Sentences with phrase «like term policies»

A little - known benefit hidden in most whole life contracts is the option to use accelerated benefits — just like term policies.

It has no set expiration like term policies.

Like all term policies, term life insurance with no medical exam provides financial assistance for your loved ones in the event of your death.

Unless you are unisurable for a term life policy and you have other assets that you want to be able to pass to an heir (that don't have a debt exception, like a term policy that passes outside of probate directly to the beneficiary) I would recommend not giving it another thought.

If you can't get approved for other types of life insurance (like a term policy), a guaranteed - issue policy may be an option.

Acts like a term policy for the requested term, then converts into a reducing permanent policy for the same price

Universal life provides coverage for life and can be structured to act like a term policy to age 95, 100, 105, or 120, essentially stripping away the cash value component and offering you the cheapest, long term coverage available.

As you can guess from the name, these policies don't have an expiration date like a term policy.

I am looking for a no - cash - value life insurance policy (like a term policy) that I can be the policyholder for the insured (our autistic daughter).

They all exist to provide lifetime life insurance coverage and they do not expire like a term policy.

Protective Life Corporation, an A + rated company founded in 1907, offers a unique universal life insurance policy comparable to a term life policy, which acts like a term policy and converts to a reducing permanent policy after the requested term.

In that respect, GUL is like a term policy but with a term that only ends when you die.

It's one you hope you don't have to use but it's there just in case, much like a term policy.

A guaranteed universal life policy is like a term policy in that you select the age you want your coverage to end.

I find that more and more people are carefully considering the added value of having life insurance for the rest of your life and not terminating like a Term policy leaving you standing there with an empty bag in your hand.

It looks and acts very much like a term policy for the first 30 years.

Also, Protective Life has a revolutionary product that acts just like a term policy during the level term period, but unlike a traditional term policy, Protective Life's policy rate does not increase when the term ends, just the face amount decreases.

If you can't get approved for other types of life insurance (like a term policy), a guaranteed - issue policy may be an option.

The insured or their nominees don't receive any amount if the policyholder survives the period of insurance, just like a term policy

These policies are often called «term to 90,» «term to 95,» or «term to 100» life insurance, because they work just like a term policy, with rates and coverage guaranteed to a specific age.

With guaranteed universal life insurance, there are no surprises; these policies work just like a term policy to the age of your choice (90, 95, 100, 105, 110, or 120).

Instead, guaranteed universal life offers fixed premium rates through the life of the policy, just like a term policy.

A guaranteed universal life policy is set up just like a term policy except you can guaranteed your rates and coverage much later into life, sometimes even up until the age of 121.

Instead, a GUL policy offers fixed premium rates through the life of the policy, just like a term policy.

GUL policies are often called «term to 90,» «term to 95,» or «term to 100» life insurance because they work just like a term policy, with rates and coverage guaranteed to a specific age.

Whole life insurance has a death benefit just like any term policy.

Guaranteed universal life insurance policies work just like a term policy except the coverage is set to a specific age, usually 90 or later, instead of a 10, 15, 20, 25, or 30 year period.

SGLI acts like a term policy in this sense and everyone understands how important SGLI is.

Guaranteed universal life insurance works just like a term policy with rates that are GUARANTEED not to increase through the life of your policy.

Like a term policy, this is a contract between you and your insurer.

These policies are very affordable because they do not build cash value and the rates and coverage are guaranteed until the age you chose (90, 95, 100, 105, 110 or even 121), just like a term policy.

Guaranteed universal life insurance policies are often referred to as term - to - 90, term - to - 95, or term - to - 100 policies because they work just like a term policy.

They are also affordable because they do not require an investment value to build cash value; they work just like a term policy.

Banner also offers guaranteed universal life (GUL) insurance, which works just like a term policy but will guarantee your rates and coverage to the age of 100, or even 121.

Banner's Guaranteed Universal Life policy works just like a term policy but you can actually guarantee your rates and coverage to the age of 100, or even 121.

Not exact matches

It also helps to have account logins and passwords, and details that could help caregivers like long - term care policies or veterans benefits eligibility.

«Even during the Great Depression of the 1930s, policy rates and longer - term rates in the most affected countries (like the U.S.) were never reduced to such low levels,» wrote William White, chairman of the Economic Development and Review Committee at the OECD in Paris, in a recent paper.

«Child migration will affect certain states and localities differently, based on where costs such as education are incurred but also based on gains in terms of spending for things like shelter and transportation,» said Michelle Mittelstadt of the Migration Policy Institute.

Absent these bigger - picture policy changes for now, however, business owners like Fisher of TripShock expect the economy to motor on, at least in the short term.

If his policy were accommodating, it might look like he feared retaliation by the bank in the form of tighter terms on those same loans.

If Trump's policy toward China were tough, it might look like was exerting pressure in an effort to win better terms on his company's loans.

You may need to revise your financial goals, adjust savings habits or weigh extra precautions like a long - term care policy.

«Stricter advertising policies from tech giants like Facebook, combined with increasingly savvy consumers who won't respond to noticeable, poor - quality ads will force native advertising to completely disassociate itself from terms like clickbait and wormhole,» James said.

Since things like college costs and mortgage payments usually end at some set point, a term policy is very useful for this kind of planning.

If you're getting insurance in order to make sure your family can cover key expenses that won't be applicable after a certain period of time, like your child's college or your mortgage, a term policy is likely a better fit.

No one is going to make any long term investments based on a policy that will certainly get reversed, just like the current relaxation of environmental regulations.

Economist Michael Hudson explains how economic terms like capital gains are deployed to mislead the public about who is benefiting from economic policy and where wealth is going.

Like it or not, Finance Minister Joe Oliver's April budget has now become the fiscal «benchmark» against which their policy platforms will be judged in terms of their commitments to maintain a balanced budget.

Agents also said the change could spur some innovation in the disability income market and one area companies may push further into is to bundle disability insurance with other forms of coverage like long - term care in a hybrid policy.

We are in a time of utter reverence for great and powerful Oz - like people doing not so great things to the rates of interest that would be paid to savers and prudent people (Zero Interest Rate Policy or ZIRP), and doing wonderful things for leverage (substance) users, speculators and asset owners (MBS and long - term T bond buying).