Sentences with phrase «life savings by»

Most importantly, you should never invest more than you can afford to lose, because far too many people have lost their life savings by centralizing them in volatile investments.

It's one thing to take a chance at the slots and quite another to risk your entire life savings by leaving your finances exposed to lawsuits.

It's one thing to take a chance at the slots and quite another to risk your entire life savings by leaving your finances exposed to lawsuits.

His situation worsened and Annette had wiped out her life savings by wiring $ 36,300 to Nigeria to help him.

Millions of people have been «convinced» right out of their life savings by the false claims of con artists, for example.

Not exact matches

But if working longer is out of the question, you can ease your transition by building at least a year's worth of living expenses in an emergency retirement savings fund, ideally in cash, says Celandra Deane - Bess, a wealth strategy director for PNC Financial Services Group.

Dollar Cost Average your savings to invest in a diversified ETFs; Live below your means; and leverage your cash by taking the biggest mortgage you can afford.

So now it's 2015, I'm 4 months from graduating college, I'm making 70k as a project manager (been working here for 2 months), putting 10 % of my income into my 401k (currently valued at 10k, & 50 % is matched by my employer, i'm at their max for matching), living at home with my parents, I have 3k in CD's, $ 26k in savings, and have no debt whatsoever (paying $ 8k per year for school in cash, so no student loans).

A fixed income annuity provides you, or you and your spouse, with guaranteed1 income by turning a portion of your savings into a stream of income payments for the rest of your life or a set period of time.

In fact, the top reason they are interested in flexible work is work - life balance (69 percent), followed by money / cost savings (51 percent), time savings (50 percent), and stress (40 percent).

Darin Kingston of d.light, whose profitable solar - powered LED lanterns simultaneously address poverty, education, air pollution / toxic fumes / health risks, energy savings, carbon footprint, and more Janine Benyus, biomimicry pioneer who finds models in the natural world for everything from extracting water from fog (as a desert beetle does) to construction materials (spider silk) to designing flood - resistant buildings by studying anthills in India's monsoon climate, and shows what's possible when you invite the planet to join your design thinking team Dean Cycon, whose coffee company has not only exclusively sold organic fairly traded gourmet coffee and cocoa beans since its founding in 1993, but has funded dozens of village - led community development projects in the lands where he sources his beans John Kremer, whose concept of exponential growth through «biological marketing,» just as a single kernel of corn grows into a plant bearing thousands of new kernels, could completely change your business strategy Amory Lovins of the Rocky Mountain Institute, who built a near - net - zero - energy luxury home back in 1983, and has developed a scientific, economically viable plan to get the entire economy off oil, coal, and nuclear and onto renewables — while keeping and even improving our high standard of living

One group that has certainly been affected by lower for longer is savers, particularly seniors who planned to finance their retirement with interest income generated by a life of working hard to build savings.

Borrowers who chose a loan with a shorter repayment term in order to get the lowest interest rate and maximize overall savings reduced their interest rate by 1.71 percentage points and will pay $ 18,668 less over the life of their new loan, on average.

If this is the case, avoid the 10 - percent early withdrawal penalty by living on your non-401k retirement savings.

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

LOS ANGELES (AP)-- A California grandmother who lost her life savings in a real estate investment scam offered by an insurance agent was awarded more than $ 15 million Wednesday in a lawsuit against MetLife and two subsidiaries, attorneys said.

This is a free national program sponsored by the American Bankers Association, which organizes banker volunteers to educate children on the importance of developing budgeting and savings habits early in life.

GOBankingRates conducted this survey in three different parts aimed at specific generational age ranges — millennials ages 18 to 34, Gen Xers ages 35 to 54, and baby boomers and seniors ages 55 and over — to get an accurate picture of how Americans» savings differ by life stage:

With savings of 7,792 kg CO2 per year in carbon savings, the homeowner could realize an additional $ 25.50 to $ 85.80 per year in carbon credit income just by living in a hempcrete home.

Examples of will substitutes include: life insurance, retirement accounts, annuities, custodial accounts, trusts, government savings bonds, property held by joint tenancy, property transferred by deeds of title or gifts, and payable - on - death or transfer - on - death accounts.

... this book suggests concrete investing strategies to make Congress's systemic dysfunction work for you, and to hedge the risk and damage that Congress so casually and relentlessly inflicts on your life savings as represented by your portfolio and your house.»

By the spring of 1940, Britain had almost no money left, and it would soon be completely stripped of its life savings, as the American sheriffs came in to check that there was no gold hidden under the national mattress.

The ultimate test would be to see how many religious people would allow their investment portfolio, 401k or life savings to be managed by someone who says «god tells me how to manage your money» or «god tells me which stocks to choose».

It is represented in our day by liberal arts colleges, the Masons, Rotary, life insurance, Religion in American Life, the Anti-Defamation League, the League of Women Voters, Reader's Digest, the Jaycees, the Pro-Choice Movement, Robert Schuller, the WCTU, Common Cause, savings banks, the Moral Majority, William Buckley, the Institute for Religion and Democracy - and many preachers of the mainline denominatilife insurance, Religion in American Life, the Anti-Defamation League, the League of Women Voters, Reader's Digest, the Jaycees, the Pro-Choice Movement, Robert Schuller, the WCTU, Common Cause, savings banks, the Moral Majority, William Buckley, the Institute for Religion and Democracy - and many preachers of the mainline denominatiLife, the Anti-Defamation League, the League of Women Voters, Reader's Digest, the Jaycees, the Pro-Choice Movement, Robert Schuller, the WCTU, Common Cause, savings banks, the Moral Majority, William Buckley, the Institute for Religion and Democracy - and many preachers of the mainline denominations.

Their time, efforts being inslaved by other powerful and rich ones to make them richer while they always remain in debt to the system and the rising cost of living, jobless above all being ripped from savings by fragile financial org's??

After the parents spent their entire savings and remortgaged there house in repeated efforts to save their daughter from the evils of drugs, which lead to many other horrible life styles, including prostitution, she was finally murdered by her supplier / pimp.

All you need are schmucks willing enough to part with their life savings just so they can be «saved» by another schmuck with a calculator.

Results of a Life Cycle Assessment performed by DuPont show 50 % savings in greenhouse gases for flexo vs. gravure printing.

Two - and - a-half years later, after logging nearly 4,000 hours on a recumbent stationary bike in his living room and after cleaning out their savings of $ 30,000 and raising another $ 30,000 from sponsors, Collins was ready to launch his pedal boat, an enclosed 24 - by 4 1/2 - foot, 850 - pound orange - and - white beauty named Tango.

Among other things he lost his life savings in a business venture, escaped from a burning house, employed a caddie who routinely waded through water hazards, and had one of his golfing pay checks snatched away by an insurance company.

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

The Wall Street Journal Financial Guidebook for New Parents shows you the way, with information on how to: safeguard your child's well - being with wills, trusts, and life insurance; best weigh your child - care options and decide whether to go back to work; save on taxes with child - friendly tax credits and deductions plus tax - advantaged benefits at work; manage your family's health - care costs; save for long - term costs by setting up a college fund; spend smart and save money at every stage of your child's development; continue to contribute to your own retirement savings

Whatever you want to use to leave the country costs money (the sole exception is walking by foot or using a bicycle) and even if you leave, you likely lose your lifelong savings which allow you to live unimpended in the new home.

The key issues include tax; nuclear power; the living wage (vociferously opposed by economic Liberals, who dispute the Resolution Foundation's work to demonstrate the economic benefits and savings to the exchequer); Trident replacement; and higher education where the party may struggle to avoid reopening the self - inflicted wounds of late 2010.

While living with roommates can offer substantial savings in the outer boroughs, new grads moving to Manhattan are are likely to save less by rooming up because of disproportionately high rents on studios and 1 - bedrooms in the borough, StreetEasy found.

While that is true, the brunt of those savings come from reductions in rates requested by UnitedHealthcare of New York, UnitedHealthcare Insurance Company of New York and Aetna Life.

Having proper storage and cleaning facilities for all of our equipment is expected to extend the life expectancy of our vehicles by 20 % (5 years) which translates to savings of about $ 190,000 a year.

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

This frustrates the right of refugees and British citizens to live with their chosen partner and found a family unless such modest earnings could be supplemented by any reasonably substantial savings, third party support or the future earnings or the spouse seeking admission.»

But Labour have claimed that oil companies will merely recuperate their losses from the extra tax by raising petrol prices, negating the proposed cost - of - living savings for families.

«Whilst we applaud the Government's commitment to address the least energy efficient properties by 2020, there is a significant risk that over a million fuel poor households will continue to live in hard to heat homes by 2025 and the # 1billion savings on bills will not be achieved.

By the second year, the homeowners in municipalities living within the tax cap would receive a receive of their tax increase if the local government is taking «meaningful concrete steps» toward a permanent structural savings such as sharing services or consolidating local governments.

Changes to welfare will account for # 11bn worth of savings by 2014/15, the chancellor said, with changes to child benefits, housing benefits and the disability living allowance.

Having proper storage and cleaning facilities for all of our equipment is expected to increase the life expectancy of our vehicles by 20 percent (five years), which translates to a savings of about $ 190,000 a year.

Senator Jeff Klein, Mayor Bill de Blasio, Joined by Elected Officials & Seniors, Celebrate Major Property Tax Savings That Are On The Way for Homeowners SCHE / DHE program expansion set to help thousands more live affordably in New York Bronx, NY -LSB-...]

The Party's poll - ratings were wiped out by Black Wednesday just as surely as were Basildon Man's life - savings.

«Significant savings could be achieved by comparing the costs before committing to consultant contracts, much the way each one of us compares costs in our daily lives whether shopping for groceries or a car,»?

Those who have gone through life earning the same, but who have been profligate and not made any savings, are rewarded by having free care.

He supported himself by consulting for a startup developing a science - crowdfunding platform, and he lived off savings he had been able to put aside during his postdoc.

He supported himself by consulting for a startup company developing a science - crowd - funding platform, and he lived off savings he had set aside during his postdoc.