Sentences with phrase «life policies when»

Life insurance dividends, also known as a return of excess premium, are paid out to participating life policies when insurance companies earn excess profits after claims and operating costs are covered.

Purchasing a term life policy when you are young and healthy is the best way to ensure you get a policy with affordable premiums.

Recently divorced and remarried, he didn't renew his term life policy when it ended, because his children were self - supporting.

Letting yourself be talked into an expensive whole life policy when what you really need is term life is a big mistake.

One concern, though, is that if you want a new term life policy when the old one expires, you may have to pay more.

I am looking for life insurance for my husband he is not in good health and we lost his term life policy when he had to retire.

Some people choose a term life policy when they're in their 20s or 30s, before they're financially stable enough to afford a more costly policy.

You can buy an inexpensive term life policy when you're young and starting a career, and then convert portions of the coverage to permanent life insurance as your earning power grows.

Stan Beal, now 63, first bought a small Northwestern Mutual whole life policy when he was 39.

Others choose to carry a term life policy until they are in their 50s or 60s and then switch to a small whole life policy when the term life policy expires.

Purchasing a term life policy when you are young and healthy is the best way to ensure you get a policy with affordable premiums.

Or you can renew a term life policy when it's due to expire.

Attained age conversion is a point in time on a term life policy when the policyholder has attained the agen where they have the right to convert the term life insurance policy into a permanent whole life or universal life policy at their election and without having to take a paramedical exam.

It is great to have a permanent whole life policy when you reach retirement.

Not exact matches

Please note that when you borrow money from a life insurance policy, it doesn't show up as income and has no impact on financial aid or the tax rate on Social Security benefits.

When staff are regularly coming and going, firms have no choice but to codify the processes, practices and policies that otherwise live in someone's head — a step that is instrumental in facilitating sustainable growth.

Other policies to consider include: • Key employee insurance life or disability income insurance compensates a business when certain key employees become disabled or die.

Genworth Financial (GNW), which provides life and long - term care insurance, screwed up a while back when it began selling policies to cover medical expenses in old age: It did not charge nearly enough for them.

And while the company obviously doesn't recruit specifically on their parental leave policies given the personal nature of applicants» family situations, Siegel believes that ZipRecruiter's overall commitment to work - life balance, of which this policy is a part, is a huge help when it comes to winning talent for the company — particularly senior talent.

To minimize premium costs, he suggests considering a term life policy that expires when your payments are scheduled to end and to obtain just enough coverage to extinguish that debt.

«When I sit down with new retirees, we look at whether they need life insurance at all and how much their policy costs,» he said, explaining that many people don't understand that their premiums may rise.

Such policies also pay out a death benefit to your heirs when you die, but they are far more expensive than term life.

But what I liked best about the book is how it engages with what I see as one of the most important and difficult social - policy questions of our time: How do we unstack the deck and, at the same time, get people to take ownership over improving their own lives and communities even when they reasonably believe that the deck is stacked against them?

The only difference is, your policy will terminate eventually with term coverage — typically after you retire, when, presumably, your family is no longer so dependent on your work income — whereas whole life policies are for a lifetime.

Another thing you are paying a higher premium for when you buy a traditional whole life insurance policy is consistency.

Cash value that's left in your life insurance policy when you die is kept by the insurer.

Unlike most life insurance policies, there are no health questions when applying for guaranteed acceptance insurance and you don't have to take a medical exam.

So it came as a particularly harsh blow to advocates of work - life balance when Best Buy CEO Hubert Joly scrapped the company's ROWE policy earlier this year, calling it «fundamentally flawed from a leadership standpoint.»

Whole life insurance policies are usually structured to mature when you turn 100 years old, at which point the cash value should equal the death benefit.

Life expectancy and retirement aside, if you're purchasing a life insurance policy to protect a specific interest — such as a business loan or mortgage — you may also need to think about the potential duration of that need when considering your optiLife expectancy and retirement aside, if you're purchasing a life insurance policy to protect a specific interest — such as a business loan or mortgage — you may also need to think about the potential duration of that need when considering your optilife insurance policy to protect a specific interest — such as a business loan or mortgage — you may also need to think about the potential duration of that need when considering your options.

When comparing two separate term life insurance policies, you may notice that — even with the same exact coverage amounts of each of the policies — the amount of premium that is charged to the policyholder could be quite a bit different.

Aside from mortgage life insurance, there are a few additional policies you may hear about when obtaining a mortgage.

When you reach the end date of a permanent life insurance policy, the policy «matures.»

This sets them apart from term life policies, which offer coverage that is designed to insure your income earning years and end naturally when the term is over.

«I've had clients for 20 years thank me for advising them to convert from term life to permanent life insurance when they did... The value of the policy can grow significantly,» he said «It's a very useful planning tool.»

Basically, someone with a terminal disease would sell his or her life insurance policy at a discount so they could have money to pay medical bills and what not and then when that individual died, the buyer would cash in the full amount of the policy.

The 7K savings vehicle is (shameful) an adjustable life policy his parents told us to get when we got married.

When you purchase term life insurance, you agree to pay recurring premiums in return for the commitment by the insurance company to pay a death benefit if the insured happens to die during the term that the insurance policy is in effect.

The trust owns the life insurance policy and collects the death proceeds when the insured dies.

The only times I really start to think about your myth when a someone at work or I'm out doing something and one of YOU feels the need to inject your faith into my life or worse, when one of our nations policy makers feels the need to govern from the bible.

Mormons are now running their own form of propaganda on all forums when it comes to any critic of their religion.You can see it on this story already.Say Jorge and Canadianlady and many others.Baptisim is for the living not the dead and the reasons for Mormon baptisim is suspect at the very foundation of their baptism policy.

For we begin to be Christians living in the grace of God only if we are honest even when it is no longer the best policy, and we exercise our true apostolate precisely when we appear to be stupid and without much social prestige.

When Matthew's readers heard this, it reminded them of policies they already knew about: it was the same three - stage procedure that was followed by the strict community of Jews living at Qumran in Jesus» day.

This is not to say that we can not come to impassioned, principled positions about how to vote, particularly when dealing with issues as important as sexual assault, bigotry, racism, responsible foreign policy, religious liberty, and the dignity of human life at every stage in its development.

We can attempt to articulate this tacit understanding by suggesting that both camps are working with the inchoate idea that tyranny is present when a law or a governmental policy or a social practice in some way harms human beings by adversely affecting the developing course of their life.

Iran is NOT a democracy its a «Religious» country, and those who choose to live in Iran must Live by their Laws, America does nt have the MONEY to be policing the World over each countries Policies, especially when OUR country is in such critical state to be on Life Supplive in Iran must Live by their Laws, America does nt have the MONEY to be policing the World over each countries Policies, especially when OUR country is in such critical state to be on Life SuppLive by their Laws, America does nt have the MONEY to be policing the World over each countries Policies, especially when OUR country is in such critical state to be on Life Support.

When policies do not presume or promote objective values, the resulting moral relativism, instead of leading to a society that is free, fair, just and compassionate, tends instead to produce frustration, despair, selfishness and a disregard for the life and liberty of others.

When the church is consumed and possessed by mortgages, capital campaigns, membership numbers, qualifications for membership or deacon or elder, the variety and format of financial reports, redecorating, ordination policies, the proper delineation of committee responsibilities, the aggregation and strengthening and protection of church hierarchical authority, the preference for political associations and prominence instead of being a voice and influence for justice and compassion, seasonal vestment colors, the abandonment and refusal to acknowledge congregations who dare to be excited by their proclaiming and provoking and living and sharing the Good News, the continual choosing and preoccupation with better organization over better outreach, or what styles of worship are to be offered — then it is time for an earth - shaking, stone - rolling, curtain ripping, hurricane - strength, fiery and noisy transformational revolution that will resurrect the Good News in the body and spirit of communities and individuals.

Cares enormously about children in resettlement camps, who must drink water to fill their stomachs because there is no food; he cares about shivering women at Nyanga whose flimsy plastic shelters are being destroyed by police; He cares that the influx control system together with Bantunization are destroying black family life not accidentally but by deliberate government policy; He cares that people die mysteriously in detention; He cares that something horrible is happening in this country when a man will often mow down his family before turning the gun on himself; He cares that life seems so dirt cheap (cited in Maimela 1986:43).

But I can't help but wonder if, after eight years of unblinking decisiveness from George W. Bush, America isn't ready for a guy who will pause before committing billions of dollars and thousands of lives to a cause, and who recognizes the importance of thoughtful give - and - take when it comes to making policy and pursuing diplomacy.