Sentences with phrase «life policy increases»

Actually, the growth potential of a whole life policy increases if certain «infinite banking strategies» are utilized within the policy.

Each year the average cost per year of a new term life policy increases because you are one year closer to your life expectancy, which means you are more expensive to insure.

A whole life policy increases in value based on your regular payments and the dividends that it accumulates.

A whole life policy increases in value based on your regular payments and the dividends that it accumulates.

For example, if you're a diabetic whose weight is under control and diet is well - managed, your chances of securing a life policy increase.

These underlying investments supporting a variable life policy increase the risk of value loss due to the possibility of the investments failing.

During times of rising interest rates a universal life insurance policy may also increase rates faster than a whole life policies increase dividends.

Not exact matches

If you're among the 5 % of poll respondents who found sticking to company policy a real pain, this increased level of surveillance may suck some life out of your corporate vacation.

He decided to forgo the insurance and is looking to increase the amount of his group life insurance policy at work.

Buying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payments.

The premiums of a term life insurance policy remains fixed for the length of its term, after which it will increase by a pre-specified amount.

Rapidly increasing interest rates causing contract holders to surrender life insurance and annuity policies, thereby causing realized investment losses, and reduced hedge performance related to variable annuities;

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

Contingent workers are key to increasing productivity, extending recovery Government policies threaten to ossify labor markets and stunt growthThe often - maligned phenomenon of contingent workers could play a key role improving workers» lives and productivity but so much depends on government policy, writes Peter Morici.

An increase in national income should reduce mortality not just because it is usually associated with lower poverty and better nutrition but also because growth can be a proxy for other good things: more sensible economic policies; more democratic, accountable governments; and a greater commitment to improving people's living standards.

Specific policies include the 30 - 50 Plan to Fight Poverty, which is committed to reducing the number of people living below the poverty line by 30 percent and the number of children by 50 percent; an Affordable Housing Plan; pursing the long - term goal of a national high - quality, universal, community - based, early education and child care system; increasing the Guaranteed Income Supplement by $ 600 per year for low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Accord.

One manifestation of Finance's power has been the increasing tendency to use the tax system to deliver social and industrial policy — a quick glance at the Department of Finance's annual, ever - expanding Tax Expenditures report (first introduced under the short - lived Joe Clark government) tells the tale.

A policy that pays dividends is able to increase in value above and beyond the interest that other types of permanent life insurance policies accumulate.

Many types of permanent life insurance policies increase in value over time based on interest rates.

Permanent life insurance policies (which include whole life insurance and universal life insurance, have the potential to accumulate guaranteed cash value that increases every year.

While the cash value feature is an attractive option it's important to remember, though, that tapping into the cash value of a life insurance policy reduces its value and death benefit and increases the chance the policy will lapse.

While owners of many term life insurance policies have the right to renew the policy once the period draws to a close, the cost will increase upon renewal, and can be considerable.

Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type), while preserving the death benefit in perpetuity (note, however, that the death benefit and cash value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).

Also, tapping into the cash value of a life insurance policy reduces its value and death benefit and increases the chance the policy will lapse.

Since 2016, the Commonwealth government has been forced to shut down 179 primary and secondary schools, increase the sales tax to 11.5 %, and «sharply [raise] electricity and water rates,» while calling for a $ 450 million cut to the island's public university — all policies that hurt the nearly half of Puerto Ricans living below the poverty line.

Adler apologized and resigned as editor, but some see the episode as the latest example of an increase in divisive, over-the-top rhetoric within American Jewish communal life, revolving largely around the hot - button issue of Israel and its policies toward the Palestinians.

«Reducing the company tax rate is the central policy measure that can be taken to lift private - sector investment and increase productivity, real wages and Australian living standards,» the Ai Group argues in its budget submission published on Monday.

Those nine areas are focused on agriculture (carbon farming), increasing energy efficiency, reducing food waste, eliminating commodity - driven deforestation, reducing the climate impact of packaging, advocating for responsible policies, committing to 100 percent renewable power, reducing short - lived climate pollutant emissions and transportation - related emissions.

The finding that parental separation (and also being born to parents who have never lived together) poses a risk to the quality of both parents» relationships with their children should increase the urgency of developing policies to support these families.

It's a great thing, but, as he notes, «Because fathers demand a greater involvement in their children's lives after separation, there has been increasing conflict both at a policy level and at the individual level of litigated cases.»

Effective food policy actions are part of a comprehensive approach to improving nutrition environments, defined as those factors that influence food access.1 Improvements in the nutritional quality of all foods and beverages served and sold in schools have been recommended to protect the nutritional health of children, especially children who live in low - resource communities.2 As legislated by the US Congress, the 2010 Healthy Hunger - Free Kids Act (HHFKA) updated the meal patterns and nutrition standards for the National School Lunch Program and the School Breakfast Program to align with the 2010 Dietary Guidelines for Americans.3 The revised standards, which took effect at the beginning of the 2012 - 2013 school year, increased the availability of whole grains, vegetables, and fruits and specified weekly requirements for beans / peas as well as dark green, red / orange, starchy, and other vegetables.

By eliminating state laws, policies, practices and procedures that exclude potential adoptive and foster parents because of their sexual orientation, gender identity, or marital status this bill will dramatically increase access to permanent, loving homes for children living in foster care.

Some dental malocclusions have been found more commonly among pacifier users than nonusers, but the differences generally disappeared after pacifier cessation.284 In its policy statement on oral habits, the American Academy of Pediatric Dentistry states that nonnutritive sucking behaviors (ie, fingers or pacifiers) are considered normal for infants and young children and that, in general, sucking habits in children to the age of 3 years are unlikely to cause any long - term problems.285 There is an approximate 1.2 - to 2-fold increased risk of otitis media associated with pacifier use, particularly between 2 and 3 years of age.286, 287 The incidence of otitis media is generally lower in the first year of life, especially the first 6 months, when the risk of SIDS is the highest.288, — , 293 However, pacifier use, once established, may persist beyond 6 months, thus increasing the risk of otitis media.

The policy causes unacceptable consequences, which ruins people's lives, puts them at risk of destitution and can even increase the risk of modern slavery.

The foundation also highlights the increasing number of working people who live in poverty, a fact often obscured in policy discussions and shows such as Benefits Street.

However at the official launch of Labour's local council campaign in Newark he appeared to focus on national policies including raising corporation tax, increasing the living wage and nationalising the railways.

Low wages and public policies are «making life even more miserable for millions of low to middle - income families through tax increases and cuts in benefits and tax credits,» O'Grady added.

It fears the number of children living in households whose income has dropped below the minimum income standard (MIS) will increase dramatically as a result of the effect of government policies.

At the time he said within a short space of time, the Ghanaian worker will experience improved wages, reduced cost of living, increased job opportunities, with a value addition in industrialisation to create jobs with good pay across Ghana, while maintaining a safe and peaceful worker environment necessary for the progressive programmes and policies that the NPP have for the people of Ghana.

«Speaking more generally, this looks to us like a clear example of a wider policy by the Church of England to slowly gain influence and control over former community schools that are now Academies — initially by affiliating with them, before slowly increasing the religious nature of school life.

The concrete measures that Miliband has advanced, from capping rail price increases, to legislating for a living wage, from changing government procurement rules to encourage vocational training, to putting workers» representatives on corporate remuneration committees, are all workable, worthwhile policies.

That this House expresses deep concern at the impact of the UK Government's policies on Wales; notes the UK Government's real - terms reduction of the Welsh Budget by # 1.5 bn; notes that Wales currently suffers from the lowest average rates of pay in Britain and has the highest proportion of individuals affected by cuts to social security including the Bedroom Tax; further notes that Wales suffers the highest energy bills in the UK and that these, along with low pay, have compounded the cost of living crisis in Wales; and calls on the Government to immediately scrap the Bedroom Tax, freeze energy bills and undertake measures to increase pay rates in Wales.

The mayor unveiled a $ 47 million proposed bill that would call for Albany to increase disability benefits of «uniformed» public employees hired after 2009 by changing the payment formula, boosting cost - of - living adjustments and ending the policy of subtracting the workers» Social Security earnings from their pension checks.

I'm proud to see these policies in action, increasing the availability of affordable housing and giving everyone the opportunity to get on in life.

Whether through problems of increasing obesity, addictions, mental health issues or an ageing population; better health policies, funding and support will be key to improving quality of life.»

The pledge card, which mirrors New Labour's initiative in 1997, will promise free party membership for trade unionists, the building of 1m new homes over the course of a parliament, an increase in the minimum wage funded by a cut in employers» national insurance, a cost - of - living test for every policy item and a cabinet minister to «take action for the consumer against rip - off companies».

His trickle - down economic policies don't trickle down to working - class women, who need living wage jobs, a closing the male - female pay gap, affordable child care, paid family leave, and increased cash assistance and job and educational opportunities for single mothers in poverty,» added Hawkins.

Can the SNP come under unrelenting pressure about whether they would back Labour policies such as hiked taxes on the top 5 %, increased corporation tax, a statutory living wage and sweeping public ownership?

It also asked the agency to increase transparency in the publication of elections results and reinforce policies to better integrate women and youths into political life.

The Foundation aims at strengthening democratic values and increasing citizens» participation in decision making processes and thereby contributing to improved policies and practices that affects people's lives.