Sentences with phrase «life policy holders in»

Although mutual companies are owned by the policy holders, stock companies who offer whole life products allow for participation and pay dividends to whole life policy holders in the same way.

Not exact matches

Equitable Life collapsed in 2000, leaving thousands of policy holders without the compensation they had been promised.

Using statistics from the ERS White book and resources from ERS / ELF Healthy Lungs for Life campaign, ERS experts outline what can be done by all stake holders in respiratory medicine, from healthcare professionals to policy makers, to help make the changes we need to #BreatheCleanAir.

Term life insurance is often considered the most popular form of insurance for people who want to put a prepared financial plan into place to shelter their family members in case something unexpected happens to the policy holder.

Life insurance provides financial security to the family in case of sudden demise of the policy holder.

Within the arena of whole life insurance, policies mostly differ in terms of the «bells and whistles» attached and what the company chooses to offer policy holders.

Variable life gives the policy holder the choice of investing in stocks, bonds and money market funds.

Term life insurance offers a fixed payout to the policy holder's beneficiaries in the event of his or her death.

In life insurance, the 1035 exchange is based on the IRS Code section that allows a policy holder to transfer policy cash value to a new policy without tax consequences.

In case a policy holder no longer requires death benefits, a life insurance policy can 1035 - transfer to an annuity.

Life insurance policy loans are a unique way in which many policy holders access their cash value without incurring any tax hit.

As with life insurance policies, the 1035 Exchange allows the exchange of annuities so policy holders can find better rates for their investments or to accommodate changes in their financial situation.

The VUL gives the policy holder the option to invest in securities which are not available to any other type of life insurance.

An issue has been raised that these GICs would be subordinate to other policy holder claims in the event that Executive Life ever is placed in conservatorship, (i.e., an insurance equivalent of Chapter 11).

As a participant, the policy holder in a mutual life insurance company receives «dividends» on the cash value which is not income but rather a return of premiums.

So, the policy holder obtains the benefits of life insurance, such as a death benefit, while also maintaining investments in the financial markets.

Term life gives a policy holder coverage for a specified length of time, generally in five - year increments ranging from 10 to 30 years.

Mortgage Life Insurance — an insurance policy specifically issued to pay off mortgage debt in the event the policy holder dies.

In many instances, life insurance companies will offer a policy holder a new policy, but with different premium amounts because the holder is now anywhere from 10 to 30 years older.

The policy holder pays premiums to the insurance company in exchange for the financial protection that life insurance provides.

In many of these cases, a term life insurance policy is often the most inexpensive choice and the full face value of the policy pays out on the policy holder's death.

Still, Vito Colucci Jr., a private investigator in Stamford, Conn. who has been hired to investigate health insurance claims, said he uses Facebook regularly to gain insight into a policy holder's life.

Universal life insurance, on the other hand, is a type of insurance that is more fluid since it combines term insurance with an investment in the money market as preferred by the policy holder or advised by the insurance company.

Guaranteed universal life insurance is an attractive option for many that bridges that gap of financial insecurity, allowing policy holders to lock in a guaranteed death benefit and premium payments while providing flexibility and stability for households.

There is also a way to make updates and changes to a policy holder's account by simply logging in to the Vantis Life Insurance Company website.

Because it is impossible to predict an annuitant's age of death, in some instances where a policy holder lives an exceptionally long life, they will receive significantly more than what they paid into it.

Mutual life insurance companies are preferable when researching the ideal permanent life insurance for infinite banking in our humble opinion because they are owned by the policy holders, rather than the public shareholders.

Universal life insurance which is offered in a few different forms depending upon how the assets are invested and returns are offered to policy holders.

The reason that a mutual life insurance company is ideal verses a stock company is that the policy holder is a «member» in a mutual company.

A longevity risk is any potential risk attached to the increasing life expectancy of pensioners and policy holders, which can eventually result in higher pay - out ratios than expected for many pension funds and insurance companies.

For any policy holder that purchases a life insurance policy, the agent that sold the policy must be licensed in the state it is sold.

As there are many various needs, policy holders can be better served by being able to essentially «customize» their plans in order to keep up with changes in their lives.

In many ways, indexed universal life insurance works in a similar fashion as most other types of coverage in that the policy holder pays their premium, and the net premium is then applied to the actual life insurance death benefiIn many ways, indexed universal life insurance works in a similar fashion as most other types of coverage in that the policy holder pays their premium, and the net premium is then applied to the actual life insurance death benefiin a similar fashion as most other types of coverage in that the policy holder pays their premium, and the net premium is then applied to the actual life insurance death benefiin that the policy holder pays their premium, and the net premium is then applied to the actual life insurance death benefit.

A HRBA The hallmark of the HRBA is a focus «on the relationship between the rights - holder and the duty - bearer and revealing gaps in legislation, institutions, policy and the possibility of the most vulnerable to influence decisions that have impact on their lives.»

Who cares about 8 % unemployment, the flatlined economy, abandoning Americans to die in Bengahzi, Joe Biden's buffonery, fast & furious, national debt, USA credit downgrade, trillion dollar annual budget deficits, deliberate sabotage of the coal industry, ACORN, failed foreign policy (Iran with nuclear weapons, bowing to China, stiffing U.K and Israel, etc) abysmal people judgement (Biden again, plus H. Clinton, T, Geithner; K. Sebelius; E. Holder, etc), stopping the pipeline for Canadian oil, blocking drilling in US land, secret «kill lists», ObamaCare, attacking religious liberty, you didn't build that, unseemly chest - pounding over bin Laden (GM is dying but bin Laden is coming back to life), 20 years of Jeremiah Wright, failure of crony capitalism deals with Solyndra - NextEra — Ener1 — Solar Trust etc., over 100 rounds of golf in 1st 3 yrs, choom, the Chevy Volt, insisting the Ft Hood massacre was «workplace violence», secret college transcripts, «clearly the Boston police acted stupidly», disregard of the Simpson - Bowles budget recommendations (after commissioning their work), and lots more irrelevant stuff.

On October 1, 2010, Ontario Superior Court Justice J. N. Morissette granted a $ 455.7 million judgment in Jeffrey and Rudd v. London Life, a complex class action brought against two insurance companies regarding their use of surplus earnings held in an account for the benefit of holders of London Life insurance policies (the «PAR Account»).

is the class action lawsuit in respect of policy holders in Barbados not desrving of the same fair treatment as the others?Our hard earned money was invested in good faith in Manufacturers Life Insurance and therefore should be honoured and treated in the same manner as the Ontario policy holders who won their class action suit and were paid.

Like any other Life Insurance, here also you will get assured sum after maturity and in case of death of the policy holder the nominee will be benefited by the amount.

The policy holder of a permanent life insurance policy can either withdraw or borrow the money that is in the cash component of the policy, and they may use this money for any need that they see fit.

Essentially, the only real difference in the benefits from a terminally ill life insurance policy as opposed to standard coverage is that the benefits are paid out before the policy holder passes away.

Variable life gives the policy holder the choice of investing in stocks, bonds and money market funds.

Ever since its beginnings, the Baltimore Life Insurance Company has served the mutual interests of its policy holders, as well as the communities in which it serves.

If the life insurance policy holder breaks the terms set forth in the policy, he or she may not be entitled to money despite having paid premiums.

Terminal life insurance coverage is one that is growing in popularity as it is one of the few types of insurance that pays out before the policy holder passes away.

Whole life insurance is a policy that remains in effect for the policy holder's entire life.

A term life insurance policy covers the policy - holder up to the age specified in the contract.

In order for the estate tax to be paid by the life insurance, the wishes of the policy holder must be carried out by the beneficiary with the understanding that this is how the money is to be used.

A term life policy holder can get a better return by investing the difference between the premiums in a 401 (k) plan or other investment account.

In addition, if the loan or debt has been resolved before the policy reaches maturity where it can be cashed out or if the policy holder should pass away, then the assignee can be removed and the life insurance reverts to its normal state.

Then, we will use that information to see how more than a dozen of the best life insurance companies in will view you as a policy holder.