Sentences with phrase «life time benefits»

However, this type of policy offers less life time benefits because either no cash value accrual or very limited cash value growth will accrue.

However, this type of policy offers less life time benefits because either no cash value accrual or very limited cash value growth will accrue.

All our puppy and obedience courses, we teach the puppy & dog verbal cue and hand signal which is a life time benefit especially when they are old and started to loss their hearing or eye sight.

Not exact matches

Over time, your decision to get better every single day will reap tremendous benefits in your life and drastically increase your success rate.

But if you are married and are not expecting to live a long time, taking benefits early could reduce the survivor benefits your spouse receives.

Duong Tri Thanh said his airline benefited from a diaspora of 2 million Vietnamese living in the United States, but most of the traffic was more likely to be driven by price rather than the convenience of saving a few hours of travel time.

Thanh said his airline benefited from a diaspora of 2 million Vietnamese living in the United States, but most of the traffic was more likely to be driven by price rather than the convenience of saving a few hours of travel time.

If one member of the household makes a good enough living, a cost - benefit analysis will often conclude that it makes economic sense for the second earner to stay at home or work part - time.

On top of that, Americans are also living longer, which has prompted providers to recalculate their premium and benefit frameworks as their clients spend more time under coverage than the insurers» underwriters had originally expected.

Most people in this stage of life could at least benefit from a one - time consultation with a financial planner who specializes in retirement planning.

As tax revenues have shrunk, the city's financial obligations have grown — mainly to an ever - expanding pool of 30,000 retirees, promised life - time pensions and health benefits by short - sighted government officials over decades who consistently failed to fund those future obligations.

Ongoing benefits resonate with employees over time, make them more secure in life and have a greater impact on business.

Whole life products have an added investment component along with their pure insurance or death benefit function; these policies build cash value over time.

Like all Googlers, our named executive officers are eligible to participate in various employee benefit plans, such as medical, dental, and vision care plans, flexible spending accounts for health and dependent care, life, accidental death and dismemberment, disability, and travel insurance, survivor income benefit, employee assistance programs (e.g., confidential counseling), and paid time off.

Basic whole life policies provide a fixed death benefit and a cash value that builds over time.

Like all employees, our named executive officers are eligible to participate in various employee benefit plans, including medical, dental, and vision care plans, flexible spending accounts for health and dependent care, life, accidental death and dismemberment, disability, and travel insurance, survivor income benefit, employee assistance programs (e.g., confidential counseling), and paid time off.

While it's always recommended that families meet with a financial advisor to decide what level of life insurance protection would benefit them the most, a supplemental policy could act as a financial safety net, providing much needed normalcy during a very difficult time.

Due to the lifetime coverage and cash value, whole life insurance costs considerably more, meaning it can easily come to 10 times the cost of a term policy with the same death benefit.

So even part - time lower earnings received later in life increase your Social Security benefit.

Its competitive employee benefits plan includes medical, dental, and vision plans, life and disability insurance, paid time off, a 401 (k), flexible spending accounts, tuition reimbursement, and internal training.

Even though its directed towards the green sector, Id recommend it to anyone interested in promoting their business while benefiting others and getting more enjoyment out of life at the same time.

First - time homebuyer loan programs offer financial benefits such as lower interest rates and low down payments, but many of them require you to live in the home for a designated period or take homeowner education courses.

Holiday and time - off family friendly benefits, and employee programs that support work - life integration

Here's what I recommend you say: «Isn't it true that the only time you have ever really benefited from anything in your life has been when you said «yes» instead of «no?»

January 21, 2016 Avera Health Plans «Goes Live» in Record Time with RxAdvance, New Pharmacy Benefit Manager.

Carve out some time every day to escape the hustle of executive life — you might feel like you're not working, but your company will benefit more from a reflective leader than an overworked one.

The 2017 Health and Workplace Benefits Survey recently completed by the Employee Benefit Research Institute and Greenwald & Associates finds that 44 percent of employees would give up a wage increase for increased work - life balance benefits like paid time off or telecoBenefits Survey recently completed by the Employee Benefit Research Institute and Greenwald & Associates finds that 44 percent of employees would give up a wage increase for increased work - life balance benefits like paid time off or telecobenefits like paid time off or telecommuting.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.

«Women with children are often excluded from full participation in the labour market due to challenges in balancing work and family life, or they work part - time, which often means lower wages and fewer benefits, including lack of a pension, paid vacation and sick leave, as well as less job stability,» the document states.

Lifetime Foundation is an innovative permanent life insurance product that provides a flexible death benefit guarantee that adjusts over time.

You can consider reducing the monthly benefit amount, shortening the benefit period (the amount of time you receive benefits if disabled), eliminating cost of living adjustments, lengthening the elimination period (the amount of time you must be disabled before benefits are paid), and so on.

The fixed rate assigned to a loan will never change except as required by law or if you request and qualify for the ACH interest rate reduction benefit (s); ACH interest rate reduction (s) apply when full payments (including both principal and interest) are automatically drafted from a bank account and will remain on the account unless (1) the automatic deduction of payments is stopped (including times during deferment or forbearance) or (2) there are three automatic deductions returned for insufficient funds within the life of the loan.

At the same time, traditional variable annuities will lose market share as insurers continue to move away from living benefits, they said.

Younger folks, with more time until retirement and a longer working life ahead frequently benefit from an asset allocation more heavily weighted toward stock investments.

However, variable annuities with living benefits were all the rage at that time, so the new IOVAs struggled for a place in the sun.

Whole life insurance pays out the death benefit at any time death occurs, after all, the whole life is covered.

Employees at Ettain Group receive competitive benefits, including healthcare, life and disability insurance, a 401k with company match, paid time off, and more.

Alpha seeks this relief while at the same time seeking to cut off the health and life insurance benefits to some 1,200 rank - and - file retirees because it claims it desperately needs to save $ 3 Million a year.

A commonly shared rule of thumb for determining your life insurance needs is to purchase a policy with a death benefit equal to 5 to 10 times your annual income.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

Your Social Security benefit is guaranteed for as long as you live, and it will go up over time to keep up with inflation.

While the law does not require that companies provide retirement plans, health plans, dental or vision plans, life insurance plans, or paid vacation time, many firms still provide these benefits and many candidates have come to expect at least some of these benefits, especially as they progress to the higher management positions,» said Andrew Challenger, vice president of global outplacement and executive coaching firm Challenger, Gray & Christmas, Inc..

During times of wrestling with God and in rereading the teachings of Jesus, I uncomfortably came to see that for ten years I had failed to challenge the American assumption that affluent Christians can enjoy the benefits of a life with God without seriously compromising their lifestyles.

Perhaps even more significant than the increase in fringe benefits is the changing time span of people's working lives and the ratio of working to non-working years during the life cycle.

Thus we support a reduction in the speed limit because it will «save 7,466 lives every year,» though we would not do so if we recognized that such a law merely reduces the probability that an individual will die in a car accident from.0005 to.0004, a benefit too trivial to be noticed and, for any individual faced with the choice, far below the value of the additional driving time it entails.

«A lot of times people think that it's not going to help, or the elderly can't really use technology, but in fact, if you strategically introduce it to them, it's actually a possibility and can really benefit their lives.»

I was always living on benefits at the time and it was very difficult.

They were paid barely enough to live on and for a long time benefited very little from the increased supply of goods.

Martin Luther King was a professing Christian and Minister, and I have to give him the benefit of the doubt that at some time in his life, he trusted in the shed Blood of Christ on the Cross for forgiveness of his sins, and held to that trust for his Salvation until the day he was assassinated.

That is one huge benefit of having faith; it gets you through the most terrible times in your life.