Sentences with phrase «line insurers»

It is difficult to destroy a personal lines insurer with a conservative balance sheet.

This makes reserve setting for commercial lines insurers more of an art than a science.

For years, cannabis companies either went without insurance or had policies with surplus line insurers, which are unregulated, expensive, and not backed by the state.

Performance of the personal lines insurers over the past ten years reflects the relatively hard market through 1997, with strong investment performance through 1999 not getting reflected in stock prices.

I am rarely a fan of commercial lines insurers.

Earnings quality of commercial insurers is always lower than that of personal lines insurers, so the group should trade at a discount to personal lines, as it does now.

These are available from surplus lines insurers, which provide coverage not available through standard carriers.

Today, Allstate is the largest publicly held personal lines insurer in the United States.

Surplus lines insurers do not generally participate in state guaranty funds, and insureds are therefore not protected by such funds.

National Atlantic Holdings is a small (primarily) personal lines insurer selling almost entirely in New Jersey.

In March of 2000, the next hard market began, and the stocks personal lines insurers rebounded, despite relatively poor performance in the investment markets.

Third, the devolving legal landscape has often left commercial lines insurers at a disadvantage in the courtroom.

This is a highly specialised team that provides a dedicated claims handling service on behalf of Professional and Financial Lines Insurers and their Insureds.

Geico, like many other top line insurers employs very seasoned trial lawyers to litigate a majority of their files.

Assist admitted and surplus lines insurers with various coverage matters and coverage litigation arising from disputes over first - party property coverage, contingency risk coverage, third - party liability coverage, high exposure environmental and pollution coverage, and claims of bad faith.

«Given the results from some other commercial lines insurers in the quarter everyone was expecting a stronger number from AIG, especially in North American commercial business,» said Elyse Greenspan, a Wells Fargo Securities LLC analyst, in an interview.

Yes, it is very difficult to value commercial lines insurers, because the reserving is less than scientific.

And all that said, personal lines insurers did outperform the commercial insurers, even excluding AIG.

CALIFORNIA MAINTAINS A LIST OF APPROVED SURPLUS LINE INSURERS.

Allstate is a well - known name in insurance and is the 2nd largest personal lines insurer in the U.S. Allstate has some unique aspects to its motorcycle insurance that are great for young drivers.

From 1861 Aetna began to expand its product range turning the company into a multiple - line insurer.

As the nation's largest publicly held personal lines insurer, Allstate is dedicated not only to protecting what matters most — but to guiding people to live the Good Life, every day.

The $ 50 billion insufficiency is probably why the stocks of the commercial lines insurers have gone nowhere over the past six years, even in the face of a very hard insurance market over the past three to four years.

Many industry analysts, including the rating agencies, still believe that reserves are insufficient by roughly $ 50 billion, and that this black hole is spread among the commercial lines insurers and reinsurers of the world.

Personal lines insurers have two sources of profit, underwriting and investment income.

Reserving for commercial lines insurers is similar to that for personal lines insurers, but the main difference comes from the uncertainty of claims reporting in long - tailed coverages.

Commercial lines insurers are in phase 4 of the underwriting cycle, with modest valuations at present.

At present, the personal lines insurers are entering phase 1 of the underwriting cycle.

Federal or state regulators sometimes impose the biggest constraints on leverage — this is particularly true for institutions that interact closely with the public, i.e., depository institutions and life and personal - lines insurers.

It is understood that not all mono - line insurers are the same credit quality, some are stronger than others.

Each issuer and each mono - line insurer has their own credit profile.

As the nation's largest publicly held personal lines insurer, Allstate is dedicated not only to protecting what matters most — but to guiding people to live the Good Life, every day.

Allstate Corporation is the nation's largest publicly held personal lines insurer, serving approximately 16 million households.

Certain property - casualty coverages may be provided by a surplus lines insurer.

Farmers Insurance Group is a subsidiary of Zurich Financial Services and is the third largest personal lines insurer in the United States.