Sentences with phrase «life insurer gives»

One of the best - selling policies of a private life insurer gives a net yield of 6.5 per cent for a 20 - year - old policy.

An industry leader for nearly 170 years, New York Life has earned the highest ratings for financial strength currently awarded to any life insurer given by all four leading independent rating agencies: A.M. Best (A + +), Fitch (AAA), Standard & Poor's (AA +), and Moody's Investors Service (Aaa).

Not exact matches

France's AXA says it will spend $ 15.3 billion on buying New York - listed insurer XL Group and speed up its plans to spin off its American life insurance business — the IPO would give it $ 6 billion to help fund the XL purchase, with the rest coming in the form of cash and debt issuance.

A life insurance policy's cash value is essentially the amount of money you would receive if you decided to give up the policy to the insurer, or surrender your coverage.

Leading independent rating agencies give our insurers, Transamerica Premier Life Insurance Company and, in New York State only, Transamerica Financial Life Insurance Company, high ratings for financial strength.

Two health care policy experts gave their views on whether ending the penalty would put the ACA on life support, whether consumers would sign up for coverage and whether health insurers would continue to sell individual policies on the exchanges.

An immediate annuity is when the client gives a lump sum of money to the insurance company & the insurer guarantees a monthly income as long as the client lives.

I / WE HEREBY RELEASE, WAIVE, DISCHARGE AND COVENANT NOT TO SUE the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities used by the participant, including its owners, managers, promoters, lessees of premises used to conduct the event or program, premises and event inspectors, underwriters, consultants and others who give recommendations, directions, or instructions to engage in risk evaluation or loss control activities regarding the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities or events held at such facility and each of them, their directors, officers, agents, employees, all for the purposes herein referred to as «Releasee»... FROM ALL LIABILITY TO THE UNDERSIGNED, my / our personal representatives, assigns, executors, heirs and next to kin FOR ANY AND ALL CLAIMS, DEMANDS, LOSSES OR DAMAGES AND ANY CLAIMS OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWISE.

A life insurance policy's cash value is essentially the amount of money you would receive if you decided to give up the policy to the insurer, or surrender your coverage.

Term life insurance policies have no cash surrender value so, if you decide to give up your coverage to the insurer, you won't receive anything in return.

The cash value of permanent life insurance does offer a measure of protection as, if you ever decide to give up your coverage to the insurer, you would get the cash value back.

The premise behind an immediate annuity is simple: you give an insurer a lump sum in return for monthly payments that start at once and continue the rest of your life.

Given the way that life insurers are viewed as rubes, as compared to the investment banks, this is rich indeed.

In order for the life insurance company to give you a floor of 0 % for downside protection, and to also give you some of the upside of the S&P 500 index, the insurer has to buy options.

«If you live in a state with a significant number of natural disasters and you're willing to absorb more of the risk with a higher deductible, your insurer is going to give you a more substantial break in your premium,» Barry says.

You give an insurer a lump sum of money (the premium) and in return you get a monthly payment for as long as you live, regardless of how the financial markets are behaving.

The insurer may refuse your claim if you don't give them this information, and this could affect any life insurance you apply for in the future.

Final expense whole life insurance policies also typically have a cash value component, which is basically the amount of money you would receive back if you gave up the policy to the insurer.

Designed to prevent the risk of outliving your income, annuities work by giving a lump sum or series of payments to an insurance company, and in return, the insurer agrees to pay you a guaranteed income for a certain length of time (or even for the rest of your life).

If you miss a premium payment for any reason, all Oklahoma Life Insurance providers must give you 30 days to bring the account current before the insurer can cancel the policy for non-payment.

If you don't give the insurer this information they may refuse your claim and this could affect any life insurance you apply for in the future.

When your critical illness insurer hasn't given you the peace of mind which you deserve, let Goldfinger Injury Lawyers restore that peace to your life.

Auto, life and homeowner's insurers typically give you the option of paying premiums monthly for a small fee.

Due to its positive financial foundation and its timely payments of claims, insurer rating agencies have given Sagicor Life Insurance Company high ratings.

Comparison shopping among multiple insurers will always give you the best deal on term life insurance.

NOTE: Most insurers require that you quit smoking for at least 1 Year before they will consider re-evaluating you AND, if you are an occasional user of tobacco products or marijuana, some insurers will give a break, but you need to call Huntley Wealth at 877 — 443 — 9467 so we can find the best life insurers for you!

We have access to over 40 of the top life insurers in the industry and strive to give the best quality of service in the industry.

To give you some insight, the majority of life insurers use between 12 — 16 rating classifications when they underwrite your application!

Our knowledgeable agents really understand health conditions and which life insurers will give you the best rating.

Because of the very complex underwriting guidelines life insurers use, you might think you will actually be given the rate you originally received.

No offer of insurance for life is guaranteed until you receive an offer of life insurance from a given life insurer.

As mentioned, there are a few life companies that are willing to compete to insure pilots but the vast majority of life insurers do not give pilots the benefit of the doubt.

Some insurers offer crediting programs where they'll give you credit for positive factors in your life like exercise or maintaining a healthy weight, so be sure to ask your broker about this.

Bonus: - This is an additional amount given by a life insurer along with the sum assured either on maturity or death of the policyholder.

Most life insurers won't give you the highest classification if you have two or more moving violations in the last three years.

Designed to prevent the risk of outliving your income, annuities work by giving a lump sum or series of payments to an insurance company, and in return, the insurer agrees to pay you a guaranteed income for a certain length of time (or even for the rest of your life).

The access to life insurance sector was given to the private life insurers in the year 2000.

This is because it gives a peace of mind that in case of any unfortunate event such as death and critical illness; the sum assured paid by the life insurer will be sufficient to meet future goals of the policyholder or family.

Combine that with a high recidivism rate — some sources say as many as 80 % of recovering alcoholics relapse within the first year — and life insurers are wary of giving the best ratings.

If a life insurer decides that your history of family cancer makes you too risky to cover, or the rates are prohibitively expensive, don't give up.

For transgender people, life insurance has traditionally been a minefield: insurers refused to give them rates that corresponded with their genders, instead only accepting the gender assigned at birth.

Life insurers use health information to determine how risky it is to cover a given customer — and how much to charge them.

The cash value of permanent life insurance does offer a measure of protection as, if you ever decide to give up your coverage to the insurer, you would get the cash value back.

Term life insurance policies have no cash surrender value so, if you decide to give up your coverage to the insurer, you won't receive anything in return.

Depending on the insurer, some life insurance policies either include «living benefits» or give you the option to add these through riders.

The purpose of the contestability period is to give insurers the ability to protect themselves against clients who are looking for a cheaper policy because they know they have a life - threatening illness and are likely to be denied if they're honest.

I recently learnt that life insurers only give benefit plans and not health cover.

This article will show you precisely how insurers react to this condition, and how you can find the best final expense life insurance given this condition.

Many people have heard of such companies as New York Life, MetLife, Prudential and John Hancock which are all excellent insurers, but there are many others than can easily give you the lowest rates but that are not that well known.

Delaware home insurance gives the insurer protection against loss or damage to her or his contents, dwelling and also additional living expenses.