Sentences with phrase «life rates increase»

As I've aged, I've seen the term life rates increase a bit, but not as much had I waited say 10 years to buy the new policies.
In the last 12 months, average assisted living rates increased by 2.1 %, from $ 2,969 monthly or $ 35,628 annually, to $ 3,301 monthly or $ 36,372 annually in 2008.

Not exact matches

Over time, your decision to get better every single day will reap tremendous benefits in your life and drastically increase your success rate.
Canadians are living longer — life expectancy is increasing at the rate of roughly one year per decade.
Those numbers were far diminished from what the show drew in its heyday, but they remain respectable by contemporary standards, with delayed viewing and increased competition applying downward pressure on live ratings across television.
That's exactly what sparked the stock market correction last month: a higher - than - expected average hourly earnings number in January's jobs report ignited fears that inflation might finally be coming to life, and in response the Federal Reserve may look to hike rates more aggressively than the three projected increases for this year.
Both the rate of new entrepreneurs and startup density notably increased from 2015 — 0.33 percent and 88.2 percent, respectively — indicating entrepreneurs aren't detracted by the city's high cost of living.
«This is the period at which wage rates typically peak and is the best time to work and earn the most, even at the expense of present well - being, so as to have increased wealth and well - being later in life,» he says.
Both strategies have their strong points: Weekly releases increase return rates at the expense of initial viewership, while all - at - once releases foster binge - watching but cut into these series» shelf life.
Gallup notes that this positive change is also associated with an increase in standard of living ratings, economic confidence, and job availability.
Researchers (PDF) have consistently found that older people who volunteer experience improved health, increased physical functioning, better cognitive ability, lower rates of depression and longer lives.
-- > The value of investing in relationships for the long - haul — > Investing in your health and longevity as a way to increase your lifetime earnings — > Why longer life expectancies should change the way you think about investing — > The shockingly low rate of personal savings and investment in the US — > My favorite part of the interview: whether we can reasonably expect the US markets to keep going up at their long - term average 7 % per year after inflation, or whether that was a unique period of US expansion which won't be repeated again.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.
Rapidly increasing interest rates causing contract holders to surrender life insurance and annuity policies, thereby causing realized investment losses, and reduced hedge performance related to variable annuities;
In conjunction with the impairment evaluation, we also reclassified these brands to be definite - lived intangible assets to be amortized over useful lives ranging from 30 to 50 years, which will increase future amortization expense by $ 40.7 million per annum, based on current foreign exchange rates.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.
I live in a low almost deflationary enviroment (Europe) and was checking out some retirement software and something keep throwing me off, took me a bit to figure it out but it was inflation, like WTF is that and then I remembered I lived in Spain during the housing bust and now in Germany with negative real interest rates and I'm simply not used the idea that prices increase each year simply because time goes by.
Surprisingly, however, this year's increase in the Metro Vancouver living wage — 1.8 per cent — came under the region's rate of inflation, 2.8 per cent, said Iglika Ivanova, a CCPA economist and co-author of the report.
Yet, even with all increasing red flags that suggest that assets held within the global banking system could be devalued, frozen, or seized, or all of the aforementioned, including warnings of possible negative interest rates applied to commercial and corporate bank accounts in the near future from big global banks like the Royal Bank of Scotland, most of us go about our daily lives without giving a second thought about taking preventive actions to prevent such mind - blowing and negatively impacting life - changing events from happening.
Living benefit annual withdrawal frequency rates have continued to increase, primarily as a result of increasing utilization efficiency.
A savings rate of 10 % is often recommended, but given the decline in pensions, the uncertainties surrounding Social Security, and our increasing life expectancies, putting away about 15 % of your gross income is a better bet.
Instead, I'm paying down debt and building a municipal bond portfolio to pay for my living now that interest rates have increased post election.
So any meaningful increase in mortgage rates could make life difficult for highly leveraged home owners.
And if the fiscal problem becomes unstable — more deficit to finance than security markets will allow, the Fed will obey its political masters and finance the deficit by a hyper - inflation, or hyper - tax, as a burgeoning inflation simply taxes all fixed dollar wealth — bonds, dollars, life insurance values, etc. — by the rate of price level increase.
AXA Equitable, a leading financial protection company, announced today it has enhanced its indexed universal life product, IUL Protect, with a new feature that can potentially pay clients more as interest rates increase.
If middle - class living standards were increasing at traditional rates, politics across the developed world would likely be far less surly and dysfunctional.
While annuity rates should improve, this will be tempered by increased life expectancy.
Many types of permanent life insurance policies increase in value over time based on interest rates.
Most people can't beat me, I have been given real estate portfolio after my parents divorced when I turned 18, I'll be 27 now and never officially worked a day in my life, I am financially independent and I am able to increase standards of my lifestyle every year thanks to growing income stream well above the rate of consumer price index.
Could be ideal if you're expecting an increase in income, plan to live in the home for only a few years, or expect interest rates to remain at current levels.
A federal funds rate increase will impact many facets of everyday life.
Since 2016, the Commonwealth government has been forced to shut down 179 primary and secondary schools, increase the sales tax to 11.5 %, and «sharply [raise] electricity and water rates,» while calling for a $ 450 million cut to the island's public university — all policies that hurt the nearly half of Puerto Ricans living below the poverty line.
At the same time, with rising life expectancy the number of years spent in retirement has increased dramatically, health care costs are high and rapidly rising, and interest rates are at historic lows.
I feel like your views on real estate are highly colored by the fact that you've lived in New York and San Francisco, two areas that have experienced incredible bull markets due to falling crime, falling interest rates, foreign buying, and the increased desirability of living in cities.
It has allowed us to understand sanitation which has increased human health and life extending the average life span while increasing infant mortality rates.
For instance, if the earth were slightly larger, hydrogen, a light gas, could not escape into the atmosphere at its prescribed rate (due to an increase in the earth's gravitational field), and over time would build up and cause life to cease.
Whether inflation rises or the Federal Reserve Bank uses its power over interest rates to limit the potential inflationary impact of the falling dollar, the ultimate outcome of our recent overdependence on foreign saving will be a lower standard of living (or slower increases in living standards), such that decent levels of retirement income (private and public) can not be maintained.
Though living conditions for blacks and the vestiges of apartheid are still appalling, conditions have vastly improved at an ever - increasing rate over the past 20 years.
Dominic was about forty - five years old by then, and had only six more years to live, but all his life and experience up until then had been preparing him for this moment, and the six years before his death saw the Order increase at a phenomenal rate, a testimony to the divine inspiration behind it.
«Reducing the company tax rate is the central policy measure that can be taken to lift private - sector investment and increase productivity, real wages and Australian living standards,» the Ai Group argues in its budget submission published on Monday.
Nearly every machine produced by a packaging machinery company is supposed to come true to bring a package designer's creation to life, to increase production rates, or to lower costs.To succeed in this business, you must be able to create new formats, packaging types and product shapes rapidly and these machines have to be flexible to accommodate quick changes in future.
Influenced by lowering birth rates and increasing life expectancy, all major European countries such as the UK, France, Germany, Spain and Italy have more than 16 % of population who are aged above 65 years in 2012.
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Throughout the season, player ratings increase or decrease depending on how an individual has been performing in real life.
Mothers who do not breastfeed are at increased risk for postpartum bleeding and anemia, and have higher rates of breast cancer later in life, the health department statement said.
When infants and young children are not breastfed or when breastfeeding is suboptimal, children risk not only increased rates of infectious diseases such as gastric and respiratory infections, but increasingly research is documenting the impact of not breastfeeding on the prevalence of life long chronic diseases such as cancers, diabetes, obesity and cardio vascular disease.
As the overall rate of under - five mortality has declined, the proportion of neonatal deaths (during the first month of life) comprises an increasing proportion of all child deaths.
While it is true that one explanation for increased cancer rates over the past 100 years is the mere fact that we are living longer, it is also abundantly clear that as diets have become hypercaloric and largely composed of highly processed and refined foods, our cancer risk has significantly increased.
All of these population changes can be attributed to the drop in the birth rate and the increase in life expectancy.
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