Sentences with phrase «life policies because»

I look forward to the day when I outlive each of those term life policies because it will mean that I'm alive and a need was taken care of.

IUL policies are more volatile than fixed ULs, but less risky than variable universal life policies because no money is actually invested in equity positions.

More costly than whole life or universal life policies because of their shorter time frame, endowment policies are sometimes used as a way of paying for young people's college tuition.

Premiums on Whole life policies are much higher than Term life policies because the premiums stay fixed as the client ages.

Since the amount of coverage is not large the premiums will be lower, however, you should look into traditional life policies because most traditional life policies offer funeral coverage.

We used 20 - year and 30 - year term life policies because no apples - to - apples comparison is possible for the length of term life to whole life.

Whole life policies also tend to be more expensive than term life policies because they generate cash value.

Insurers pay out smaller amounts for simplified life policies because they are taking on more risk.

Term life has more flexibility in coverage than permanent life policies because it offers temporary coverage for a predetermined period of time and is more affordable for families on a budget.

Many people have turned to single premium whole life policies because the cash value is tax - deferred.

In addition to the duration, these are also different to term life policies because they boast a cash value component.

Premiums are generally higher for whole life policies because the term can be longer and unpredictable.

Some people don't like term life policies because you have to replace the policy but there are ways that a term life policy can benefit you.

She initially had researched guaranteed acceptance life policies because she was fearful that she would get denied.

Whole life policies also tend to be more expensive than term life policies because they generate cash value.

AMP has avoided the big switch to online sales of life policies because of the threat to tied network of financial advisers.

The cash value has the opportunity to grow higher than the whole life policy because the policyholder has the option to invest in securities.

Over time, the premiums for a whole life policy will usually be lower than they would be for a term life policy because a term policy's premium will increase when the term has expired.

Are you wanting to get rid of your whole life policy because you want to buy a cheaper term life policy?

There is no point, don't let the big box life insurance companies trick you into thinking a 5 - year term policy is better than a 10 - year term life policy because it isn't.

If after reading this article you decide you no longer want to buy a 5 - year term life policy because you realized it costs the same as a 10 - year term life policy or simply realized you don't want a term life policy, instead you want a permanent type of life insurance then we recommend the same thing for everyone, shop around for quotes.

The premiums are generally more affordable than a whole life policy because the coverage can terminate before you have a chance to collect.

So the thing to consider for estate planning is whether the cost justifies the permanence and stability of whole life policy because it is arguably the most stable of the 5 types.

It's more costly than a conventional term life policy because it comes with a money - back guarantee.

For this reason, if you are young and / or healthy, find an affordable term life policy because no medical exam coverage should be a last resort.

Premiums for whole life insurance policies are more expensive for the same amount of coverage when compared to a term life policy because a term life policy might not ever pay a death benefit but a whole life insurance policy always pays a death benefit for qualified claims.

These policies are like a whole life policy because you can guarantee your rates and coverage until the age of 90, 95, 100, 110, or even 120.

Many individuals and families choose a term life policy because they provide the following:

Level term insurance is the most popular type of term life policy because it's easy - to - understand, and offers the maximum coverage at the lowest cost, for a period of up to 30 years.

In addition, many people with a family select a term life policy because they have temporary needs until their kids are grown of the mortgage loan is paid off.

I do not recommend buying a joint life policy because the few companies that offer it are not the most cost - effective.

The premiums on these lifetime policies are higher than those of a term life policy because these policies grow, and accumulate cash tax - free.

Not exact matches

This fact of life matters because we use those guesses to make important decisions about, for instance, government tax and spending policies.

«You never want to cancel life insurance without analyzing those questions, because you can't usually recover your policy at the same rate again.»

That's because, as the name implies, cash - value life insurance policies accumulate value over the policyholder's lifetime.

Late last year, I joined President Trump's Strategic and Policy Forum because I believe we need to advance policies that can spur economic growth and improve life for all Americans.

Because whole life is so much more expensive it is common for consumers to buy whole life policies that are affordable, but that do not actually carry a death benefit sufficient for their needs.

Variable and universal life insurance policies are often favored because they allow you to use the policy's cash value to pay premiums.

Because political life is full of dreary reductive binaries, many left - of - center people who are generally strongly critical of Trump have been inclined to praise his criticisms of US trade policy.

This option is usually only available with universal life insurance policies and is somewhat risky because your policy will lapse if its cash value reaches zero.

An increase in national income should reduce mortality not just because it is usually associated with lower poverty and better nutrition but also because growth can be a proxy for other good things: more sensible economic policies; more democratic, accountable governments; and a greater commitment to improving people's living standards.

Mortgage life insurance quotes are more expensive for healthy homeowners because most policies don't require you to get a medical exam prior to purchase.

Prime Minister Najib Razak was the best thing going for the ruling coalition in Malaysia's last elections, but he's a hindrance this time because of financial scandals and government policies blamed for a rising cost of living.

Compared to term life insurance, GUL policies have a higher premium because they cover a longer period of time.

With a guaranteed issue life insurance policy, if you die because of an accident (e.g. a car crash) within the first two years, the full death benefit will be paid to your beneficiaries.

In general, if you're relatively healthy and wouldn't mind a simple medical exam, traditional life insurance is the better option because it will likely be less expensive than a simplified issue life insurance policy.

Knowledge of economic history is critical for good policy making because, as valuable as it is to understand models and theories, in real life policies have to be made in societies that are complex and have political and sociological considerations to take into account.

In terms, I think of inflation and bond markets, it took six, seven, eight, maybe 10 years of high inflation in the 1970s before you had Paul Volcker brought in to say «enough is enough,» and then again whether it's led by American monetary policy but similar moves in Europe, obviously in the UK, a significant tightening of monetary policy because people got fed up with inflation and I don't think that we are kind of yet at the point where real wages have been suppressed so much by that irritation that inflation is always running ahead, life is becoming more expensive, so we need the central bank radically to change their policy.

Life insurance is applicable to individuals and families in a wide range of financial situations because it refers to a group of several different products, each of which can be customized with riders (basically, add - ons to the policy).

In 1992 the members of Valley Hospital Association (VHA), a private secular organization made up of residents of Mat - su Borough, adopted a policy prohibiting abortions in its hospital except in cases of pregnancy resulting from rape or incest, or where the life of the mother is threatened, or because «the fetus has a condition that is incompatible with life.»