Not exact matches
Like unsatisfied judgment funds, this program does nothing to reduce the number of
uninsured motorists but it does provide a way for individual
drivers to deal
with the financial consequences of
accidents with hit - and - run or
uninsured drivers.
You may also opt for an endorsement
like medical payments coverage on your Boulder City vehicle insurance policy, or
uninsured / underinsured motorist protection, a secondary coverage which steps in when you get into a collision
with another
driver who does not carry sufficient car insurance coverage to handle all the costs of the
accident.
Some feel
like it is unfair for the insured motorists to essentially pay for the liability insurance costs of the
uninsured (which often increase vehicle insurance rates across the board), but the alternative is to have no recourse in the event of an
accident involving an
accident with an
uninsured driver or a hit and run incident.
Underinsured motorist coverage works just
like uninsured except for that it is set aside for
drivers who get into
accidents with other motorists who do have North Tonawanda car insurance but just not enough liability coverage to take care of all medical costs related to the
accident.