Sentences with phrase «life time guarantee»

Several of these companies have replaced the lifetime guarantee with a universal life with a 10 year guarantee that literally costs more than a new life time guarantee product at the same rate class.

They used to allow conversion to a really competitively priced universal life with a life time guarantee.

Posted in AARP, final expense life insurance, insurance, life insurance, no exam Tagged AARP, illegal, insurance, life insurance, life time guarantee, New York Life, no exam, non guaranteed, permanent life insurance, ripoff 3 Responses

Posted in conversion, Independent agent, insurance, life insurance, term insurance, West Coast Life, whole life Tagged adverse selection, Colorado State insurance commissioner, conversion, conversion optiion, Greg Zabel, insurance, law of large numbers, life insurance, Life insurance buyers guide, liftetime guarantee, low cost life time guarantee conversion, low cost term insurance, NAIC, NAIC buyer's guide, National Association of Insurance Commissioners, should off permanent option for conversion, term life insurance, West Coast Life, whole life insurance

Starting with the West Coast Life fiasco now three years ago, several companies have decided that they may be screwing themselves by offering customers a life time guarantee product on conversions.

West Coast Life and a few other companies simply stated that with the low cost of their term insurance it simply no longer supported conversion to a low cost life time guarantee life insurance product.

In a press release today Voya Life Insurance announced that they will no longer be offering term life or any product with a life time guarantee, essentially gutting the company of the most cost effective and useful products in their portfolio.

Posted in conversion, death benefit, estate taxes, insurance, life insurance, term insurance Tagged affordable death benefit, changed the conversion option, conversion, conversion made you insurable again, conversion option, death benefit, insurance, life insurance, life time guarantee UL, no conversion option, permanent universal life insurance, term life affordable, term life appropriate, term life insurance, term life practical, term / ul 1 Response

Our pups carry a 26 month guarantee for hip dysplasia and eyes and a LIFE TIME GUARANTEE EIC, CNM, RD / OSD, PRA / PRCD, DM unaffected if sired by our stud dogs.

This product is suitable for puppies and small dogs and has a life time guarantee.

The tag has a life time guarantee it is a tag only there is no collar.

They also offer life time guarantee if you are a first time KIA owner.

With a life time guarantee and warranty on wheels, the Zoe XL2 is a great stroller.

For more details or for a personalized life time guaranteed term quote, call MEG Financial today at [phone].

Life insurance products have evolved from the two choices of 40 years ago, whole life and yearly renewable term, to products without cash value that can be guaranteed at low rates for 30 years or longer, life time guarantees without cash value and numerous cash value options *.

You need a life time guaranteed level premium and guaranteed death benefit.

They aren't even offering life time guarantees at obscenely high prices for conversion.

Not exact matches

While the past is no guarantee of the future, it seems to be a reasonable probability bet that firms selling the essentials of everyday life are, as a group, going to have an easier time maintaining their dividend distributions compared to companies such as, say, those involved in manufacturing automobiles.

As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiums.

A guaranteed universal life insurance policy might be four times the cost of a term policy with similar coverage, while a whole life policy could easily be 10 times the cost.

But in exchange for providing this guarantee, the life insurance company requires a minimum time commitment of usually seven to nine years to custody the account.

I can guarantee you with my life that if an independent auditor spent the time required to implement a bona fide market value mark - to - market on that fund's illiquid assets, the amount of under - funding would likely jump up to at least 70 %.

The target - date fund can include annuities that begin payments at retirement or at a later time, offering a way to generate guaranteed retirement income and protect your income stream later in life.

Lifetime Foundation is an innovative permanent life insurance product that provides a flexible death benefit guarantee that adjusts over time.

While you are working to nurse off that hangover or catch up on sleep, last year is over and it's time to start thinking about one of two of life's biggest guarantees: taxes.

Your Social Security benefit is guaranteed for as long as you live, and it will go up over time to keep up with inflation.

Imports / Exports are stand still, the banks have stopped taking any fixed assests and lands as bank guarantee towards taking loans to over come this situations where you can not find buyers paying good towards what you sell when you need financial liquidity... but these time you can not sell unless you will sell it at the lowest ever in the market...!?! Honestly tired of that now more than was tired before all that started but at least things were stable although many were deprived but managed to live by those upper hands / classes giving charity..

At the same time, they insist that the function of the state is to guarantee the conditions in which good lives can be realized, a purpose that can not be served by neutrality.

-- Perception of the Environment ---- Open all your eyes — Take a good look around, at your environment ---- Your environment includes thoughts, thinkings, knowledges and hopefully understandings, make these inclusive to your life ---- realize continuity with your environment ---- your environment overlaps other ent - ities» environments ---- there is no guarantee that if you respect another's environment, that they will respect yours ---- take some time to learn other environments, incorporate concepts from what you have determined from your environment ---- Change is essential, Stagnation = Death ---- All time and space lies before you, journey well --

To love someone fiercely, to believe in something with your whole heart, to celebrate a fleeting moment in time, to fully engage in a life that doesn't come with guarantees — these are risks that involve vulnerability and often pain....

[9] The significance of this is that God remains ever most intimate to a thing in its essence and constitution, yet without depriving it of its individuality and distinctiveness as a creature of such - and - such a sort, indeed guaranteeing that it come to be and remain so for the time, or span of life, he apportions for it.

I feel that the common FG view is reductionistic in saying that belief in Jesus as the Messiah, the Son of God can be equated with believing that he guarantees eternal life and so I'm struggling to find a view that avoids being reductionistic and yet at the same time allows people to be sure that they have believed that Jesus is the Messiah, the Son of God.

Was the guarantee of eternal life something that Jews of that time realised the Messiah would offer?

Seeing as we can't guarantee sunshine, even at this time of the year, we have to live vicariously through the food we eat.

imagine his game kicks back into life i guarantee u guys will get over it... i hate the fact he left us fr ManU bt he wanted the league at a time when he wasnt sure hw muchh he had left in the tank..

of course no team wants to lose but I can guarantee you that the reaction by the Chelski fans after today's results are nowhere near what would have occurred if we shit the bed on opening day... the difference is they have tasted EPL success on more than one occasion recently, they have won the Champions League and they have done it with 3 different managers in the last 12 years with a similar, if not smaller, wage bill than us... in comparison, we have been experiencing our own personal Groundhog Day with nothing to show for it but a few silvery trinkets that would barely wet the appetite of a world - class club... so it's time for Wenger to stop gloating over our week one escape act and make some substantial moves before this window closes or I fear that things will take a horrible turn when the inevitable happens... living on a knife's edge is no way to go through a full season of football and regardless of what side of the argument you fall on, you could feel high levels of toxicity in the air and that was friggin week one... I would much rather someone tried their best and failed, than took half - measures and hoped for the best

And if you need any further guarantee that it's going to be great, consider this: I, your humble previewer, will be missing the whole thing due to a poorly timed intrusion of real life.

The Sun also suggest that Everton have made an inquiry for the Bournemouth man as they prepare for what could be life without star striker Romelu Lukaku, but King is not desperate to leave the south coast club, where he is guaranteed regular game time under Eddie Howe.

Life does not offer guarantees, but the statistics have shown that home birth and hospital birth are both safe the majority of the time.

Plus the sound - activated LED full color display and long - life battery guarantees you feel safe at all times when baby is snoozing in the other room.

The only time you may wish to consider a vaporizer is if (1) you have a child that is prone to getting ill and so «germ - free» is your top priority; (2) you can absolutely guarantee that your child won't be able to reach the humidifier; and (3) you live in a cool region and want to warm the room a little.

Guaranteed, this becomes more difficult when you start adding more babies to the mix, but for first time moms this simple trick is a life saver.

Starting Tummy Time in the first days of life certainly isn't a guarantee that your baby won't be one of those who dislikes Tummy Time.

In my theory of «Sustainable History», I defined sustainable history as «a durable progressive trajectory in which the quality of life for humanity is premised on the guarantee of human dignity for all at all times and under all circumstances.»

The agency denied a Times Union public records request for the document, arguing its release could «impair imminent contract awards,» endanger «life and safety» and compromise the state's ability to «guarantee the security of its information technology assets.»

Guarantees free personal care for the 280,000 with the highest needs Protect 160,000 currently on free care from future charges Help around 130,000 people who need home care for the first time Offer home adaptations or technology to reduce a person's care needs Invest # 130m in re-enablement and prevention to enable people to live at home for longer

Incumbent Democrats guaranteed life - time tenure and re-election who need not bother to campaign in their city districts because election day is a foregone conclusion.

As patients we will know the guarantees of service we can expect — for example the maximum time from GP referral to the commencement of treatment or the right to screening and advice at certain points in our lives.

«This makes life more complicated from the standpoint of this: If we get into a cycle where every time one side loses, they run a third - party candidate, we'll make Pelosi speaker for life and guarantee Obama's re-election,» said Mr. Gingrich, who had endorsed Ms. Scozzafava but on Saturday urged voters to support Mr. Hoffman.

Children whose parents are employed full time are less likely to live below the poverty line, but earning a wage was no guarantee of economic security in 2015, according to NCCP research.