Sentences with phrase «lifetime death benefit guarantee»

«Part of the slowdown in growth is a reflection of a few companies moving away from lifetime death benefit guarantee universal life products,» Durham said.

The products include a lifetime death benefit guarantee of up to 121 years, a minimum death benefit of $ 50,000 and a full range of riders, including accelerated benefit rider and an additional insured rider.

lifetime death benefit guaranteed UL market were down by 3 percent compared to second quarter 2010, the products still garnered 43 percent of all UL sales in the first half of 2001.

Both Durham and Stamps agree that lifetime death benefit guarantees remain a very important feature in UL for both consumers and producers.

Durham says that, even though there have been some notable carrier exits in this market and second quarter 2011 annualized premium sales in the lifetime death benefit guaranteed UL market were down by 3 percent compared to second quarter 2010, the products still garnered 43 percent of all UL sales in the first half of 2001.

Not exact matches

The expense ratio excludes additional fees that would apply if the Return of Premium death benefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is ebenefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is eBenefit) rider is elected.

However, permanent life insurance solutions that focus on providing lifetime guaranteed death benefits, such as these, are typically less expensive than other types of permanent life insurance that emphasize savings opportunities.

Lifetime Foundation is an innovative permanent life insurance product that provides a flexible death benefit guarantee that adjusts over time.

So you can «live» with guaranteed withdrawals for lifetime income and still have the potential to «give» a legacy through death benefit proceeds equal to the amount of premium you invested, subject to the benefit guidelines.

Examples include lifetime guaranteed income riders, critical illness riders, riders that pay for care in event of two of six activities of daily living, and guaranteed rollup death benefits.

So you can «live» with guaranteed withdrawals for lifetime income and still have the potential to «give» a legacy through death benefit proceeds equal to the amount of premium you invested, subject to the benefit guidelines.

Lifetime Assure universal life insurance provides a number of advantages, including death benefit protection combined with guarantees in case of premature death, and cash accumulation that can help you meet many needs.

Lifetime Foundation is an innovative permanent life insurance product that provides a flexible death benefit guarantee that adjusts over time.

For life insurance policies that pay death benefits in the form of a lifetime payout, the portion of the payout that is not subject to tax if the policy has no refund provision or stated time period guarantee which is determined by dividing the amount of the death benefit by the life expectancy of the beneficiary.

For example, while whole life policies do provide a guaranteed death benefit, they also generally accumulate significant cash value that can be accessed during the insured's lifetime.

The expense ratio excludes additional fees that would apply if the Return of Premium death benefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is ebenefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is eBenefit) rider is elected.

Permanent Life provides lifetime coverage with a guaranteed death benefit.

Permanent life insurance (also called whole life) offers lifetime protection and a guaranteed death benefit as long as you keep the policy in force by paying the premiums.

One can compare benefits of both policies based on aspects like availability of loan, surrender value, tax benefits, death benefits, etc. for Max Life Guaranteed Lifetime Income Plan and Kotak Preferred eTerm Plan.

On the basis of riders for Guaranteed Lifetime Income Plan and Exide Life Immediate Annuity like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Personal Pension Plus and Guaranteed Lifetime Income Plan like accidental death benefit, critical illness, etc, these plans can be compared.

On the basis of riders for Aegon Life iIncome and Guaranteed Lifetime Income Plan like accidental death benefit, critical illness, etc, these plans can be compared.

AIG's Secure Lifetime GUL III: This policy offers a guaranteed death benefit regardless of cash value as long as premiums are paid.

For those who are looking for a guaranteed lifetime protection where the premiums and death benefit stay the same, you can go with the Protection Universal Life plan.

Secure Lifetime GUL 3 provides guaranteed death benefits in addition to modest cash value potential.

Permanent life insurance has a guaranteed death benefit — this guarantees that you will achieve your objective — whether it's lifetime protection or passing money on to your beneficiaries.

The premiums are usually level for the life of the insured and the death benefit is guaranteed for the insured's lifetime.

Of course it follows that Universal policies cost much more than term because they provide lifetime coverage, death benefits and guaranteed cash value accumulation.

Universal Protector is Prudential's plan which offers lifetime death benefits with a no - lapse guarantee AND at no additional cost, you can have access to their Living Needs Benefits, should you need them during your lbenefits with a no - lapse guarantee AND at no additional cost, you can have access to their Living Needs Benefits, should you need them during your lBenefits, should you need them during your lifetime!

Among the guarantees offered with whole life are fixed premiums, lifetime death benefit and cash value accumulation.

Secure Lifetime GUL 3 ®: Secure Lifetime GUL 3 enables you to maintain guaranteed death benefits while building cash value.

It provides a lifetime protection for people who want guaranteed death benefit and monthly premiums along with some cash value growth.

Whole life insurance remains in force for the insured's entire lifetime and offers a guaranteed death benefit as well as cash value.

Permanent Life provides lifetime coverage with a guaranteed death benefit.

So, if a policyholder had purchased a Colony Term universal life 10 policy, and then they decided five years after purchasing it that they wanted to have coverage for the remainder of their lifetime, then the coverage extension feature would have allowed the insured to extend the death benefit protection guarantee to either age 90, age 100, or 105 — and, this could occur without the need for the insured to provide evidence of insurability.

Whole life insurance offers a guaranteed death benefit for your entire lifetime, while also offering a fixed rate for cash value growth.

You pay a fixed premium for a fixed amount of life insurance and both your premium and death benefits are guaranteed for your lifetime as long as premiums are paid on time.

Get guaranteed death benefit protection with customizable durations — either for a specific time period or your lifetime.

Permanent life insurance provides coverage throughout the insured's lifetime, provided premiums are paid and has a guaranteed death benefit that ensures you'll achieve your objective — whether it's lifetime protection or passing money on to your beneficiaries.

Also referred to as «term insurance to age 100», lifetime guaranteed term insurance offers a fixed premium and death benefit for the life of the insured.

Premiums for lifetime guaranteed term are cost effective like level term premiums but the policy also offers the long term death benefit guarantees associated with whole life insurance.

Fixed and indexed annuities offering an increasing death benefit can be a valuable feature for those looking to guarantee yearly gains, establish a lifetime income stream or pass an existing tax - deferred asset to the next generation.

Solving for lifetime income, legacy through a guaranteed death benefit (without any underwriting), and long - term care or confinement care are the reasons to add an annuity rider to your policy.

These policies can offer guaranteed death benefit coverage — including a lifetime option.

The death benefit protection is guaranteed to last for the insured's lifetime, as long as the premium is paid.

The increasing death benefit is a desirable feature, but guaranteed lifetime income during retirement might be the primary goal for some retirees.

The SPIA lifetime income guarantee continues uninterrupted to the surviving spouse, and they receive the tax - free death benefit from the life insurance policy as well if they are the listed beneficiary of the policy.

Once this life insurance for children policy is installed, the protection exists for a lifetime with a guaranteed death benefit, premiums, and cash value.

Participating Whole Life insurance is a permanent form of life insurance with a guaranteed death benefit, guaranteed fixed premium and guaranteed cash values intended to provide coverage for the insured's lifetime.

However, permanent life insurance solutions that focus on providing lifetime guaranteed death benefits, such as these, are typically less expensive than other types of permanent life insurance that emphasize savings opportunities.