Price breaks for insuring multiple cars, coupling up auto and homeowners insurance, and perks
like good driver discounts are there for the taking if you qualify, but the consumer who takes the time to compare multiple offers is going to get the best rate every time.
There are general discounts that are common across insurers,
like the Good Driver Discount for drivers with at least 5 years of accident - free record, Multiple Car Discount, and the Defensive Driver course completion discount.
Not exact matches
Depending on the company — and your circumstance — you could qualify for a dozen or more
discounts for things
like being a safe
driver, being a low claims
driver, being a
good student, being a senior citizen, and owning a car with an antitheft system.
«For
drivers, these are
discounts like being a
good driver, being a
good student, or belonging to certain professional organizations,» he adds.
Believing that high - performing students make for safer
drivers, many insurance companies
like Allstate and Geico offer
discounts for students with
good grades.
Telematics devices,
like Progressive's Snapshot, have been using IoT to measure
driver behavior and offer
discounts for
good driving habits.
Depending on the company — and your circumstance — you could qualify for a dozen or more
discounts for things
like being a safe
driver, being a low claims
driver, being a
good student, being a senior citizen, and owning a car with an antitheft system.
While this isn't as extensive as the vehicle
discounts available through insurers
like GEICO, you may be able to offset some of these missing deductions on your own by taking a
driver safety course or maintaining a
good driving record.
After three years when you go to get car insurance, you will have a perfect driving record and will become eligible for all kinds of
discounts like the Accident - Free
discount and the
Good Driver discount, among others.
Still, we appreciated that it lays out all of the
discounts we may be eligible for, such as defensive driving course and
good student
discounts, and supplemental coverages offered
like rideshare
driver coverage and emergency road service.
Carriers are known to offer all kinds of deals
like safe
driver discounts, senior citizen
discounts,
good student
discounts, anti theft device
discounts, multiple car
discounts, multiple policy
discounts and whatever else insurance providers can think of to encourage safe driving habits and edge out their competition.
Your student
driver may even apply for some
discounts,
like the
Good Grade
Discount.
Go to insurance companies in your area and perhaps after hearing the benefits, they will give a
discount to any young
driver,
like they do for students with
good grades.
Use tools and tactics
like raising your deductible, taking a defensive
drivers course, exploring
discounts for being a
good student or senior citizen, exploring low claims
discounts and multiline
discounts and so forth.
According to the Insurance Information Institute,
discounts may be offered for factors
like anti-theft devices, defensive driving courses,
good credit record, low annual mileage, being a long - time customer, insuring multiple vehicles, no accidents in three years, no moving violations in three years, being a student
drivers with
good grades, among others.
On the same note, those that have taken driving seriously, and kept their driving records clean, have a lot to gain from special
good driver discounts; including benefits
like accident forgiveness.
If you're looking to get a
discount on your insurance premium or simply would
like to take a comedy traffic school course to become a
better driver just give us a call at (800) 660 — 8908 or chat with one of our live representatives.