Sentences with phrase «life savings during»

I'm not saying you should spend your entire life savings during a career break or sabbatical, but there is no harm in enjoying some of your hard earned money now while you have the health and ability to enjoy it.

Not exact matches

But this period should be looked at as an anomaly, a mere blip in the stretch of 40 to 70 years during which we amass, manage and consume our life's savings.

Starting out, have enough money in savings during the first 6 to 12 months of operation so that you're not relying on the business to cover personal living expenses.

Term life may also make sense if you continue to work during retirement, even part - time, to supplement your savings and wish to protect your spouse from the loss of your income when you die, he said.

So before I started putting my business plan into action, I made sure to stash nine months of living expenses — accrued during my few years of working on Wall Street — in a savings account.

Second, it would be very helpful to develop a longitudinal perspective on the use of retirement savings vehicles, especially during the period of mid - to late working life;

I know what you're getting at (you might have given up spending power from the tax savings of a traditional IRA / 401k during your life), but this is still irrelevant to me.

I am quite certain that I would not be able to find one Russian living in America that held the bulk of their savings in rubles, and consequently had to live off of the conversion of these rubles into dollars during June 2014 to January 2016, that would not agree that the ruble crashed during this time.

Whom it may benefit: This strategy works best for couples with normal to high life expectancies with similar earnings, who are planning to work until age 70 or have sufficient savings to provide any needed income during the deferral period.

As people are having children later in life, there is a greater chance that the college tuition bill for their kids will come due during their prime retirement savings years or, in an increasing number of cases, just as retirement approaches.

I lost my job during the recession / depression, had to live off my savings, lost my apartment, lost my car, savings gone.

Our smoothie bags are made to perform, providing a practical, flexible packaging solution that extends shelf life and offers a substantial cost and space savings during storage and transport.

Founder, Will Turnage, who has a lifetime of experience in the spirits industry, found the recipe in his Grandfather's wartime diaries who served as a Commander in the Royal Navy during World War II and decided to put his life's savings into launching Hawthorn's.

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

This skill has transferred well into other situations in life like learning to run, meeting fitness goals, meeting difficult savings goals and getting through the day during a pregnancy after a delivery than ended in the NICU.

He supported himself by consulting for a startup developing a science - crowdfunding platform, and he lived off savings he had been able to put aside during his postdoc.

He supported himself by consulting for a startup company developing a science - crowd - funding platform, and he lived off savings he had set aside during his postdoc.

Cashing out her savings account, the terminally ill woman determines to take one Last Holiday and explore life's possibilities during the short time she has remaining.

WHAT: When an angry investor (Jack O'Connell) who lost his life savings due to a bad stock tip takes financial guru Lee Gates (George Clooney) hostage during a live broadcast of his TV show, Lee and his producer Patty (Julia Roberts) must work against the clock to uncover the truth behind the alleged computer glitch that caused the crash.

The long - term nature of outsourcing relationships is better served by being clear about how the provider will be profitable, survive and grow during the life of the relationship, and how cost savings will be re-invested in service improvements.

During her time living in Dalian, she constantly witnessed parents and grandparents sacrificing — depleting savings to pay for tutoring, sleeping on the floor while the singleton got a bed, and skipping meals so that the child could have more.

Because of the Alternative Minimum Tax holiday, airports realized $ 1.6 billion in savings on private activity bonds during the life of the Recovery Act.

And I considered the money that I lived on during those six months of being unemployed and out of contract kind of, you know, taking a loan from that safety net of savings that I had built up.

To ensure your standard of living doesn't suffer too much as you grow older, you might save part of each pension check during the early years of retirement — or, alternatively, take the precaution of building up a decent pool of savings during your working years.

If you inherit savings bonds, for example, you'll owe tax on all interest that accrued during the life of the previous owner.

From building college savings and growing your retirement during working years to retirement planning and asset management — our CFS Financial Advisors offer personalized financial services and recommendations to help you prepare for every stage of life.

Max's Mr. Spendypants has learned his own share of frugal living lessons during Max's savings challenge year.

What I haven't talked about, was how important it was having a small «cushion» of money in my savings account during the debt repayment phase of our lives.

One of the techniques you can use to increase your retirement savings account during the latter part of your life is to delay the withdrawal of your Social Security payment.

It's important to note that if you are retired during a period when the stock market returns less than its historical average, and you withdraw 8 % a year from your retirement savings as Ramsey recommends, you can deplete your retirement funds to the point that it deals a severe blow to your standard of living.

Like traditional life insurance, the death benefit of a second - to - die policy can ensure your beneficiaries receive a minimum amount of money, even if savings and other retirement income is spent during the lives of you and your spouse.

A type of policy that does not expire during the life of the insured and combines a death benefit with a savings portion that can build cash value.

But don't forget that with a discounted ARM, your low initial payment will probably not remain low for long, and that any savings during the discounted period may be made up during the life of the mortgage or be included in the price of the house.

So if you're using your savings account as collateral for a loan, understand that those funds will not be available for emergencies or other expenses during the life of the loan.

This model also relies on building up savings during your working life, but it relies more heavily on investments doing well after retirement.

You can gauge your chances of depleting your savings during the number of years you'll likely live in retirement by going to this retirement income calculator.

Takeaway: The more you can restrain yourself from tapping savings during your career, the more you'll have to live on afterwards.

Glad you brought it up — people who are at the point in their lives who are living off their investments and savings will definitely have a tougher time during downward cycles.

Retirees living on their savings and investments should have a stock allocation low enough to keep them from panicking when the market drops, but high enough that they have money that can continue to work hard enough during good market times to support them now that they can no longer work.

The amount of your Social Security payments during retirement are automatically adjusted for cost of living increases, but your retirement savings remain flat unless you're in a special type of fund.

Transamerica's Final Expense Life can help save families from depleting their savings during an especially trying time.

This course will cover life savings skills such as sit, recall, stay, leave it and getting the dogs to focus on their handler during stressful or emergency situations.

Oh yeah, that's because we all blew our savings living it up during the summer months.

It's likely no coincidence that directly in the center of these stats users can see yearly savings for Xbox Live Gold members as well as the percentage of Microsoft's «top games» they played during the year.

In light of the severe mismanagement documented in the Attorney General's findings, Cooper Union needs to take a careful look at decisions made during that period to identify opportunities for savings and reform to get Cooper Union back to living within its means.

The mass destabilisation of millions of people (perhaps up to a half - billion) can not be outweighed by any benefit (such as the savings of money on heating during harsh winters in North America or expanded shipping routes through the Arctic) since it is people's lives at stake (not to mention the likely extinction of millions of species of wildlife).

Making 50 % of these trips by bicycle just during four summer months would save 1,295 lives and yield savings of more than $ 8 billion per year from improved air quality, avoided mortality, and reduced health care costs for the upper Midwest alone.

Top up for Fixed Savings and Aegon Life iIncome premiums, is an extra amount of money that you can pay at any time during the policy term.

Consumers who are able to find more affordable life insurance coverage may be able to obtain financial protection without digging into savings during an economic downturn.

A cash - value policy, also known as permanent life insurance, builds up savings during your lifetime.