Sentences with phrase «likely have a better credit score»

You will most likely have a better credit score if you use below 30 % of your available credit.

If you've been paying your bills in full and on time, you'll likely have a good credit score.

If you've been paying your bills in full and on time, you'll likely have a good credit score.

Not exact matches

You're more likely to qualify for a lower interest rate if you have a good credit score.

«If you have a good credit score, private mortgage insurance is going to likely be your best option if you're putting down less than 20 percent,» said Joe Parsons, branch manager for Caliber Home Loans in Dublin, California.

If your score is between 670 and 739, you have good credit, so you can likely qualify for a home loan, but probably won't qualify for a mortgage with an excellent interest rate.

If you have a good credit score and have a sizable down payment saved up, you'll likely find better loan rates and terms offered by conventional lenders.

To secure a release, the borrower will likely need to prove they can continue making on - time payments by themselves, which means having a steady income and a good credit score.

If you have a decent credit score, manageable debt, a good standing with your insurer and a high income, you'll likely qualify for a lower interest rate.

You have made good credit decisions, made every payment on time, and likely have spent years, if not longer, actively trying to either improve your score or maintain it.

If you need more than $ 35,000 or have an excellent credit score, you'll likely get a better deal by taking out a loan with LightStream than with Discover.

This would show any other companies viewing your credit report that you are making good on this debt — although your credit score itself would not likely improve until the account is paid in full.

If you have a credit score above 620 I would recommend applying directly through a bank lender than a mortgage broker so you will not get charged brokerage fees and a bank will most likely give you the best rate.

But if your credit score isn't so good, you would likely be better off with the federal PLUS program.

Having a credit score over 700 will most likely get you approved for the best credit card rates and offers available.

Taking short breaks, have shown to be very beneficial in the credit repair process, in that with a better mindset toward the debt and debt elimination, your credit rating, FICO ® credit score, credit report, and credit rating will most likely improve.

If you've got a good to excellent score, for example, you're more likely to get approved for credit.

If you have a good credit score you'll likely qualify for the best mortgage rates.

This means that insurers think that people with credit scores are more likely to file false accident claims as opposed to people who have a good record with personal debts.

If you have a good credit score, you're more likely to get the lower interest rate, which means you'll have lower finance charges on balances you don't pay off.

To secure a release, the borrower will likely need to prove they can continue making on - time payments by themselves, which means having a steady income and a good credit score.

However if you do not have a good credit score the more likely it is that the lender will deny your application unless you can provide some sort of security to change the loan to a secured loan.

A: There are several answers, but unless you have an excellent credit score of 740 or above, you will likely not qualify for the best available rates.

The better your credit score, the more likely you are to pay back the loan, so you have a better chance of getting approved.

Since you had a pretty good FICO score prior to filing for bankruptcy, you likely understand how to establish credit.

However, if you make the effort to ensure that information in your credit report is accurate and positive, you are likely to have a good credit score — no matter which scoring model is used.

But keep in mind that with a fair credit score, you will more than likely pay a higher interest rate than if you had good or excellent credit.

If you have an A credit score between 900 and 990, lenders are more likely to lend to you and give you the best interest rates.

An established account holder with positive credit information will likely have good FICO scores.

- My finances and credit have improved - If your credit score and rating have gotten better since when you first applied for your mortgage, you can likelys reduce your interest rates by refinancing.

If you had 1 other credit card with additional $ 1000 credit limit then the credit bureaus will calculate your debt utilization at 30 % 600 / 2000 = 30 % (30 Percent Utilization is a much better number than 60 % and will likely raise your credit score.

Studies have shown that individuals with bad credit are more likely to file a claim than individuals with better credit scores.

If you have good credit you likely have access to the best personal loans — a high FICO score can lead to lower interest rates and better terms.

While Best Egg doesn't disclose its minimum credit criteria, you'll likely have a harder time qualifying with a credit score below 660.

Insurance actuaries have found that credit score is linked to risk tolerance; therefore a good credit score signifies that you are less likely to have risky behaviors.

It's usually better to keep the current number of hard inquiries on your report to fewer than five; under that level, they will likely have little to no impact on your credit score.

But even if you're already partnered up, having a good credit score still provides a karmic pay off: High - score couples are more likely to stay together longer.

If you don't have a good credit score — or have no credit at all — you're likely to be denied.

Be aware before you apply that if you've got excellent credit, you'll likely be receiving the best pricing terms but with a more mediocre credit score, you may end up with the standard terms.

The better your credit score, the lower the interest rate a lender will likely grant you, and the better chances you will have to refinance.

If you have been able to manage well with one or two credit cards, adding a third card isn't likely to improve your cash management, but it can help you to continue to build your credit score.

Traditionally, you have the large banks that will likely have the strictest lending policies, requiring the highest credit scores and good credit history in order for a borrower to get approval for loans at the lowest interest rate.

For those who have negative marks on their credit reports and a lower score, lenders may still consider approving the mortgage loan but will also likely do so under stricter terms and conditions as well as a higher interest rate.

You are more likely to be approved if you have a good credit score and low debt.

If you have a good credit score and have a sizable down payment saved up, you'll likely find better loan rates and terms offered by conventional lenders.

While loan approval depends on many factors, having a good credit score is one of the most important factors because it's an indicator of whether you're likely to pay off the loan.

That being said anything over a score of 780 indicates a history of good credit and will likely result in you having a high FICO score (used by 90 % of lenders) as well.

Even if you have perfect credit before filing, it is possible — even likely — that your credit scores will fall by well over 100 points.

As a result, it might increase your utilization as well which, in turn, could more likely have a negative effect on your credit score.

A good credit score demonstrates how well you manage your financial affairs and has been shown to be a good predictor of whether someone is more likely to file an insurance claim so many insurance companies take it into consideration when you want to purchase, change or renew your auto insurance coverage.