Being an author is being a freelancer who doesn't charge based on the work involved; a freelancer who accepts
payments based on rules and schedules defined solely by the buyer, rules that are based on their
accounting and which the freelancer has little recourse
to double - check; a freelancer who subsists on a fraction of minimum wage and a host of day jobs; and it's being a freelancer who is bound by contracts that last their
lifetime plus the
lifetime of their children (or until a specific set of requirements have been met that, requirements that are set and monitored exclusively by the employer).
We use the terms «income» and «
lifetime income»
to refer
to any allowable withdrawals under the FlexChoice Access rider, as well as any
lifetime income
payments you would receive under the rider if your
account value reduces
to zero.