlement, a company will purchase your life insurance policy for a greater amount than the policy's cash value but less money than the death benefit.

For example, a young, high - income parent may get whole life insurance since they would have lower annual premiums by purchasing early when they're healthy.

This means that you can purchase a significant amount of accidental death insurance for a much lower premium than you would pay for a traditional life insurance policy.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

And you can purchase term life insurance coverage for a term of up to 35 years.

With term life insurance, however, the policy is purchase for a set period of time.

Mortgage default insurance for buyers who are purchasing properties for immediate family members to live in with as little as a 5 % down payment.

The decision to purchase life insurance should be based on long - term financial goals and the need for a death benefit.

Mortgage life insurance quotes are more expensive for healthy homeowners because most policies don't require you to get a medical exam prior to purchase.

One of the key differences to understand is that while you can purchase much more term life insurance than permanent insurance for your money, if you don't die during the term, your favorite charity won't receive any death benefit.

A whole life insurance policy may be purchased to supplement term life insurance to cover final expenses, protect a special needs child, or to provide tax advantages for large estates.

When most people call in to Quotacy to ask about purchasing permanent life insurance, they are initially looking for a 6 - figure face amount (like term plans offer) to cover their entire life.

If you'd like to purchase a permanent life insurance plan, our advisors can help you make the right decision for your family.

It may seem odd to pay taxes on coverage that you've already paid for, but this rule is meant to account for cases in which you receive a discounted rate by purchasing group life insurance.

For example, if you have a 30 - year mortgage for $ 300,000, you can purchase a term life insurance policy with a matching death benefit and term lengFor example, if you have a 30 - year mortgage for $ 300,000, you can purchase a term life insurance policy with a matching death benefit and term lengfor $ 300,000, you can purchase a term life insurance policy with a matching death benefit and term length.

When you purchase term life insurance, you agree to pay recurring premiums in return for the commitment by the insurance company to pay a death benefit if the insured happens to die during the term that the insurance policy is in effect.

The riders available for a particular policy change by insurer, so if you'd like to customize your coverage using them, you'll want to check what exactly is available before you purchase the life insurance.

A commonly shared rule of thumb for determining your life insurance needs is to purchase a policy with a death benefit equal to 5 to 10 times your annual income.

The North American Company for Life and Health Insurance offers guaranteed universal life insurance coverage that you can purchase up to age 85, and consistently has some of the lowest raLife and Health Insurance offers guaranteed universal life insurance coverage that you can purchase up to age 85, and consistently has some of the loweInsurance offers guaranteed universal life insurance coverage that you can purchase up to age 85, and consistently has some of the lowest ralife insurance coverage that you can purchase up to age 85, and consistently has some of the loweinsurance coverage that you can purchase up to age 85, and consistently has some of the lowest rates.

If you want coverage for a fixed period of time, such as 10 or 15 years, term life insurance will be your least expensive option, and you can purchase hundreds of thousands of dollars in coverage.

If, for example, you received a significant promotion and raise 5 years after purchasing term coverage, you might want to convert to a permanent life insurance policy to take advantage of the tax benefits and receive dividends.

A patch went live today for Metal Gear Solid 5: Phantom Pain that includes, among other things, the ability to buy insurance for your base with in - game currency either earned or purchased with real...

A patch went live today for Metal Gear Solid 5: Phantom Pain that includes, among other things, the ability to buy insurance for your base with in - game currency either earned or purchased with real cash.

Parent Involvement in the School Program 2112.00 Parent Involvement Plan 2112.00 R1 Part - Time Classified Employees 6335.00 Part - Time Employees 6325.12 Payroll Deductions - Tax Sheltered Annuities 3921.00 Payroll Deductions - Tax Sheltered Annuities 3921.00 R1 Payroll Deductions - Tax Sheltered Annuities Approved Companies 3921.00 R3 Payroll Deductions - Tax Sheltered Annuity Deduction Agreement 3921.00 R1E1 Payroll Deductions - Tax Sheltered Annuity Requirements for all Vendors 3921.00 R2 Payroll Deductions - Tax Sheltered Life Insurance 3922.00 Performance Contract (Memorandum) 7116.30 E4 Performance Contract (Memorandum) 6222.10 E4 Performance Contract - $ 1,000 or less 7116.30 E2 Performance Contract - $ 1,000 or less 6222.10 E2 Performance Contract - over $ 1,000 not more than $ 5,000 6222.10 E3 Performance Contract - over $ 1,000, not more than $ 5,000 7116.30 E3 Performance Contract - Procedures 7116.30 R1 Performance Contract - Procedures 6222.10 R1 Performance Contract - Wage / Payment & Vendor / Contractor Determination 7116.30 E5 Performance Contract - Wage / Payment & Vendor / Contractor Determination 6222.10 E5 Performance Contracts 6222.10 Performance Contracts 7116.30 Personal Leave - All Employees 6225.00 R3 Personal Property Authorization 3934.00 E1 Personal Purchases by Employees 3872.00 Personnel Files 6410.00 Personnel Files 6410.00 R1 Petty Cash Purchase 3820.00 Physical Assaults and Threats 5610.00 Physical Examinations 6430.00 Physical Examinations 6430.00 R1 Positive Behavior Supports 8400.00 R1 Positive Behavior Supports and Interventions 8400.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 R1 Probationary Classified Employees 6343.00 Procedure for Workers» Compensation Insurance 6223.60 R1 Professional Staff Evaluation 6192.00 Program Evaluation 0540.00 R1 Program Evaluation 0540.00 Prohibition of Referral or Assistance Property Claim Form 3934.00 E2 Property Inventory 3220.00 Property Inventory 3220.00 R1 Proposed Guidelines for the Provision of Sex Education 7122.40 Public Complaints or Concerns 9600.00 Public Complaints or Concerns 9600.00 R1 Public Complaints or Concerns - Guidelines 9600.00 E1 Public Information Program 9120.00 Public Information Program 9120.00 R1 Public Records 8310.00 R1 Public Records 9110.00 Public Records 9110.00 R1 Public School Academies (Charter Schools) 2020.00 Public School Academies - Review and Approval of Application 2020.00 R1 Purchasing 3810.00 R1 Purchasing 3810.00 Purchasing - Department Responsibilities 3810.00 E1 Purchasing Cards 3810.00 R14

Life insurance loans can be used for whatever you choose, including the purchase of other investment opportunities, such as real estate.

Let us know your desired monthly payment (including insurance / taxes), zip code you prefer to live and estimated credit score and we will estimate the max purchase price you should be looking for

If you are an individual purchasing life insurance for yourself, the premiums for such an insurance would not be deductible in your personal tax filings.

As we approach the end of the year, many companies are holding their annual benefit «open enrollment» periods where employees must decide on various health care, dental, FSA, stock purchase plans, life insurance, education reimbursement, and other employee benefits for 2012.

Therefore, if you are on the younger end of the age spectrum, you might want to consider purchasing something that will be in place for longer, such as a 30 year term policy or permanent life insurance policy.

For example, if you are 40 years old and want to cover your income until retirement at age 65, you can purchase a 25 - year term life insurance policy.

You can purchase a whole life insurance policy up to age 70 for $ 50,000 death benefit.

By purchasing a mortgage insurance product or a life insurance policy, you can effectively plan for the retirement of the mortgage debt when you are unable to continue making payments yourself.

However, if you're an older adult and your reason for purchasing a life insurance policy is to ensure your loved ones are not left with funeral costs, a final expense policy may be the right fit for you.

After seven or ten years, the information can't be disclosed by a credit bureau unless you are being investigated for a credit application of $ 50,000 or more, for an application to purchase life insurance of $ 50,000 or more, or for employment at an annual salary of $ 25,000 or more

Your credit score can be the key to many important things in life, such as buying or leasing a car, obtaining insurance, purchasing a house, and even qualifying for some jobs.

In a life insurance cash settlement, a company will purchase your life insurance policy for a greater amount than the policy's cash value but less money than the death benefit.

If you live in one of the states listed below or the District of Columbia and are purchasing a homeowners insurance policy, make sure you are aware if your policy has a separate deductible for hurricanes and windstorms.

Learn more about purchasing term life insurance coverage for your children.