Sentences with phrase «limited financial flexibility»

Term plan works best for those who have limited financial flexibility or do not wish to invest much in life insurance policy.

Up until that time, you limit your financial flexibility.

Not exact matches

Our revolving credit facilities provide our lenders with first - priority liens against substantially all of our assets, including our intellectual property, and contain financial covenants and other restrictions on our actions, which could limit our operational flexibility and otherwise adversely affect our financial condition.

If it succeeds, it will give the company some «financial flexibility,» but will add $ 50 million to its indebtedness, and this total indebtedness, Moody's said, «remains a key credit concern, particularly given Moody's opinion that there continues to be a relatively limited revenue visibility regarding the retail environment for musical instruments.»

Voting against the policy action was Thomas M. Hoenig, who believed that continuing to express the expectation of exceptionally low levels of the federal funds rate for an extended period was no longer warranted because it could lead to a build - up of future imbalances and increase risks to longer run macroeconomic and financial stability, while limiting the Committee's flexibility to begin raising rates modestly.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

S&P cited the County's «strong budgetary flexibility that has remained consistent over time,» «very strong liquidity, with strong access to external liquidity,» «strong management, with good financial policies and practices in place,» and the County's «strong debt and contingent liability profile, with limited exposure to fixed costs associated with pension and other postemployment benefit libation (OPEB) liabilities.»

But a few holdouts argue that such a limit could compromise the financial flexibility of principal investigators (PIs) and positions could disappear because the PI can not afford to pay the postdoc salary at the minimum level.

The flexibility of the BOKS program and the lack of a required investment in material resources can be helpful for schools with limited equipment and financial resources.»

Having a credit card with sufficient open - to - buy (the difference between the limit and balance owed) provides better financial flexibility.

Voting against the policy action was Thomas M. Hoenig, who believed that continuing to express the expectation of exceptionally low levels of the federal funds rate for an extended period was no longer warranted because it could lead to a build - up of future imbalances and increase risks to longer run macroeconomic and financial stability, while limiting the Committee's flexibility to begin raising rates modestly.

The cash surrender values can enhance the policy owner's financial position and provide financial flexibility in a variety of ways, including but not limited to1:

This flexibility can make the decision to pay a large single premium less daunting, and it is important to consider if you have limited financial assets outside of your SPL.

Based on your financial goals, you have the flexibility of paying for a limited period and staying invested for a longer period to reap higher benefits.

This plan offers you the flexibility of paying limited premiums and staying invested for a longer tenure, allowing you to achieve higher returns for meeting your medium and long - term financial goals.

The boost reflects continuing financial flexibility constraints on REITs, as well as the limited number of private market lenders willing to make loan commitments in excess of $ 100 million.