Since this kind of coverage includes protection against things
like burst water pipes, the specific characteristics of the building that exist independent of the insured policy holder have to be factored in to the cost of coverage.
Not exact matches
You get coverage on your renters insurance in Frederick for personal property to protect you from risks
like fire, theft, vandalism, smoke, and even
water damage from
burst pipes.
Your home insurance will usually cover damage resulting from a «sudden and accidental discharge of
water»
like a
burst pipe or broken
water heater.
They are: fire, lightning, smoke, windstorm (
like tornadoes), hail, vandalism, theft, falling objects (
like trees), weight of snow or ice, building collapse,
water damage (from
burst pipes or leaking appliances) and structural damage from electrical surges, though not from your personal appliances
like televisions or computers.
Some policies offer additional, optional protection for perils
like damage to surrounding vegetation,
burst water pipes, or certain passenger vehicles associated with the property.
Things
like burst pipes, washing machine floods, fires, or theft are usually covered, but rising
water and earthquakes usually aren't.
Things
like where is the
water shut off in the case of a
pipe bursting.