Sentences with phrase «likelihood of filing»

That said, if you live in a low - risk zone that has never sustained serious flood damage, weigh the coverage cost against the likelihood of filing a claim.

Texans have a high likelihood of filing a burglary claim at one point or another, especially in certain parts of the state.

This predicts the likelihood of your filing for a claim so you have to be careful in assessing the proposed quotes.

Maintain good credit: Insurance companies use your credit rating as a tool to see how likely you are to pay your premiums on time and as a measure of responsibility as an indicator of your likelihood of filing a claim.

Vacation rental insurance policies are usually more expensive than primary homeowners insurance, because the home sits vacant more frequently and there's a higher likelihood of filing a claim.

You insurer does the same by balancing your premiums versus the likelihood of you filing a claim.

Motorcycle insurance is like auto insurance, or any other form of insurance for that matter, in that your likelihood of filing a claim is directly related to paying more for your premiums.

A statistical correlation is found to exist between your credit score and the likelihood of you filing a claim.

Auto insurance companies have done studies that show a correlation between a policyholder's credit score and both their likelihood of filing a claim and the resulting claim size.

Given the likelihood of filing a claim, you might come out ahead with the higher deductible.

When a life insurance company considers an applicant, they focus on the risk of that person and the likelihood of them filing a claim.

Car insurance premiums are largely based on a person's likelihood of filing a claim, and people with histories of...

Jul 14, 2011 - Automobile coverage providers in the Tar Heel State often prefer to insure motorists that are considered good drivers, with a small likelihood of filing a claim.

An insurance score - also called an auto insurance score, insurance risk score, or credit - based insurance score - is a score based on items in a driver's credit history that helps insurers estimate his or her likelihood of filing a claim.

While your physical health plays a major role in the premiums that you will pay for coverage, your mental health can also affect your premiums because certain conditions like depression can affect your mortality rate and increase your likelihood of filing a claim.

This number represents the likelihood of you filing an insurance claim during the time that you have coverage with that particular insurer.

This is because your credit score is an easy way of determining your likelihood of filing a claim.

Because insurers typically base premiums off of a motorist's likelihood of filing a claim — in addition to other details as well — vehicle owners with multiple accidents and frequent tickets are typically considered to be high - risk.

Insurance companies may use information from your credit report, along with other factors, to help predict your likelihood of filing an insurance claim and the amount you might claim.

Boyd says insurers started using credit - based insurance scoring in the early 1990s when FICO conducted studies with insurers that showed a statistical correlation between a person's credit and his or her likelihood of filing an insurance claim.

Winslow says that although insurers argue that credit scores can help them predict someone's likelihood of filing a claim, the company may have ulterior motives.

The reason your insurance company will look at your insurance score is because studies have for a long time found a definite correlation between a homeowners negative credit rating and their likelihood of filing an insurance claim.

While an extreme example, this helps to illustrate the greater likelihood of filing a home insurance claim.

Portability raised the likelihood of my files being lost or stolen if I misplaced the container in which they were stored.

Not exact matches

Using cloud based services to store files also minimizes the likelihood of businesses losing sensitive and critical data.

Surveillance effects9 refer to the potential for increased reporting on families who participate in child welfare system services or research because more professionals are working with families and may file reports of suspected abuse and trigger an investigation, increasing the likelihood of a finding for these families compared to those who do not participate.

The demand that federal law be amended to permit Puerto Rico to file a bankruptcy petition has a reasonable likelihood of happening and could be beneficial.

In the filed complaint, Spark Networks said that the «overlapping marketing channels» and «same exact consumer base» of the two services results in the likelihood of confusion amongst customers.

These two agencies filed an appeal, arguing that the plaintiff parents had not met the requisite elements for injunctive relief, including (a) likelihood of success on the merits, (b) unavailability of an adequate remedy at law, and (c) being in the public interest.

The likelihood of a new Kindle e-Reader is probable, which we covered in a report we filed yesterday on the Kindle Touch.

Also, being a media oriented device, there is every likelihood of the tablet to include a headphone jack along with sufficient internal memory to store all the memory intensive media files.

And since a military file will confirm other aspects like age, deployment history and income, the likelihood of securing loan approval is extremely high.

Making a home more secure mitigates the risk of something happening to it and reduces the likelihood of the policyholder needing to filing a claim - that is what is most important.

There's the likelihood of another car payment, and since the client has filed a bankruptcy case, the car will probably not be a newer model, and the interest rate for the car loan is going to be higher than one would like.

If there is a creditor who holds a second mortgage on a property and has not filed a lien, there is the likelihood that a bankruptcy court will require the creditor to file a proof of claim, and the debt will be treated like an unsecured claim.

Living in a state with a high likelihood of tornadoes, lightning damage, and hurricanes along the coast increase your chances of having to file a claim, so it only makes sense to make sure you're adequately covered.

Not all mechanisms to deter thieves qualify policyholders lower rates, but they might increase a bike's security and reduce the likelihood of an owner having to file an insurance claim.

According to Boyd, the foundation of credit - based insurance scoring has been steadily gaining traction as a rating factor since it was first introduced in the early 1990s, when FICO conducted numerous studies with insurers across the country to determine whether there is a statistical correlation between a person's credit and the likelihood he or she will file an insurance claim.

According to Lamont Boyd, insurance underwriting expert at FICO, your credit - based insurance score is derived from a combination of factors in your credit reports and is used to help insurers better determine the likelihood you will file a future claim.

Your credit score is a three - digit number generated by a mathematical formula using information in your credit file to indicate the likelihood of whether you will become 90 days or more past due on your accounts at some point in the two years following the score being calculated.

But they also take into account other factors, such as applicants» income, assets, chances of filing for bankruptcy, and the likelihood they'll generate loan revenue for the bank, says Ulzheimer.

With that in mind, an important arrow in a lender's quiver is a segmentation process that uses a credit score in conjunction with consumer financial management behaviors (available on the consumer credit files) to go beyond indicating the likelihood of default.

This is due to the potential likelihood of confusion with a prior - filed pending application.

When we discovered the files were released at multiple locations, the likelihood of a setup disappeared.

This is because filing an insurance claim on your own can greatly diminish the likelihood of receiving fair compensation for your injuries, suffering, pain and damages.

A three - judge PTAB panel denied institution of the follow - on petitions in November 2016, citing the Board's exercise of discretion under 35 U.S.C. § 314 (a), which states that, «The Director may not authorize an inter partes review to be instituted unless the Director determines that the information presented in the petition filed under section 311 and any response filed under section 313 shows that there is a reasonable likelihood that the petitioner would prevail with respect to at least 1 of the claims challenged in the petition.»

Alt Legal is looking to expand internationally and wants to start analyzing its IP data to offer customers insights about, for example, who might be infringing on their IP or how to file paperwork to increase your likelihood of patent success.

Garmin International, Inc. filed a petition for inter partes review of three claims of the «074 patent, contending that specific combinations of prior art references created a reasonable likelihood that the three challenged claims were invalid.

An analysis of LAWPRO claims files tell us that there is actually a greater likelihood of a fraud or conflicts of interest issue when clients are related to or know each other.

An analysis of LAWPRO claims files tells us that there is actually a greater likelihood of a fraud or conflicts of interest issue when clients are related to or know each other.