Sentences with phrase «limited impact on your credit»

While a hard inquiry likely has a limited impact on your credit score; how it affects your credit score will also depend on your individual circumstance.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

U.S. tax reform discrete impacts On December 22, 2017, the United States enacted tax reform legislation that included a broad range of business tax provisions, including but not limited to a reduction in the U.S. federal tax rate from 35 % to 21 % as well as provisions that limit or eliminate various deductions or credits.

Likewise, some people ask for a credit limit increase just to lower their credit utilization rate — or the portion of their credit limit they've used on purchases — because it can impact their credit score.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Evidence points to the improvement - focused messaging having a stronger impact on both credit attainment and student attendance, though the size of the study limits our ability to call the difference in outcomes between positive and improvement messaging statistically significant.

Regardless of whether you pay off all your balances every month, your credit utilization could be impacted negatively if your balance exceeds 30 percent of the limit on your cards at any time during the billing cycle.

For example, new information on your credit report, such as opening a new credit account, is more likely to have a larger impact for someone with a limited credit history as compared to someone with a very full credit history.

The more of your credit limit you tap, the worse the impact will be on your credit scores.

The two main credit scoring forces at work in this discussion are the credit utilization (card balance / limit) percentages calculated on both an individual and combined account basis, with combined utilization always having the most scoring impact.

If you currently have bad credit, a full year of making your payments on time and not exceeding your credit limits will have a noticeable positive impact.

Thus, it never occurred to me that the now lowered credit limit could have a negative impact on my credit score.

But if the amount you owe on your revolving debt is more than 30 % of your available credit limit, it may have a negative impact on your score.

Some of the factors that impact the credit score are how long ago you established credit, whether you've always made payments on time and how close your outstanding balances are to your credit limits.

Worse, the impact isn't limited to your credit reports; your credit score is based on the information in your credit reports, and it will also reflect that delinquent payment.

This will make the credit reporting agencies to consider all the inquiries as one and this will limit the impact the inquiries may have on your credit score.

Balance & limit: Keeping balances over 50 % of the limit and constantly running up the limit of your credit card can have a negative impact on credit score.

Because we have more than two dozen open credit accounts, many with high limits, I finally shut down a couple old Chase cards we hadn't used in eons... with no perceptible impact on my scores.

furious as this negative impact on preferred customers credit scores, has totally corrupted the FICO scoring system, and even the most responsible of patrons to ha e NO control over «decreased limits» for no real reason of «substance»... its a fraudulent tool, imposing «declamation of character, as the coco, at a glance judge, tried, and sentences us all at the touch of an electronic device!!

Helping friends with limited, poor, or no credit by signing for a cell phone, rental lease, or credit card can dramatically impact scores later on if payments are made late or a default occurs.

Credit can impact that, but only somewhat — there are very clear limits on how much a person can be uprated for underwriting factors, so the impact will be minimal.

If Denise can reduce her credit card debt to below 10 percent of her credit limits — in this case, below $ 60 — it could have a significant impact on her credit score.

If you lower your credit card limit to $ 5,000, you end up increasing your credit utilization and this has a negative impact on your credit score.

Your track record for paying your bills on time and your debt to credit limit ratio have a big impact on your score.

If you have several lines of credit and most of them have very low balances, that can help, but if you have one or more that are continually flirting with the limit, that will have a negative impact on your score.

From your letter I'm going to conclude that maintaining an 800 + score is most important to your friend, which will have us focusing on the first two of the three factors listed above — credit limits and account age — as they will have the most impact on her scores over time.

As long as you are making your minimum payments, there is low to moderate impact on your credit score, depending on the balance you carry over as well as your overall limit.

However, the raised credit limit and resulting drop in credit utilization will have a bigger impact on your credit score.

age, and limit have direct impact on the FICO credit score module which impacts your utilization ratio, average credit age and payment history.

This should be done shortly before you plan on purchasing a vehicle to limit the impact of multiple inquiries on your credit.

However, don't close the account as this will raise your balance - to - credit - limit ratio and can have a negative impact on your credit score.

It may have a slight positive impact on your credit, especially if the loan was paid on - time each month, but that positive impact might be very limited.

If the card has a large available limit, closing it would eliminate any future use of that available credit limit and could potentially have a negative impact on your credit scores.

Reaching a credit limit has an impact on the credit approval and can decrease your credit score.

Your ability to pay your bills on time and your debt to credit limit ratio have a big impact on your score.

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Closing an account can have a more immediate impact on your utilization ratio — the amount you owe compared to your credit limit — which could also hurt your FICO score.

-- There's no magic formula to guess when a transaction on a maxed - out card will go through, but if it does, it may impact credit limit, monthly minimum payments and / or even credit score... (See Maxed out)

If you usually use 75 % or more of your credit limit on a credit card or line of credit, it will impact your credit score negatively.

In the face of this political pressure, Speaker Nancy Pelosi and the other Democrats in the House crafted an energy bill that gave the Republicans the vote they demanded on drilling, but that also limited the impacts of OCS drilling on coastal tourism, renewed the renewable energy tax credit, and that stripped away many oil company subsidies.

However, don't close the account as this will raise your balance - to - credit - limit ratio and can have a negative impact on your credit score.

That means that if over-consuming borrowers default on their credit - card debt the negative impact is essentially limited to the borrower and the lender, while a material increase in mortgage defaults can send shock waves throughout the economy (see the current U.S. example, where it is mortgage defaults, not credit - card write - offs, that have created Depression - like conditions).

Despite the new source of housing demand from these return buyers, Yun says the considerable impact a distressed sale has on a borrower's credit score will severely limit the overall number of those returning.

@Andre Harris I understand how it works, it's more about what happens if the flip takes too long, the credit cards don't have a high enough limit to cover unexpected costs, the impact on your credit score if «utilization» is too high.