Sentences with phrase «life of the asset just»

The loan term should match the useful life of the asset just as you wouldn't take a 30 - year auto loan for your car, even if the payments were smaller.

Not exact matches

Because... If you live, work, bank, invest, own a business, and hold your assets all in just one country, you are putting all of your eggs in one basket.

In order to calculate basic depreciation, a company just needs two numbers: the initial cost of the asset and its estimated «useful life.»

Already, the world's first pot fund, the Canadian Horizons Marijuana Life Sciences Index ETF (HMMJ), has gathered $ 713 million in assets in just over nine months of trading, though MJX's rapid asset gathering could soon eclipse that figure.

We live in the era of NBA teams trading superstars for pennies on the dollar, and the Cavs just managed to use the assets from the Kyrie trade to turn over half their roster.

Ben Stiller both directs and portrays the character, giving him the air of a reserved person, who likes to just get on quietly by himself, working as a negative assets manager for Life magazine.

Unfortunately, as a new Brookings report reveals, this too often means purchasing a home that is just barely within a family's financial means, creating a situation where millions of middle - income families live «hand - to - mouth» with very low levels of liquid savings though they have considerable non-liquid assets.

Some other assets come with a tax string attached — you're taxed on part or all of the value, just like the original owner would have been if he or she had lived.

The reason being, a 1035 exchange is just what it says it is, an «exchange» of one asset such as a life insurance policy OR annuity contract for another.

And then once the mortgage is paid off, you're already used to living below and then you applied what were the mortgage payments into financial assets, into your TFSA and your RSP, into non-registered savings so you just continue the stream of income that you were used to coming out, pay yourself first, automatic payments and that way to me, you just go seamlessly from paying down the mortgage to building your wealth.

As of year - end 2016, the company held roughly $ 675 billion in assets under management, and it had $ 560 billion in just life insurance protection in force.

Plenty of assets are currently expensive, but you couldn't call them bubbles by that definition (my wife and I do pay a sub-2 % rental yield on the Sydney apartment we live in, but you could still assume enough rental growth to — just — give you something mildly sensible).

Just be grateful you don't live in other parts of the world, where governments are more graspy, and pension assets are a target to plug holes in the government deficit.

Most life cycle strategies are static because there is nothing generating the asset class mix but the target year - so they're static, meaning it's not going to change regardless of what changes in your life - until another year just goes by.

But if Social Security and pensions don't generate enough income to cover all or most of your basic living expenses — or if you would just feel more comfortable having some additional guaranteed cash flow — then you might consider devoting a portion of your assets to an annuity.

Dubos, who had a country home just a mile down the dirt road from where I now live in the Hudson River Valley, clearly saw value in having a long view of how we tend our lands and other environmental assets.

If you were sitting in a room with your spouse and it's just the two of you trying to resolve your custody issue, trying to figure out who's going to live where and where your assets go, the law has zero meaning.

Life insurance is just one part of financial planning and the most valuable assets an agent can have are knowledge, experience and strong ethics.

As an accounting professional, you are likely well aware of just how important it is to protect assets and income — and, one of the very best financial tools for doing so is to have a good, solid life insurance policy in place.

Columbus Life Insurance Company is just under $ 43 billion in total assets, $ 400 million in net income, and a capital - to - asset ratio of 17.5, extraordinarily high for any life insurance company (nearly 2x the average of the top 10 companiLife Insurance Company is just under $ 43 billion in total assets, $ 400 million in net income, and a capital - to - asset ratio of 17.5, extraordinarily high for any life insurance company (nearly 2x the average of the top 10 companilife insurance company (nearly 2x the average of the top 10 companies).

In just 5 simple steps, this tool can help you get an estimate of how much life insurance you might want to buy based on your needs, your expenses and your assets.

We will address the policy specifics below, but just know that this type of whole life insurance protection is crucial to safeguard your estate and provide maximum asset protection.

Just imagine your aging parents living on some gentle source of income have to pay off your debts and loans because the assets you left behind weren't enough.

Regardless, the source of the premium dollars used for these life insurance solutions is generally funds that are transferred from one asset to another, just applied differently.

Depending on how your finances are organized, whether there are cosigners on any of the loans and if you want your family to keep any of the assets used as collateral, you may not need to include all or just some of these loans when calculating your life insurance needs.

A surviving spouse may need assets for decades just to keep up with the monthly cost of living.

In the midst of the custody battles, divvying up assets, searching for a new home, ensuring the children adjust as smoothly as possible and just generally re-acclimating to life as a single person, figuring out what to do with life insurance sometimes falls by the wayside.

Hello I would like to share my master plan of new जीवन anand policy My age is 30 I have purchased 7 policies of 1 lac sum assured and each maturity year term 26 to 32 I purchased in 2017 Along with I have purchased 3 policies of same jivananad of 11lac each Maturity year term 33,34,35 Now what will I have to pay is rs, 130000 premium per year means 370rs per day At age of 55 in year 2047 I will start getting return, of, 3lac maturity per year till 2054 For 7policies of i lac I buyed for safety of paying next 10 years premium of 130000 As year by year my liability goes on decreasing and at the age of 62 to 65 I get my major part of maturity amount around 16000000 one crore sixty lac Along with 4000000 sum assured continued for rest of life So from above example it is true that you can make money to make money for you You can enjoy a large sum by just paying 370 per day and you will feel you have earned 19000000 / 35 years = 1500 per day And assume if I die after 5 years then in this case also my spouse will get 7500000 as death claim against 650000 paid premium Whats bad in this A asset is getting created for you It is a property of 2 crores which you are buying for 35 year installment If you make fd of 2000000 Lacs against this policy u will get 135000 interest per year to pay for 35 years If u buy a flat for 20 lack in 2017 there is no scope of valuation of Flat will be 2 crores But as I described you are creating a class asset for your beloved easily just investing 10500 per year for 35 years And too buy a term of 50 Lacs with it And rest you earn deposit in ppf Keep in mind if you will survive then only ppf will create corpus for you but in lic your family is insured to a higher extent till 1 crore with term including And its sufficient if you are earning 100000per Month no problem for investing of 10 % in New जीवन anand with rest 90 % you go with ppf, mutual funds, equity, gold, lottery, real estate any thing but keep 10 % for new jeewan anand it's a class if you understand it properly and after all if you rely only on term there are more chances of rejecting claims as one thing is sure cheap things just come under warranty but lic brand is guaranteed because in case of demise if your nominee doesn't get claim then your all hardwork is going to be waste so think and invest take long term and bigger sum assured for least premium You can assign your policy for taking flat or property it is a legal asset of you But term never.

Many renters think that just because they don't have a lot in the way of assets that they don't need to have any sort of insurance, especially when living in a rental house or an apartment.

There are plenty of reasons to run the other way from life settlements, but let me just throw out the idea that perhaps this (life settlements) is an industry that has a dark side to it and it could very well unbalance the rest of the life insurance products to the point where life insurance will lose its» most valuable owner asset, the tax free status of the death benefit.

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If you don't have many assets, and you're used to the environment of living on the edge, then self - control really doesn't offer that many benefits — as Janis Joplin sang «freedom's just another word for nothing left to lose» — you might as well give in to your whims because not giving into them doesn't really pay off based on your experience (instead of Joplin, the researchers quote Bob Dylan,» When you ain't got nothin», you got nothin'to lose.»)

After all, their house is not just where they live, but one of their bigger assets.»