The card has a $ 450 annual fee but you get a very flexible $ 300 travel credit each calendar year and priority pass lounge access among some other nice benefits
like primary car rental insurance.
Plus it comes with perks that are rare in a no - annual - fee card,
like primary car rental insurance (when renting for business purposes).
Not exact matches
Don't forget to use a credit card that earns bonus points for travel,
like the Chase Sapphire Preferred (which also has
primary car rental insurance).
Comprehensive privileges and features for cardmembers
like primary rental car collision damage
insurance.
The Hilton Ascend also comes with some pretty good travel
insurance and other protections
like extended warranty,
rental car coverage (not
primary) purchase protection, return protection, and baggage
insurance (among others).
Verdict: Likely not a keeper, assuming another card provides
Primary Car Rental Insurance,
like the Chase Ink Plus.