Sentences with phrase «life savings as»

The decision says that «perhaps most shameful» was Douglas» mistreatment of some clients «who were neophytes in his world and who were manipulated into mortgaging their home to the hilt and losing their life savings as a result of their dealings with him.»

... this book suggests concrete investing strategies to make Congress's systemic dysfunction work for you, and to hedge the risk and damage that Congress so casually and relentlessly inflicts on your life savings as represented by your portfolio and your house.»

Not exact matches

As Sanghavi and Shah launched the company with their life savings and on borrowed funds, there was a string of pretty anxious days.

As well, the poll showed that those with children ages four to 10 were much more likely to borrow money from friends and family (39 per cent) than couples with older children (28 per cent), likely showing they feel they need a larger cash flow or savings to feel comfortable at that stage in life.

Its future rests on the demand side — whether investors will continue to want it as a part of their life savings.

«I try to make $ 1,500 every week, and as long as I'm able to do that, I'm able to pay all my bills and put some money into savings,» Phillips, who lives in Chapel Hill, N.C., tells CNBC.

Before you crack open your nest egg, Carol Vinelli, a business and transition coach, advises making sure you have enough retirement savings to cover expected healthcare needs as well as two years» worth of living expenses.

CBA is seen as a stable part of life in the country of 24 million where most people have had a mortgage, insurance policy or regular savings account with CBA at some point - often starting with its famed «Dollarmites» deposit account for school children.

That comes as 32 % of Americans told Fidelity earlier this year that their retirement savings are not on track to match the life they have planned in retirement.

Believing these people, and afraid to miss out on the gold rush, small - time investors, grandma and grandpa, and barbers and taxi drivers invested their life savings in companies such as Pets.com, Webvan, and eToys.

And if franchisees aren't investing their own cash, there's a chance they won't take their work as seriously as people who have dumped their life savings into their businesses.

She had been self - financing her company Flytographer (2017 STARTUP 50: No. 16) up until then with her life savings accrued from her former (and lucrative) job as a marketing manager with Microsoft.

But as Tony Robbins writes in Money: Master the Game, it's also important to make sure your venture doesn't consume all financial resources available — or prevent you from growing your life - savings.

Visions of the Smart City are starting to materialize as CTO's for major municipalities are coming to understand how Internet of Things products and services can provide cost savings, increase quality of life and promote safety in urban environments.

But this period should be looked at as an anomaly, a mere blip in the stretch of 40 to 70 years during which we amass, manage and consume our life's savings.

There are countless other fringe benefits you can offer, such as achievement awards, adoption assistance, dependent care assistance, educational assistance, health savings accounts, group - term life insurance, retirement plans and moving expense reimbursements.

But that's not the only reason he was mad as hell when more than half - a-million-dollars» worth of his life savings became potentially worthless last August.

Add up the balances in your 401 (k) s, IRAs, 529 college savings plan, emergency reserves and estimated Social Security survivor benefits, as well as any existing life insurance policies (perhaps through your employer).

As millions of baby boomers flip the switch from gainfully employed to living off their savings, the financial decisions they face are countless and complex.

I am currently thinking of ways to increase my savings a couple of percentage points, but that proves to be a challenge as living expenses in Switzerland are notoriously high.

So now it's 2015, I'm 4 months from graduating college, I'm making 70k as a project manager (been working here for 2 months), putting 10 % of my income into my 401k (currently valued at 10k, & 50 % is matched by my employer, i'm at their max for matching), living at home with my parents, I have 3k in CD's, $ 26k in savings, and have no debt whatsoever (paying $ 8k per year for school in cash, so no student loans).

As the One - Year Executive MBA program is considered a full - time program, Canadian citizens or permanent residents who have Registered Retirement Savings Plans (RRSPs) can use the Life Long Learning Plan (LLP) to finance their own education or that of their spouse / partner.

We built up some nice savings before these moves so as long as the market goes in the right direction, I should be able to retire much earlier than most based on our current standard of living.

-- > The value of investing in relationships for the long - haul — > Investing in your health and longevity as a way to increase your lifetime earnings — > Why longer life expectancies should change the way you think about investing — > The shockingly low rate of personal savings and investment in the US — > My favorite part of the interview: whether we can reasonably expect the US markets to keep going up at their long - term average 7 % per year after inflation, or whether that was a unique period of US expansion which won't be repeated again.

With assets under administration of $ 5.2 trillion, including managed assets of $ 2.1 trillion as of April 30, 2015, we focus on meeting the unique needs of a diverse set of customers: helping more than 24 million people invest their own life savings, nearly 20,000 businesses manage employee benefit programs, as well as providing nearly 10,000 advisory firms with technology solutions to invest their own clients» money.

Montana has a cost of living higher than the national average, as well as a relatively low average savings APY of 0.27 %, so it ranks toward the bottom of the list.

As previously stated, Social Security benefits are often insufficient to cover all living expenses, much less to build savings to leave to future generations.

The cost of living is the same in Indiana as New Mexico, but $ 1 million in savings will last longer in Indiana because higher median incomes allow people to contribute more to savings.

With assets under administration of $ 6.2 trillion, including managed assets of $ 2.3 trillion as of June 30, 2017, we focus on meeting the unique needs of a diverse set of customers: helping more than 24 million people invest their own life savings, nearly 20,000 businesses manage employee benefit programs, as well as providing nearly 10,000 advisory firms with technology solutions to invest their own clients» money.

With assets under administration of $ 6.9 trillion, including managed assets of $ 2.5 trillion as of March 31, 2018, we focus on meeting the unique needs of a diverse set of customers: helping more than 27 million people invest their own life savings, 23,000 businesses manage employee benefit programs, as well as providing more than 12,500 financial advisory firms with investment and technology solutions to invest their own clients» money.

With assets under administration of $ 6.9 trillion, including managed assets of $ 2.5 trillion as of February 28, 2018, we focus on meeting the unique needs of a diverse set of customers: helping more than 27 million people invest their own life savings, 23,000 businesses manage employee benefit programs, as well as providing more than 12,500 financial advisory firms with investment and technology solutions to invest their own clients» money.

Massachusetts Mutual Life Insurance Co. (MassMutual) is now allowing Apple ® iPhone ® X users to employ facial recognition as a secure password to information about their 401 (k) s and other defined contribution savings plans.

Smart design and construction choices create enormous savings over the life of the building, both for new construction and renovation (example: the Empire State Building's deep energy retrofit creates a 33 percent ROI; many projects do even better)-- while innovations such as biomimicry rethink the whole idea of what a building can be

Darin Kingston of d.light, whose profitable solar - powered LED lanterns simultaneously address poverty, education, air pollution / toxic fumes / health risks, energy savings, carbon footprint, and more Janine Benyus, biomimicry pioneer who finds models in the natural world for everything from extracting water from fog (as a desert beetle does) to construction materials (spider silk) to designing flood - resistant buildings by studying anthills in India's monsoon climate, and shows what's possible when you invite the planet to join your design thinking team Dean Cycon, whose coffee company has not only exclusively sold organic fairly traded gourmet coffee and cocoa beans since its founding in 1993, but has funded dozens of village - led community development projects in the lands where he sources his beans John Kremer, whose concept of exponential growth through «biological marketing,» just as a single kernel of corn grows into a plant bearing thousands of new kernels, could completely change your business strategy Amory Lovins of the Rocky Mountain Institute, who built a near - net - zero - energy luxury home back in 1983, and has developed a scientific, economically viable plan to get the entire economy off oil, coal, and nuclear and onto renewables — while keeping and even improving our high standard of living

As fewer companies offer pensions and Social Security makes up a smaller percentage of the average retiree's income, individuals will have to rely more on their own savings for living in retirement.

Having one's job and a portion of one's wealth in the same firm can create undue financial risk for workers, as it does for individuals and families who use some or all of their life savings to start their own businesses or otherwise invest heavily in one asset.

As a checkpoint, Fidelity has estimated the savings levels required at various points in your life in order to be on track.

However, permanent life insurance solutions that focus on providing lifetime guaranteed death benefits, such as these, are typically less expensive than other types of permanent life insurance that emphasize savings opportunities.

As an employer, the Civilian Board of Contract Appeals offers eligible employees an excellent compensation and benefits package that includes federal insurance plans, life insurance coverage, leave policies, thrift - savings plans, transit and child - care subsidies, training and development, and work flexibility.

Investors mortgaged their homes and foolishly invested their life savings into hot stocks such as Ford and RCA.

As we discussed in the personal financial column last Friday, investing one's life savings in a concentrated position is the perfect recipe for disaster.

With assets under administration of $ 6.2 trillion, including managed assets of $ 2.2 trillion as of May 31, 2017, we focus on meeting the unique needs of a diverse set of customers: helping more than 26 million people invest their own life savings, nearly 23,000 businesses manage employee benefit programs, as well as providing nearly 12,500 advisory firms with technology solutions to invest their own clients» money.

When you think of life insurance, you probably see it as a way to help replace your income and protect your savings should something happen to you.

A life insurance policy is as important as having savings.

«As people live longer, the risk of outliving their savings in retirement is a big concern,» says Ann Dowd, a CFP ® professional and a vice president at Fidelity.

@Monevator — not a criticism but at this moment in time I've no idea what my expenses are as I'm trying to live life to the full whilst still working full time having a reasonable final salary pension and having some savings.

I guess that's as this is the «living expenses» pool and you just stick to as simple as possible plan, almost a savings plan, and forget about it.

You don't have to watch your savings rapidly dry up as you do with many other income sources — such as life insurance policies or annuities.

Hi I am a 22 year old Healthcare Admin graduate with $ 6k in savings and about 15k in student debt (which i didn't start paying back yet seeing as I'm going for my masters) I make about 4k a month and live at my parents house rent / bill free.

Even if one is able to attain this best case return target, most retirees will have to learn to live on much lower income than they are expecting, and / or continue working at least part time well into their 70's, and / or start saving a much higher percentage of their income asap so as to increase their savings to the target level of capital needed.