Sentences with phrase «life settlement options»

Many states now require life insurance carriers to notify policy owners about life settlement options when they are about to lapse a policy.

Obviously, paying less tax on a settlement will make it more attractive under the new tax reform, but we expect the other elements mentioned to also encourage policy owners and their advisors to actively consider life settlement options.

5 states require insurance carriers to disclose life settlement option to policy holders considering lapsing / surrendering.

Other benefits to you from recommending the life settlement option to appropriate clients include the following:

You might even explore a life settlement option, which will preserve the years of payments you put into the policy and yet give you a cash payout.

More policyholders are becoming aware of the life settlement option, which increases supply, while investors are focused on buying distressed portfolios of already - settled policies, and new capital remains scarce.

These measures and efforts by LISA and the industry have raised awareness of the life settlement option for policy owners.

There are a variety of life circumstances that may cause one of your clients to be interested in exploring the life settlement option, such as the following:

If you are over 50 you will get more money then your cash value with a life settlement option.

You can also consider life settlement option — Another way in which you can use your life insurance to pay off your debts is through life settlement.

Not exact matches

Commutation Right: The right of a beneficiary to receive in a single lump - sum the remaining payments under an installment option which was selected for the settlement of the proceeds of life insurance policy.

This term also refers to the settlement of a life insurance policy under the contract's annuity options.

However, an option now exists which enable policyholders to receive amounts more than cash surrender value by selling the policy on the life settlement market.

Debt settlement is not an option meant to make your life easier or provide you with more money to spend on other things.

Life settlements are a great financial option for people who find they no longer need coverage, whose circumstances have changed or who are experiencing financial hardship.

Technically, though, there is a third option to the «keep versus lapse» decision of life insurance: to sell the policy to a third party in a transaction called a «life settlement» to an (institutional) investor who might be willing to pay more than just the policy's cash value (or the $ 0 value that might be available if the coverage just lapses on its own).

Because the life settlement pays out more than a cash surrender, it is the better option.

Then there's the customization options for items and settlement building that will steal your life away.

There is a NEW life insurance company that has entered the structured settlement and settlement planning market, Independent Life Insurance Company, and it's very important that trial lawyers be aware of who they are, their business model and why it is important your clients have them as an option when considering a structured settlemlife insurance company that has entered the structured settlement and settlement planning market, Independent Life Insurance Company, and it's very important that trial lawyers be aware of who they are, their business model and why it is important your clients have them as an option when considering a structured settlemLife Insurance Company, and it's very important that trial lawyers be aware of who they are, their business model and why it is important your clients have them as an option when considering a structured settlement.

In - force life insurance policy questions, premium payments, policy loans, beneficiary changes, Long Term Care Settlement Option

A life settlement is an important addition to an advisor's toolbox of financial planning options.

A life settlement is one option for capturing some of those benefits rather than forfeiting them back to the insurance companies.

A life settlement is just that... An additional option for policyholders to pursue when they realize that the policy they currently own is no longer wanted or needed.

And while there are several different options for structuring a life insurance settlement, benefits are typically paid as a lump - sum cash payment.

To determine whether a life settlement is a good option for you, ask a fee - only insurance adviser to help value your policy (find links to nine advisers at www.glenndaily.com).

A new report by the National Association of Insurance Commissioners (NAIC) Long - Term Care Subgroup includes life settlements among three options for paying for long - term care.

Fixed Period Option A life insurance proceeds settlement option whereby the number of payments is fixed by the policyOption A life insurance proceeds settlement option whereby the number of payments is fixed by the policyoption whereby the number of payments is fixed by the policyowner.

Commutation Right: The right of a beneficiary to receive in a single lump - sum the remaining payments under an installment option which was selected for the settlement of the proceeds of life insurance policy.

This term also refers to the settlement of a life insurance policy under the contract's annuity options.

Viatical settlements are normally an option only available senior life insurance policyowners because the company will want to keep their risk to a minimum.

Which Life Insurance Settlement Option is Best?

The basic policy includes extended replacement cost, cash settlement option, home appraisal service, additional living expenses and replacement cost coverage.

Life settlements are an alternative to the policy surrender and accelerated death benefit options that may be available in your insurance contract.

This Future Generali Life Insurance plan offers a premium redirection option and a settlement option.

The beneficiary of a life insurance policy asked me to help her decide which settlement option to elect.

Policyholders face a similar problem when they are deciding whether to keep or drop a policy, and it can lead them to view a life settlement as their most attractive option, even in a buyer's market.

Although states increasingly require that a life settlement should be disclosed as an option in all cases where lapsing the policy is being considered, there can be certain downsides to selling any life insurance policy.

Quick Tips to Consider Before You Sell Your Life Insurance Policy Fraud Commissions Consider Your Options A life settlement is the sale of a life insurance policy by a policy owner who no longer wants or needs his or her polLife Insurance Policy Fraud Commissions Consider Your Options A life settlement is the sale of a life insurance policy by a policy owner who no longer wants or needs his or her pollife settlement is the sale of a life insurance policy by a policy owner who no longer wants or needs his or her pollife insurance policy by a policy owner who no longer wants or needs his or her policy.

Consider your Options — A life settlement may not be right for you.

That means it's an asset you own and can hold for its originally intended purpose of paying out a death benefit to your heirs one day — or, if you decide that you no longer want, need or can afford that policy, one of the options available to you is to sell that asset to an investor in the form of a life settlement.

We'll be happy to answer any questions you have and to steer you in the direction of qualified professionals who can help you decide whether a life settlement is a good option for that policy that is no longer serving its original purpose in your portfolio.

The legal basis for life settlements as a legitimate option for life insurance owners may be found in the Grigsby v. Russell decision from the U.S. Supreme Court in 1911, where it ruled that life insurance is just like any other private property you own and can therefore be sold.

By going with the joint and survivor income annuity life insurance settlement option, you and another individual, such as a spouse or partner, can receive an income stream that is also in the form of an annuity.

To learn more about life insurance settlement options, then call us right now at 877-443-9467 so we can answer all your questions!

If you choose a different type of life insurance settlement option, then some of the proceeds that you receive could be subject to taxation.

Life settlements offer an additional option for life insurance policy owners to consider when deciding what to do with a policy they no longer want to Life settlements offer an additional option for life insurance policy owners to consider when deciding what to do with a policy they no longer want to life insurance policy owners to consider when deciding what to do with a policy they no longer want to own.

Choosing a life insurance settlement option for when you die should be approached and considered carefully.

This option is referred to as a life settlement.

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