Sentences with phrase «likely retirement year»

Not exact matches

If you're a 30 - year - old who is just starting out in business, your personal goals and a timeline are likely to be different from those of a 60 - year - old who may be eyeing retirement.

TORONTO — The 2013 - 14 financial year was an unusually strong one for the Canada Pension Plan Investment Board, which earned a 16.5 per cent annual return on the billions of dollars in assets it manages for the national retirement system, but its CEO cautions that level of growth likely won't soon be repeated.

For example, a portfolio that starts out strong in retirement and has losses later will likely be in much better shape than one that has down years early, even if strong performance in later years brings its average return back in line with historical averages.

With retirement likely to span 30 years or so, you'll want to find a balance between risk and growth potential.

After nine years of a bull market, your 401 (k) retirement plan is likely your largest financial asset, perhaps even dwarfing the value of your home.

This way the entry level stays but the amount per year increase is reduced to full retirement age, creating a situation where more people will likely take SS earlier and not get their full benefits to begin with.

«If you stick with that 10 percent during your working years, you'll likely be in good financial shape come retirement.»

Obama cited statistics released the same day in the White House's new report from his Council of Economic Advisers which show that conflicts likely lead, on average, to 1 percentage point lower annual returns on retirement savings as well as $ 17 billion of losses every year for working and middle - class families.

The average household would likely simply draw down on the $ 120,000 to survive in retirement until it was depleted, leaving themselves in financial straits in later years.

In a nutshell, your retirement income will likely take a hit, whether through lower benefits in retirement or higher taxes during your working years (leaving you with less money to save).

3M's long and stable dividend history mean that investors can rest assured that 3M likely won't pull back on its dividend payouts when the market slumps or if the economy takes a nosedive — and that's a reassuring thought when you're relying on dividend income in your retirement years.

Generally, this strategy is good only if you want to take an extended vacation (likely in retirement years) and don't mind taking a couple of classes.

«If they want to be financially independent, retire at 65 and be able to have an income of $ 40,000 a year in retirement for 30 years, then it's likely that they're going to...

A. Upon his retirement (which he defines as 5 years after his death) Mr. Buffett's job will be split into three parts; Non-Executive Chairman of the Board (most likely his son Howard), CEO in charge of operations (Vice Chair Charlie Munger has suggested Ajit Jain or Greg Abel), and CIO (Ted Weschler and Todd Combs).

Remember, your retirement income will likely need to last for 30 years or more, which typically requires some exposure to stocks.

He also goes the extra mile to address some of the financial issues you are most likely to encounter years after your early retirement.

Of workers 56 - 61 years old, 39 percent have no employer - sponsored retirement plan whatsoever and will likely depend entirely on Social Security, which pays an average benefit of $ 1,239 per month.

But with increasing numbers of Germans unable to afford the growing costs of retirement homes, and an ageing and shrinking population, the number expected to be sent abroad in the next few years is only likely to rise.

This has been the lucrative retirement spot for many top footballers in recent years, and according to some internet betting companies, this is the most likely move for him - especially as he is trying hard to create his «brand» over there for once he has retired from football.

Studies of employee ownership in the U.S., where this idea is a major part of the economy, show that employee owners are one - third as likely to be laid off as employees in conventional firms and the employee ownership companies add about 2.5 % more jobs per year than would have been expected absent employee ownership while providing 2.5 times the total retirement assets.

The younger Cuomo will cross that threshold early next year — likely in January — when the state Senate is slated to vote on the governor's pick for the state Court of Appeals vacancy created by the departure of Judge Eugene Pigott, who has reached the mandatory retirement age of 70.

«More money is likely to pour into pension schemes, especially in years coming up to retirement.

McCarthy recently reported raising just over $ 200,000 in the fourth quarter of 2011 and ended the year with $ 636,210 in cash on hand — a healthy sum and one that few elected officials with their eye on retirement would likely bother to raise.

Although the last retirement announcement was on 27th June (David Maclean MP) half - a-dozen more departures are likely this year.

Republican operatives in the Gopher State widely mentioned Emmer's name as a potential successor to Bachmann, whose retirement will likely lead to a crowded GOP primary next year.

China's decommissioned Tiangong - 1 space station will likely fall to Earth late next year in an apparently unscheduled retirement, Popular Mechanics reports.

«[S] adly, the table shows employment for PhDs declines markedly with age,» from 96.2 % at less than 2 years from the Ph.D. to 89.7 % for 21 to 25 years out, when most people are very likely still well below traditional retirement age.

Don't take pills, eat more veg... 15.04.2014 Animal study: cranberries are an anti-aging drug 19.03.2014 Polyphenols in food extend life expectancy 08.02.2014 Six things you can do to if you want to live to a hundred 13.01.2014 More magnesium, longer life expectancy 27.12.2013 Magnesium - rich diet reduces mortality risk 10.11.2013 Tour de France cyclists live six years longer 19.10.2013 EGCG protects liver and kidneys, and extends life expectancy 04.08.2013 Sedentary lifestyle causes body to deteriorate faster 30.06.2013 More exercise improves quality of life on all fronts 28.06.2013 Positive emotions extend life expectancy by ten years 13.06.2013 Your word use reveals the age you are likely to reach 11.05.2013 Positive view of life after retirement extends life expectancy 29.04.2013 No fear in the face of aging extends life expectancy 23.04.2013 Sleep less and you're more likely to die 03.04.2013 Better health = more sex 15.02.2013 Glaucarubinone extends life expectancy and boosts metabolism 19.01.2013 Animal study: L - theanine extends life expectancy 21.12.2012 Child that still needs you lengthens your life expectancy 05.12.2012 Alpha - carotene: the life elixir in carrots 30.10.2012 Live longer with Horny Goat Weed 27.10.2012 The more muscle you have the longer you live 01.10.2012 Caffeine and paracetamol are longevity drugs 28.09.2012 Animal study: epicatechin from cacao extends life expectancy 18.07.2012 Join Greenpeace and double your chance of good health 15.07.2012 Coffee reduces mortality risk — but effect is minimal 01.07.2012 Dean Ornish diet makes your cells younger 17.06.2012 Vitamin S prolongs your life 16.06.2012 Combined effect of not smoking, healthy eating and exercise is tremendous 13.06.2012

In July 2012, 78 year - old Warren came out of retirement to revitalize eHarmony, which was struggling with a decreased 13.6 % share of the market, likely a result of increased competition and presumably poor user retention and a lagging reputation.

But the fact that baby boomers are entering their retirement years means these kinds of films are likely to continue to appear.

To measure the effect on test scores of the retirements resulting from the ERI program, we exploit the fact that teachers with more years of experience were much more likely to be affected by the program.

Further, the CB plan does not redistribute retirement compensation away from teachers who leave after, say, five, ten, or 15 years to teachers who work under the same plan their entire careers, an effect that in many systems would likely help more people reach retirement security.

As early as October 2013, Lembo's office — which administers the health care benefits for retired state workers and their dependents — warned the governor of a likely surge in costs in the 2014 - 15 fiscal year, largely because of an anticipated jump in retirements among prison guards.

You can get a sense of how long your nest egg is likely to last given your expected spending, how many years you expect to spend in retirement and other factors by checking out this retirement income calculator.

Conversely, don't save your college or retirement money in safe, but low yielding money market funds when college or retirement are many years away; you will likely be missing out on many years of fat returns and your savings will even lose buying power from the erosion of inflation.

For example, if retirement is likely to be many years in the future, the fund may invest largely in stocks.

We generally tend to save more for goals such as Kid's education or a home purchase and less for retirement, may be because we are more likely to expect our retirement years to be financed by income of other family members (children).

There's also some irony that those who are big savers in their working years are less likely to need huge sums in retirement merely because they've become accustomed to spending less than their income in order to save.

Most people who use RRSPs in their higher earning years will likely benefit when they pull the cash out of their account during retirement.

Each of us needs to determine how much of the higher - volatility investments — that are more likely to enable us to eat well in our retirement years — we can handle, while still being able to sleep well.

So in the years leading up to retirement, check out Social Security's Retirement Estimator to see what size benefit you're likely to receive, and then check out a calculator like Financial Engines Social Security tool to explore ways you might boost the total amount you receive.

I think that a million dollars retirement is feasible today and likely will be in twenty - five years.

If it appears your savings are likely to run out early in retirement, you can see how alternative scenarios, such as cutting back on spending or postponing retirement a few years, might tilt the odds more in your favor.

But once you're within 10 or so years of retirement, you need to get a more accurate fix on how much you're likely to spend.

By withdrawing 4 % a year, it's likely that your retirement accounts will last as long as you live.

Even three more years of additional compounding can make a big difference before retirement, because by now your portfolio is likely to be larger than it's ever been, thanks to your concentrated savings.

«If you stick with that 10 percent during your working years, you'll likely be in good financial shape come retirement.»

If you do this every year, you'll likely be contributing the maximum allowed to your retirement plan in five to 10 years, he said.

Although true over the past 100 + years, when investing for college you are likely working with a shorter time frame than your retirement account.

Seniors who have accumulated equity in their home during their income earning years and have no particular concern about leaving the house in their estate are most likely to use a reverse mortgage to fund their retirement living.