Sentences with phrase «limited amount of insurance»

Guaranteed issue life insurance policies only provide a limited amount of insurance coverage.

They offer you life insurance but what is really being offered is, in some cases, a limited amount of insurance for a fairly high premium to people who no longer believe they can still qualify for life insurance.

Guaranteed issue policies however, limit the amount of insurance often to $ 50,000 or possibly $ 100,000.

Guaranteed issue policies however, limit the amount of insurance often to $ 50,000 or possibly $ 100,000.

Most personal belongings for students living on campus or off - campus apartments are covered under the parent's homeowners or renters» insurance policies, however, some policies may limit the amount of insurance coverage available.

Not exact matches

That amount was significant — it happened to be the limit of Irving's marine insurance coverage.

However, your Social Security spousal benefits are limited to 50 % or less of your spouse's primary insurance amount, depending on your age when you claim them.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The paybill is made up of the total amount of employee earnings (such as wages / salary, bonus and commission) that are subject to Class 1 National Insurance contributions including all employee earnings below the Lower Earnings Limit and the Secondary Threshold Employees.

If the school tuition organization does not receive the preapproved contribution from the taxpayer within the required twenty days, the school tuition organization shall immediately notify the department of revenue, and the department of insurance in the case of a credit under section 20 - 224.06, and the department of revenue shall no longer include this preapproved contribution amount when calculating the limit prescribed in subsection C, paragraph 1 of this section.

These guidelines are designed to limit the amount of excess premiums a policyholder can pay into the policy, and gain from the tax - favored treatment of life insurance proceeds.

If properly endorsed onto a Carbondale, IL renters insurance policy, both roommates would share the total limit — adding a roommate doesn't increase the amount of coverage you have.

Policyholders choose a limit, or maximum dollar amount, that their medical payments coverage will pay out, and that determines the increased cost of their auto insurance policy.

While cash is generally limited to $ 200 on a Sebastopol renters insurance policy, not many people carry significant amounts of cash anyway.

Coverage limits - FDIC insurance only covers the principal amount of the CD and any accrued interest.

There are a few catches — it'll raise the cost of your life insurance policy slightly, and your eligibility might be limited by the carrier, term length, and coverage amount — but if you're really concerned about the money you're spending on life insurance, it's worth looking into.

While these limits represent the least amount of insurance coverage you can have, you should consider adding more, as damages above these limits could require that you pay out - of - pocket.

The average renters insurance claim is closed out quickly, and offers you the amount of money you need to replace the things that were lost, subject to the policy limit.

Every motorcycle insurance policy limits the amount of money it will pay out to others for bodily injury and property damage, respectively.

The amount that you can expect to pay will depend on the limits of insurance that you select.

Waiting periods are common for final expense insurance, particularly when there's limited underwriting, because insurers want to avoid having particularly ill patients sign up for large amounts of coverage but pay only a couple months of premiums before passing.

No matter the amount of personal property coverage a tenant purchases, their renters insurance policy will still include limits for specific categories.

Most homeowners insurance policies also cover temporary living expenses incurred as a result of a covered loss as well as a limited amount of personal liability coverage.

In addition, the limited amount of coverage you can purchase means that guaranteed insurance will typically only cover end - of - life expenses.

As a result, under IRC section 7702 Congress passed legislation that created limits on the amount of money that can be put into a life insurance policy in a set period of time.

Diminished ratings decrease the amount of business that an insurer can write, and further limit the willingness of prospective purchasers of insurance, particularly long - tailed coverages, who want to be sure that the company that they buy insurance from will be around to pay claims.

In the event of multiple Accidental deaths per account arising from any one Accident, the Company's liability for all such Losses will be subject to a maximum limit of insurance equal to two times the Benefit Amount for loss of life.

It's also different from whole life insurance in that it protects you for a defined and limited amount of time, which is specified in your policy.

Typically, the claim limit — the maximum amount a condo insurance policy will pay — is about 50 % of the dwelling coverage purchased.

The amount of compensation you receive in a claim, or that the claimant receives from your insurance company when filing a liability claim against you, depends on the limits set for your policy.

After a loss, you will file an insurance claim and receive compensation up to the limit of your policy, after your deductible amount is subtracted.

Increasing the replacement cost value by that amount will consequently increase the cost of your home insurance premium because of the new maximum claim limit.

There are limits on how much cash value you can have, but they relate to the amount of insurance you have, and the timing of the contributions.

You should check the dollar limits of insurance in your policy and make sure you are comfortable with the amount of insurance you have for specific items.

The amount of insurance coverage is usually 50 % of the policy limit on your dwelling.

If it is necessary for you to move into a motel or apartment temporarily because of damage caused by a peril covered in your policy, your insurance company will pay an amount up to 20 % of the policy limit on your dwelling for these expenses.

Lowering your limits means that the maximum amount your insurance company is responsible will be reduced; again, this can lead to higher out - of - pocket expenses when an incident occurs.

Insurance prices are set based on the amount of money that the insurance company expects to pay out, and a policy without a limit to that number is going to be more expensive for obviousInsurance prices are set based on the amount of money that the insurance company expects to pay out, and a policy without a limit to that number is going to be more expensive for obviousinsurance company expects to pay out, and a policy without a limit to that number is going to be more expensive for obvious reasons.

Given their intent, survivor life insurance policies can have incredibly high death benefits and you won't be limited if you need a fair amount of coverage.

That means that, regardless of your liability limits, that defense is paid for by the insurance company without impacting the available amount of coverage.

Because of this, your home insurance premiums and limits will be driven largely by the amount of hazard coverage your home requires.

Your hazard insurance policy will be subject to one of three limits, which provide a varying amount of coverage if your home is damaged by a covered peril.

If you are buying comprehensive home insurance, the amount of the dwelling coverage you purchase will determine your limits for other types of coverage as some of them are expressed as a percentage of your dwelling coverage.

Your policy limit is the amount of liability coverage that you have on your Glendale Renters Insurance.

A basic auto insurance policy includes several types of coverage, each subject to certain limits and with a premium amount attached.

As most people already know, raising your deductible (the amount you pay out - of - pocket when an accident occurs), lowering your limits (the maximum amount your insurance provider will pay out in the event of an accident), and reducing your coverage (minimizing the number of situations where your provider will have to pay) can each lower the cost of your auto insurance.

Suicide Clause: A life insurance policy provision that states if the insured dies by suicide within a certain period of time from the date of issue (usually two years) the amount payable would be limited to the total premiums paid minus any policy loans or outstanding premiums.

For this reason, (no evidence of insurability required), life insurance companies insulate themselves with caps that limit the amount of paid - up additions a policyholder can buy at any particular time.

You will be required to have a current appraisal on the property as the amount of an FHA reverse mortgage is based on the home's value or the FHA insurance limit, whichever is lower.

The guidelines were established to set limits on the amount of excess premiums a policyholder could contribute to a policy for benefiting from the tax - advantaged status of proceeds from life insurance and avoid a modified endowment contract (MEC).