Through mutual funds, the investment industry can pool the risks of many individual investors,
like the insurance business.
Not exact matches
For many small -
business owners, standard property
insurance doesn't cover acts
like flooding, earthquakes and terrorism.
Ideally, lenders evaluating a small
business for credit approval
like to see up - to - date books and
business records, a large customer base, a history of prompt payment of obligations, and adequate
insurance coverage.
Businesses can also purchase
insurance that will protect them from any sales or earnings lost if operations are interrupted due to an event
like a fire, he said.
Telematics can offer up
business intelligence:
Insurance companies
like Desjardins, for instance, are offering to adjust rates for consumers who install car - monitoring devices that will analyze their driving habits.
However, this is likely too low for high - risk industries
like construction and manufacturing and too high for home - based consulting and
businesses not offering health
insurance.
For example, if you're providing a professional service
like coaching, you need professional liability
insurance; if you're starting a food - related
business, you need product liability coverage.
These workers need individual
insurance (
like health, disability and life) and
business insurance (liability and property).
«For many organizations, having an internal incubator is
like an
insurance policy — if the market moves, the companies are ready to change directions or grow new
business quickly.»
Higher - end insurers
like Chubb, CNA, Travelers and Philadelphia have
insurance programs tailored for specific types of
businesses and the unique risks that they face.
Even though some of the best talent working for small
businesses these days is young and doesn't always see the value in things
like healthcare or life
insurance,
business owners will be better able overall to attract and retain good employees by offering those benefits.
Assuring that your
business has ready access to 24/7 IT support across all of the necessary technical areas is going to quickly look
like a very prudent form of
insurance and risk abatement.
This could be the year that
businesses implement what they learn in controversial ways,
like insurance companies using predictive analytics to profile customers and adjust premiums accordingly.
This is because 50 percent of every dollar a professional service
business spends is in employee salaries, not counting contractors or payroll - related costs
like taxes and
insurance.
Things
like invoices, contracts, tax returns, budgets and
insurance policies are essential to
businesses, though.
For small
business owners, this represents a tremendous opportunity to quickly access a broad pool of talent without the limitations of other expenses
like insurance and perks.
The platform, which is free to use and currently touches more than 60,000 users a week online, will eventually offer discounts to its members for things
like insurance and
business services.
Necessary spending: These included rent, groceries, gas and parking, therapy, phone and internet, health
insurance, and key
business expenses
like email hosting.
How can
businesses offer employees discounted access to services, i.e., rather than pay for a set kind of
insurance, can they offer a menu of different options for employees, such as pet
insurance, a specific kind of medical
insurance (
like cancer
insurance) or any other possibilities?
No one expects this from their health
insurance company — or from their investment manager, or local bakery, or any other
business — but when it happens it makes the world feel
like a warmer place, which is good not only for the soul but also for the bottom line.
These scores a key to getting approved for financing and trade credit, as well as qualifying for lower rates on things
like business insurance and certain loan options.
For C corps, they can claim more tax deductions than a partnership may be able to, write off benefits for employees (
like health
insurance) as
business expenses, and are at much less risk of being audited as opposed to an LLC or sole proprietorship structure.
With its sharing - focused
business model, users pay hourly or daily rates for user of a communal car, without having to worry about paying for things
like gas and
insurance.
The now - endangered fiduciary rule is based on a simple — and seemingly unarguable — principle: that in giving advice to clients with retirement funds, stockbrokers, registered investment advisers and
insurance agents must act in the best interests of their clients... It simply doesn't seem
like a good
business practice for Wall Street to tell its client - investors, «We put your interests second, after our firm's, but it's close.»
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our
business including health care reform, labor and
insurance costs; technology failures; failure to execute a
business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands
like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing
business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
While Buffett did try to make a go of it in the textile
business, he also began to expand his investments into other fields
like insurance as he realized the prospects in textiles were not as rosy as he once thought.
Certain
businesses,
like the Americas reinsurance and European
insurance businesses, no longer generated attractive returns under a Basel III framework and, as a result, we opted to sell a majority stake in them.
For a company in the
insurance business like Prudential Financial is, financial strength is critical for the
business's long - term survival.
Insurance companies take money — premiums, the insurance version of revenue — as payment for insuring things like businesses, equipment, health, li
Insurance companies take money — premiums, the
insurance version of revenue — as payment for insuring things like businesses, equipment, health, li
insurance version of revenue — as payment for insuring things
like businesses, equipment, health, life, etc..
Also,
like Berkshire Hathaway, Markel's primary
business is
insurance — and specialty
insurance at that (think wedding, snowmobile, show horse, and motorcycle
insurance, among other things), which can be more profitable due to less competition.
That's why we offer secured and unsecured loan options that fit the needs of modern
insurance agencies
like yours, no matter the size of your
business, and even if your agency has a poor
business credit rating or even no credit history at all (9002 credit).
E-commerce companies,
like all online
businesses, need to pay close attention to cyber liability and data breach
insurance in addition to other policies.
Like you pride yourself in your
business, we pride ourselves on our trucking
insurance experience.
Like most types of
businesses, tech companies and startups need to, at the very lease, put in place a general liability
insurance policy or a
business owner's policy (BOP).
By combining our deep
insurance knowledge, understanding, and experience with modern technologies
like machine learning and artificial intelligence, we have created an entirely new and more effective way do distribute an essential
business service to the deeply neglected small
business market.
When markets get expensive, investors should focus at least a portion of their portfolios on companies with stable
business operations
like insurance companies.
Like if you were in the
insurance business, you might be fairly successful, but some of your colleages are REALLY good at it.
Health
Insurance companies,
like most Big
Business tend to fund Republicans, not Democrats.
Like other corporations who have gone into the golf - sponsoring
business — Kaiser, Eastern Air Lines, Avco, Kemper
Insurance, National Airlines, Monsanto — Dow Jones did not hope or expect to make money.
Will parts
like the mandate requiring you to get
insurance and all the laws about how
insurance companies do
business no longer have the force of law?
«We're talking about things
like business regulations, small
business tax cuts, middle income tax cuts, workers» compensation, unemployment
insurance.
To find better ways to protect people and property, research chambers
like this one in the
Insurance Institute for
Business and Home Safety research centre in Richburg, South Carolina, set fire to test houses; a street of nine full - sized houses can fit in the huge, hanger - sized space.
These courses are split into 14 sessions that covers different topics
like business plans, accounting, marketing,
insurance, e-commerce and international trade, all for under $ 100.
Dealership Network, Franchisees, Affiliates, Direct selling agents, Partner Organizations and similar extended network partners are critical for the success of large scale
businesses like Automobile Industry, Banking,
Insurance, Telecommunication companies and so on.
Business owners
insurance does not always include other important coverages
like long term disablity and workers compensation.
Your life
insurance beneficiary can be a family member, a friend or
business partner, or an organization or legal entity
like a trust or your estate.
«If you pay bills in cash or rely on a line of credit or loan,
like a small
business owner often does, then you'll have a terrible credit score even if you always pay your bills on time,» explains Michael Brattman, vice-president of personal
insurance at Erb Insurance
insurance at Erb
InsuranceInsurance Brokers.
So, unless something truly catastrophic happens (
like the US government defaulting on its bonds) or people in the company break the regulations (which would invovle all kinds of serious crimes and require complicity or complete failure of the auditors), your premiums and the contractual obligation to you would still be there, and would be absorbed by a different
insurance company that takes over the defunct company's
business.
Like underwriters at well - run insurers, when an
insurance market is nuts, you stop writing
business, and spend time improving your skills.
Amenities are designed to invigorate you,
like the pool; to ease your life,
like the
business center; and to keep you safe,
like the Glen Burnie Renters
Insurance program.