Sentences with phrase «like insurance businesses»

Through mutual funds, the investment industry can pool the risks of many individual investors, like the insurance business.

Not exact matches

For many small - business owners, standard property insurance doesn't cover acts like flooding, earthquakes and terrorism.
Ideally, lenders evaluating a small business for credit approval like to see up - to - date books and business records, a large customer base, a history of prompt payment of obligations, and adequate insurance coverage.
Businesses can also purchase insurance that will protect them from any sales or earnings lost if operations are interrupted due to an event like a fire, he said.
Telematics can offer up business intelligence: Insurance companies like Desjardins, for instance, are offering to adjust rates for consumers who install car - monitoring devices that will analyze their driving habits.
However, this is likely too low for high - risk industries like construction and manufacturing and too high for home - based consulting and businesses not offering health insurance.
For example, if you're providing a professional service like coaching, you need professional liability insurance; if you're starting a food - related business, you need product liability coverage.
These workers need individual insurance (like health, disability and life) and business insurance (liability and property).
«For many organizations, having an internal incubator is like an insurance policy — if the market moves, the companies are ready to change directions or grow new business quickly.»
Higher - end insurers like Chubb, CNA, Travelers and Philadelphia have insurance programs tailored for specific types of businesses and the unique risks that they face.
Even though some of the best talent working for small businesses these days is young and doesn't always see the value in things like healthcare or life insurance, business owners will be better able overall to attract and retain good employees by offering those benefits.
Assuring that your business has ready access to 24/7 IT support across all of the necessary technical areas is going to quickly look like a very prudent form of insurance and risk abatement.
This could be the year that businesses implement what they learn in controversial ways, like insurance companies using predictive analytics to profile customers and adjust premiums accordingly.
This is because 50 percent of every dollar a professional service business spends is in employee salaries, not counting contractors or payroll - related costs like taxes and insurance.
Things like invoices, contracts, tax returns, budgets and insurance policies are essential to businesses, though.
For small business owners, this represents a tremendous opportunity to quickly access a broad pool of talent without the limitations of other expenses like insurance and perks.
The platform, which is free to use and currently touches more than 60,000 users a week online, will eventually offer discounts to its members for things like insurance and business services.
Necessary spending: These included rent, groceries, gas and parking, therapy, phone and internet, health insurance, and key business expenses like email hosting.
How can businesses offer employees discounted access to services, i.e., rather than pay for a set kind of insurance, can they offer a menu of different options for employees, such as pet insurance, a specific kind of medical insurance (like cancer insurance) or any other possibilities?
No one expects this from their health insurance company — or from their investment manager, or local bakery, or any other business — but when it happens it makes the world feel like a warmer place, which is good not only for the soul but also for the bottom line.
These scores a key to getting approved for financing and trade credit, as well as qualifying for lower rates on things like business insurance and certain loan options.
For C corps, they can claim more tax deductions than a partnership may be able to, write off benefits for employees (like health insurance) as business expenses, and are at much less risk of being audited as opposed to an LLC or sole proprietorship structure.
With its sharing - focused business model, users pay hourly or daily rates for user of a communal car, without having to worry about paying for things like gas and insurance.
The now - endangered fiduciary rule is based on a simple — and seemingly unarguable — principle: that in giving advice to clients with retirement funds, stockbrokers, registered investment advisers and insurance agents must act in the best interests of their clients... It simply doesn't seem like a good business practice for Wall Street to tell its client - investors, «We put your interests second, after our firm's, but it's close.»
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
While Buffett did try to make a go of it in the textile business, he also began to expand his investments into other fields like insurance as he realized the prospects in textiles were not as rosy as he once thought.
Certain businesses, like the Americas reinsurance and European insurance businesses, no longer generated attractive returns under a Basel III framework and, as a result, we opted to sell a majority stake in them.
For a company in the insurance business like Prudential Financial is, financial strength is critical for the business's long - term survival.
Insurance companies take money — premiums, the insurance version of revenue — as payment for insuring things like businesses, equipment, health, liInsurance companies take money — premiums, the insurance version of revenue — as payment for insuring things like businesses, equipment, health, liinsurance version of revenue — as payment for insuring things like businesses, equipment, health, life, etc..
Also, like Berkshire Hathaway, Markel's primary business is insurance — and specialty insurance at that (think wedding, snowmobile, show horse, and motorcycle insurance, among other things), which can be more profitable due to less competition.
That's why we offer secured and unsecured loan options that fit the needs of modern insurance agencies like yours, no matter the size of your business, and even if your agency has a poor business credit rating or even no credit history at all (9002 credit).
E-commerce companies, like all online businesses, need to pay close attention to cyber liability and data breach insurance in addition to other policies.
Like you pride yourself in your business, we pride ourselves on our trucking insurance experience.
Like most types of businesses, tech companies and startups need to, at the very lease, put in place a general liability insurance policy or a business owner's policy (BOP).
By combining our deep insurance knowledge, understanding, and experience with modern technologies like machine learning and artificial intelligence, we have created an entirely new and more effective way do distribute an essential business service to the deeply neglected small business market.
When markets get expensive, investors should focus at least a portion of their portfolios on companies with stable business operations like insurance companies.
Like if you were in the insurance business, you might be fairly successful, but some of your colleages are REALLY good at it.
Health Insurance companies, like most Big Business tend to fund Republicans, not Democrats.
Like other corporations who have gone into the golf - sponsoring business — Kaiser, Eastern Air Lines, Avco, Kemper Insurance, National Airlines, Monsanto — Dow Jones did not hope or expect to make money.
Will parts like the mandate requiring you to get insurance and all the laws about how insurance companies do business no longer have the force of law?
«We're talking about things like business regulations, small business tax cuts, middle income tax cuts, workers» compensation, unemployment insurance.
To find better ways to protect people and property, research chambers like this one in the Insurance Institute for Business and Home Safety research centre in Richburg, South Carolina, set fire to test houses; a street of nine full - sized houses can fit in the huge, hanger - sized space.
These courses are split into 14 sessions that covers different topics like business plans, accounting, marketing, insurance, e-commerce and international trade, all for under $ 100.
Dealership Network, Franchisees, Affiliates, Direct selling agents, Partner Organizations and similar extended network partners are critical for the success of large scale businesses like Automobile Industry, Banking, Insurance, Telecommunication companies and so on.
Business owners insurance does not always include other important coverages like long term disablity and workers compensation.
Your life insurance beneficiary can be a family member, a friend or business partner, or an organization or legal entity like a trust or your estate.
«If you pay bills in cash or rely on a line of credit or loan, like a small business owner often does, then you'll have a terrible credit score even if you always pay your bills on time,» explains Michael Brattman, vice-president of personal insurance at Erb Insuranceinsurance at Erb InsuranceInsurance Brokers.
So, unless something truly catastrophic happens (like the US government defaulting on its bonds) or people in the company break the regulations (which would invovle all kinds of serious crimes and require complicity or complete failure of the auditors), your premiums and the contractual obligation to you would still be there, and would be absorbed by a different insurance company that takes over the defunct company's business.
Like underwriters at well - run insurers, when an insurance market is nuts, you stop writing business, and spend time improving your skills.
Amenities are designed to invigorate you, like the pool; to ease your life, like the business center; and to keep you safe, like the Glen Burnie Renters Insurance program.
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