He addressed a number of matters the developer hadn't had time to consider — standard issues such as trash pickup and swimming pool passes, as well as long - term issues
like financial reserves and bringing residents into the decision - making process.
Not exact matches
To the uninitiated, market trading may sound
like something
reserved for the
financial elite, but with the proliferation of online currency exchanges and trading platforms, anyone can take part in market speculation.
We are now apparently in a far better
financial position, and the purchases of Ozil and Sanchez would certainly point towards this being the truth, we now regularly hear about what cash
reserves the club has and there are war chest quotes of 70 million to 120 million in each transfer window and club execs and the
like as well as the press tell us how much money we can spend....
Think of your adrenals
like a bank account, and the following things «drain» the account of its
reserves: stress, anxiety, worry, alcohol, sugar, overwork, lack of sleep, drugs, chronic illness, autoimmune disease, toxic relationships, feeling powerless, PTSD, food sensitivities,
financial issues, divorce, and over - or under - exercising.
Part of it is because they still don't trust the
financial markets, etc. and want to make sure they have a
reserve on hand in case something
like the Depression comes along again.
I
like to use the 50/20/30 budget as a guide: 50 % of your monthly after - tax income goes toward living expenses; 20 % is for
financial goals
like paying down debt; 30 % is
reserved for discretionary purchases that make you happy.
There are a lot of theoretical ideas still being tossed around,
like 100 %
reserving, lowering bank leverage, strict asset - liability matching, disallowing banks from lending to
financial companies, etc..
Finally, life insurance companies are legally required to have
reserve ratios;
like an emergency fund, those
reserves are cash on hand to cover their
financial obligations.
Alas,
like the Bourbons of old, today's politicians, central and fractional
reserve bankers have forgotten nothing and learnt nothing from the
financial and economic catastrophes they've repeatedly fomented — and thereby expose the rest of us to the next crisis.
Your agent should be able to tell you what their
financials look
like, what their
reserves look
like.
Finally, life insurance companies are legally required to have
reserve ratios;
like an emergency fund, those
reserves are cash on hand to cover their
financial obligations.
To the uninitiated, market trading may sound
like something
reserved for the
financial elite, but with the proliferation of online currency exchanges and trading platforms, anyone can take part in market speculation.
It's therefore advisable to have an accountant check the
financials and the annual report for things
like the level of unrecovered debt, whether any loans have been taken out and the level of
reserves.