Sentences with phrase «likely lower your credit»

Canceling your only credit card will most likely lower your credit score.

She is likely a low credit risk and probably has a high credit score.

Basically, if you're just using credit cards or taking out loans to buy disposable items, you're collecting bad debt and will likely lower your credit score.

But the lower your score is, most likely the lower your credit limit will be.

The disadvantage would be the fact that your credit report will show that the debt was paid for less than the agreed amount, which would likely lower your credit score.

Not exact matches

The study involving about 1000 Facebook users in the US found that those who spent relatively more time on Facebook and had a strong network on social media were more likely to have lower credit scores and more credit card debt compared to those who used it less and had a comparatively weaker network.

Airlines posted lower profits on the year in the past quarter, but both profits and margins will likely stabilize in 2018, said Jonathan Root, a senior credit officer at Moody's.

Liew said that with the wide variations in credit quality across emerging markets, from non-investment grade countries such as Argentina and Venezuela, to single - A rated ones, such as Malaysia, GIC was looking for «idiosyncratic situations,» in emerging markets which were likely to converge with lower - yielding developed markets.

When you look for a rental space for your business, a landlord will most likely check your credit, lowering your score.

Since Ripple makes transferring money nearly free, credit card companies will likely lower their transaction fees in order to compete, thereby reducing small businesses» costs.

You're more likely to qualify for a lower interest rate if you have a good credit score.

So, a new business with only a year or two under their belt with a weak business credit profile or a business owner with a low personal credit score, will likely not qualify.

For example, the reduced availability of mortgage financing for those with lower credit scores seems likely to continue.

Although you could qualify for an FHA loan with a credit score as low as 580, your interest rate will likely be higher than a borrower with a credit score of 700 or more.

In the US and Europe, deflationary pressures increase the ability of central banks to loosen monetary conditions, and because too many economists assume too easily that what is likely to be true in the US must be true everywhere, deflationary pressures in China are unleashing calls for lower interest rates and greater credit expansion in China.

Any attempt to rein in credit will sharply reduce GDP growth, and there is of course likely to be a positive correlation between lower growth and a stronger and more unified opposition.

And a higher credit score can likely qualify you for a lower interest rate.

You'll face only one fixed monthly payment, and since home equity loans generally carry lower interest rates than revolving credit card debt, that payment is likely to be much more attractive.

Those who are seeking a low - effort card that includes a solid unlimited rewards rate on all purchases will likely find that the Capital One ® QuicksilverOne ® Cash Rewards Credit Card suits all of their needs.

Based on the huge jump in credit card debt to an all - time high and the decline in the savings rate to a record low in Q4 2017, it's most likely that the average consumer «pre-spent» the anticipated gain from Trump's tax cut.

This means people there are a low credit risk and more likely to be approved when applying for a credit card.

Also, compared to the rates that are attached to credit cards, your interest rates will likely be lower through a home equity loan.

Drawbacks: Unfortunately, you'll likely get a high APR if you apply at OnDeck with a low credit score (the average APR on a term loan was 45 % for quarter three of 2017).

They are also less likely to have call protection, which means that if a company's financial condition or credit rating improves, the issuer can call its outstanding bonds and take advantage of lower funding rates.

but because of the tax advantages and relatively low interest rates, you are more likely to get in trouble by having high credit card or car loan balances.

A new business without an established business credit profile or a business owner with a low personal credit score will likely have a difficult time qualifying for a LOC.

The lower one's income, the lower line of credit is likely to be.

Consumers with lower insurance scores may see the biggest changes because their credit files were more likely to contain tax liens or civil judgments, he said.

Also be aware that you need a loan - to - value of 80 % or less, and likely a 720 + credit score to take advantage of current low rates.

Besides, AmEx do not use credit karma's score for their lending decisions, the score they use (most likely Experian FICO 8) could easily be 50 points lower or 20 points higher than from scores you have here.

The higher your score, the more likely you are to be approved for loans and other types of credit, as well as to attain a lower monthly payment (and thus a lower cost of borrowing overall).

Five to six million new renter households may be created within the next 10 years, likely caused from low inventories of homes available and tight credit conditions, according to the Bipartisan Policy Center.

But the lower end of that range is likely a lower rate than you're paying for carrying a balance on any of your credit cards.

If that's not an option, home equity loans and lines of credit can be used in the same way as a bridge loan and will likely have lower interest rates.

While you will likely start with a low line of credit, secured credit cards can serve as excellent stepping stones to higher credit and, in turn, better credit card offers.

Fortunately, most lending services will allow you to add a cosigner to the loan, and a cosigner with a solid credit history can likely help you get your loan application approved and secure a lower rate.

The higher your credit rating and down payment the lower your rates will likely be.

Keep in mind that only people with good credit are likely to qualify for a consolidation loan with a low interest rate.

Other research indicates that low - income students in particular benefit from college, becoming nearly three times more likely to make it into the middle class than their peers who earn some (or no) college credits.

If the new Common Core assessments set the high school graduation bar at true college readiness — meaning students are on track to take credit bearing courses from day one — the country is likely to learn that scarcely one - third of all students, and many fewer low - income students, are at that level now.

A more likely scenario could be an effort to reform the tax code to offer tax credits for donations to organizations that provide scholarships to low - income students — an approach that could serve much the same purpose as school vouchers but would not require the creation of a new direct - spending program.

For example, Florida State University's 2017 study of the Florida Tax Credit Scholarship Program found that participants were four percentage points less likely to be white, one percentage point more likely to qualify for free lunch, and had prior math and reading scores that were two to four percentile points lower than eligible students that did not participate in the choice program.

The more educated are also more likely to oppose tax credit - funded scholarships for students from low - income families.

But Mr. Martinez and his colleagues, to their credit, chose to take on the challenge, tapping into lessons learned from the now decade - old KIPP Through College Program aimed at matching low - income minority students with the schools where they are most likely to succeed.

The think tank earlier this fall released a report showing low - income students who use Florida tax credit scholarships are more likely to enroll in college and obtain associate degrees.

Pricing will likely be somewhere north of the Model S, which starts at around $ 70,000 for the base model with the 60 kWh battery pack before tax credits, although it is possible the less powerful battery option won't be offered on the Model X given its higher weight and low take rate for it on the Model S. Expect 85 - kWh versions to start in the low 80s and move up from there.

If you have a decent credit score, manageable debt, a good standing with your insurer and a high income, you'll likely qualify for a lower interest rate.

Those credit card users who carry a balance from month to month and pay hundreds of dollars in interest a year are more likely to receive lower interest rates.

Therefore, if you're purchasing a home with 2 units or more, or if your credit score is below 700, you'll likely find it more cost - effective to purchase a home using an FHA mortgage instead of a conventional one — especially if you plan to make a low - down payment.

Lenders generally look for a credit score at least in the high 600s, but the higher your score, the lower the rate you'll likely get.