Outside of that, the 3 % category on the SimplyCash ® Plus Business Credit Card from American Express will always outperform the Ink Business Cash ℠ Credit Card, combined with the fact that it has double
the limit on its bonus categories.
One drawback of the Cash Rewards card is the $ 2,500 quarterly
limit on its bonus categories, but there are no such limits with the Fidelity Amex.
As you can see the card is very similar to the Amex SimplyCash Business Card, but with double
the limit on bonus categories.
One drawback of the Cash Rewards card is the $ 2,500 quarterly
limit on its bonus categories, but there are no such limits with the Fidelity Amex.
Not exact matches
It's always smart to earn 5 % cash back
on your purchases, even if you are
limited to $ 1,500 in combined purchases in select
bonus categories each quarter that you activate.
Your greatest business expenses should align with the spending
bonus categories on the card and spending
limits on those
categories.
-- A one - time $ 100 cash
bonus after you spend $ 500
on purchases within the first 3 months — Earn unlimited 1.5 % cash back
on every purchase, every day — Every 10th Uber ride is free up to $ 15 when you pay with your Quicksilver ® card through March 31, 2017 — No rotating
categories or sign - ups needed to earn cash rewards (plus, cash back doesn't expire and there's no
limit to how much you can earn)-- Pay no annual fee or foreign transaction fees
But knowing how and when to use those
categories along with their
limits is key to getting the most
on your Cashback
Bonus.
Purchases outside the
bonus categories also qualify for 1 % cash back without any
limits on how much can be earned.
Sure, the Chase Freedom has
limits too, but they're only
on the first $ 1,500 of each quarter's special
bonus categories.
If you are a big spender remember to go back to using your Citi ® Double Cash Credit Card as soon as you've exhausted the $ 1,500
bonus category spending
limit on a
category — otherwise you will fall back down to gaining 1 % back.
No
bonus categories and no
limits on rewards mean you can earn a little cash back or a lot, depending
on how you spend.
No rotating
bonus categories, no sign - ups required, no
limit on the cash back earned and no expiration date for rewards
You won't have to worry about
bonus categories or
limits on rewards.
But if a rewards card is offering you 5 % cash back
on your gas purchases and you're using another card in your wallet during that time — well, you're giving up a potential of $ 75 in cash over a three - month period (Chase and Discover's rewards for 5 % in
bonus categories are
limited to the first $ 1,500 in combined spending in the special rewards
categories).
Since the PayPal and Chase Pay
categories include any purchase you make using the mobile wallets, there is virtually no
limit to what you can earn the
bonus on.
You can get bigger rewards when you spend
on items in specific rotating
categories which yield a higher
bonus percentage rate but come with a
limit every quarter.
There are no
limits on cash back
bonuses and no need to deal with rotating
categories or sign - ups to get your rewards either.
The card pays 1 point per $ 1
on purchases over the annual
limit or outside the five
bonus categories.
The second type of program provides a higher earnings rate for purchases in specific
bonus categories, typically with a
limit on how much you can earn per quarter.
Please note that Kiva, in its sole discretion, may place
limits or restrictions
on the
categories and types of Loans that may be made when using Free Trial and
Bonus Credit (e.g., type of Loan, risk rating of Field Partner, term of Loan, or restricting use for auto - lending).
There's also no
limit on the amount of points you can earn, though the 5 percent
bonus for select
categories is only good for $ 1,500 worth of purchases per quarter.
Watch out for
limits on rewards card
category bonuses — If you're planning on spending a lot on a card in a certain category, make sure you know the limit to what you can earn so you can maximize your rewards... (See Category bonus
category bonuses — If you're planning
on spending a lot
on a card in a certain
category, make sure you know the limit to what you can earn so you can maximize your rewards... (See Category bonus
category, make sure you know the
limit to what you can earn so you can maximize your rewards... (See
Category bonus
Category bonus limits)
Though some Ultimate Rewards cards — such as the Chase Freedom card — may enforce a cap
on the number of points you can earn
on bonus categories, there are no overall
limits to the number of Ultimate Rewards points that you can earn in a year or over the lifetime of your Ultimate Rewards membership.
First, use the Chase Freedom ® Card for all spending in the quarterly
bonus categories to earn 5x points
on the $ 1,500
limit while keeping you from reaching your spending thresholds.
If you want to collect
bonuses on multiple
categories, you may be better off with one of the above cards with a higher overall
limit.
On the other hand, due to my relatively low credit limit, and reports of account closures for abusing bonus categories, my manufactured spending on that card is necessarily limited (see below for two more cards with similar potential
On the other hand, due to my relatively low credit
limit, and reports of account closures for abusing
bonus categories, my manufactured spending
on that card is necessarily limited (see below for two more cards with similar potential
on that card is necessarily
limited (see below for two more cards with similar potential).
Since the PayPal and Chase Pay
categories include any purchase you make using the mobile wallets, there is virtually no
limit to what you can earn the
bonus on.
The card earns one point per dollar
on everything else and after the maximum
limit in
bonus categories is reached.
The only thing you really lose out
on is that you can't hit the $ 50,000 in
bonus categories and are
limited to $ 25,000 for total
bonus earning spending.
The biggest drawback of the PNC card is the
limit on bonus earning
categories.
By doing this, you'll now still have the $ 50,000 a year
bonus category spend
limit but it's essentially a work - a-round
on the annual fee.
Because the Freedom earns 5X up to a certain
limit on rotating
bonus categories, you need to think about how much you would spend
on any of these given
categories throughout the year in order to gauge which card would work best for you.
That earning potential
on the
bonus categories is decent, although it's
limited for supermarkets to $ 6K per year.
The second type of program provides a higher earnings rate for purchases in specific
bonus categories, typically with a
limit on how much you can earn per quarter.
Earning 5x is as good as you can get
on any card, so use the Freedom card for anything within the
bonus categories each quarter, but only up to the $ 1,500
limit.
Because the Discover it earns 5X up to a certain
limit on rotating
bonus categories, you need to think about how much you would spend
on any of these given
bonus categories throughout the year in order to gauge which card would maximize your earnings.
The Capital One ® Venture ® Rewards card is the more rewarding the two cards, offering cardholders 2X miles per dollar
on all card purchases, with no rotating
bonus categories to keep track of and no
limit to how many miles you can earn.
While the 5 %
bonus is
limited to $ 8,000 in purchases each year, there's no
limit on how much cash back you can earn in the 2 % and 1 %
categories.
No
bonus categories and no
limits on rewards mean you can earn a little cash back or a lot, depending
on how you spend.
This means you're really earning 2 percent back the first year with a whopping 10 percent back
on certain
limited category bonuses.
Unfortunately, your options
on credit cards with
category bonuses on monthly bills are severely
limited.
Depending
on your spending habits and monthly budget, some
categories will be easier to hit than others — it's unlikely you'll be able to hit the $ 1,500
limit in every
bonus category throughout the year (and unwise to spend more than you can afford just to chase rewards).
Other Chase cards you can apply for at the same time include the Chase Freedom (15K for spending $ 500 +2.5 K for adding an additional user for a
limited time only plus 5 - 10 points per dollar spent in rotating
categories), Chase British Airways (Up to 100K signup
bonus for a
limited time only), the Chase United Explorer (30K signup plus another 5K points for adding a free additional user
on the consumer card / 50K signup points
on the business card, plus get free luggage, free primary car rental insurance including in the US and Israel, expanded saver and standard award ticket availability, priority boarding, and more), the Chase IHG (with 60K signup points and a free night every subsequent year upon renewal), the Chase Marriott (with 50K signup points and a free night every subsequent year upon renewal), the Chase Slate (with zero balance transfer fees, 0 % APR
on purchase and balance transfers for 18 months, and free FICO scores), the Chase Ink Plus (60K signup points plus up to 5 points per dollar spent), and the Chase Ink Cash (20K signup points plus up to 5 points per dollar spent).
Earning unlimited 2 % cash back could mean thousands of dollars each year going back into your business Plus, a one - time $ 500 cash
bonus once you spend $ 4,500
on purchases within 3 months of approval Use Spark Cash across all your business spend, with no
categories to
limit your purchasing $ 0 intro annual fee for the first year; $ 59 after that Rewards don't expire, and you can redeem your cash back for any amount, anytime Get employee cards at no additional cost, and earn rewards from their business spend
Would you rather have
limited category bonuses that might maximize your rewards up to a certain point, or just earn an easy and above - average 1.5 % cash back
on everything?
There are no
limits on the amount of cash back that you can earn, which is the same for the non
bonus categories on the Chase Freedom Card.
And, while the card's 2 percent cash back
on restaurants and gas is nice, we warrant that you can find cards with even bigger
bonuses on these
categories with higher spending
limits, as well as cards that offer unlimited 2 percent cash back
on all your spending.
Additionally, some of these cards have
limits on bonus -
category spending that would make them even worse for high spenders.