Although the
specific adaptation approach confers yield and production risk advantages at industry scale, even greater benefits should be achievable with better predictors
of environment -
type likelihood than that conferred by location alone.
A FICO score is a
specific type of credit score administered by the Fair Issac Corporation that considers the same factors as many
of the major credit bureaus, in addition to a potential borrower's credit report to arrive at a numerical evaluation
of their «creditworthiness» or
likelihood they they'll be a low - risk borrower for the lender to take on.