Sentences with phrase «lines of credit by»

FICO attempts to distinguish between a search for a single loan and applications to open several new lines of credit by the window of time during which inquiries occur.

Equity Lines of Credit — The state of California added provisions regarding equity lines of credit by requiring that a mortgage lender, upon receipt of a specified written request from a borrower and a specified payment, close a borrower's equity line of credit, and release or reconvey the property secured by the equity line of credit.

Learn more about personal lines of credit by clicking here.

It requires you to apply for and be given lines of credit by way of loans, credit cards and revolving payments and pay them on time for approximately two years to build up a good credit rating.

Some of the other promotions at banks include Bank of Montreal's free banking for a year for new Canadians program, Bank of Nova Scotia's contributions matching program (of up to $ 150), and Canadian Imperial Bank of Commerce's promotion of mortgages and lines of credit by giving customers cash and fee waivers.

PV makers are supported at every level of government, including the supply of massive lines of credit by state - run banks.

So they'll have a mortgage that they're paying down but they'll go out and take out a home equity line of credit and continue to spend more than they make running up the balance of that line of credit by saying, «Well interest rates are low.

Delinquent: If you fail to meet the minimum payment on a line of credit by the due date, then it will be marked as delinquent.

Build a good credit history: Using a line of credit by making purchases — and paying them off on time — will help you get a good credit rating from credit rating agencies, which will make lenders more likely to lend to you and offer you a good interest rate.

Flexible access to money when you need it - easily withdraw from your line of credit by check or transfer funds from your line to your Webster checking account

Amex reduced my line of credit by $ 25000 to less than the balance on my account; rendering my card useless and causing me embarrassment and costing me money.

You can usually access your line of credit by writing checks from the equity account or by accessing cash directly from the lender.

Webster's Autoborrow helps you reduce interest expenses on your business line of credit by borrowing only what you need, exactly when you need it.

It is important that borrowers using this type of home equity loan have a plan in place to repay this line of credit by the agreed upon due date.

We determine your line of credit by looking at several factors, including your business and personal credit history, outstanding obligations and income.

Most authorized users are spouses or family members who share expenses, young adults who have been extended a line of credit by their parents, or employees of a business who are issued a corporate credit card to charge work related expenses.

The four - year facility includes a one - year extension option, as well as an option to increase the line of credit by up to another $ 700 million, for a total of $ 1.4 billion.

You may learn how to get a home equity line of credit by visiting your bank.

Not exact matches

When the Federal Reserve boosts its target funds rate, banks are quick to follow suit by increasing the cost of borrowing on everything from credit cards to home equity lines of credit.

Clarence was being hounded by creditors and couldn't repay his $ 750,000 bank line of credit.

By offering lines of credit, the Cash Store believes it can put itself beyond the reach of provincial regulators and back under the federal thumb.

By taking your student loan debt and combining it with your other outstanding consumer debt — cedit cards, mortgages, lines of credit and loans — you have the ability to negotiate or take advantage of a lower interest rate, all while streamlining your payments to one lender and one payment per month.

Often, that translates to employees on the front lines stealing patient medical data or client social security numbers, which can then be sold on the black market or used to commit fraud like collecting someone else's social security benefits, opening new credit card accounts in another's name, or applying for health insurance by assuming the identity of someone else.

Alternative lenders rely more heavily on unsecured loans, but some lenders offer lines of credit backed by inventory, equipment, or even accounts receivable.

By the spring of 2012, RBC, to whom she owed more than $ 30,000 on a line of credit, was garnisheeing her wages, and other creditors were telling her they wouldn't deal with Cambridge.

The Financial Consumer Agency of Canada on June 7 released a study on the country's newfound love of home equity lines of credit, which often are referred to by their ugly acronym, HELOCs.

Home equity lines of credit fell by 1.7 percent, or $ 8.4 billion.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Commercial lending to businesses by banks is rising at a rate that far outpaces the loans they're making for mortgages and home equity lines of credit, but you wouldn't necessarily know that from speaking to some of the smallest businesses in the U.S.

Although she expected the worst, Greenberg was still stunned by what she found: accounts payable kept in paper form in an employee's desk drawer; no lines of bank credit; routine loans from «the bank of Dave» to the company; no plans for raising capital.

A few of the perks: a national brand endorsed by a celebrity in national advertising, exclusive products, a glossy magazine, extensive training, discounted health benefits, an impressive Web site, new computer technology, and access to an individual line of credit as large as $ 750,000 from the National Cooperative Bank.

You can try to boost your score by reducing the balance on your business credit cards or requesting a credit - line increase to lower the percentage of your available credit in use.

A credit line, offered by a growing number of barter exchanges, is basically an extension of barter credits, which allow a business to buy essential items from other network members before selling its own goods into the system.

Over the next decade, America's credit standing is likely to remain top - of - the - line — despite a wave of debt and deficits dwarfing almost anything experienced by a major industrialized nation.

I see no evidence that most Canadians actually pay attention to Carney's sporadic announcements; the available evidence strongly suggests they're influenced more by his setting of the overnight rate, which goes a long way in determining the interest costs on their mortgages and lines of credit.

Avoid these fees by setting up a savings account or a line of credit for free overdraft transfers.

Robert Saik founded the company in 1987 with a $ 35,000 line of credit and a fax machine, frustrated by how farmers were making decisions about what to plant, how to fertilize or treat it, and when or where to sell it.

Business credit cards and business charge cards are very similar to one another — you can use either type of card to make purchases against a line of credit, which has to be paid either partially or in full by the end of the month.

Then, when you receive a business loan or line of credit — sometimes called trade credit — information about your payment history is compiled by one or more business credit reporting agencies, including Dun & Bradstreet, Experian, Equifax and FICO and turned into a business credit score.

OnDeck also extended the maturity date of its asset - backed debt facility that finances its line of credit offering to May 2019, increased the facility's borrowing capacity to $ 100 million, and decreased the funding costs by 200 basis points.

The lack of features on the Norwegian Cruise Line Credit Card, accompanied by the low rewards rate, makes it an unappealing choice for most consumers.

The following are qualifying accounts: any checking account, savings account, money market account, certificate of deposit, automobile loan, home equity loan, home equity line of credit, mortgage, credit card account, or other student loans owned by Citizens Bank, N.A. Please note, our checking and savings account options are only available in the following states: CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, and VT and some products may have an associated cost.

You access the funds by transferring money or writing a check against your line of credit.

There were modest increases in mortgage, auto and credit card debt (increasing by 0.7 %, 2 % and 2.6 % respectively), no change to student loan debt and a modest decline in balances on home equity lines of credit (decreasing by 0.9 %).

Another common option, business credit cards, provides access to a line of credit in order to make purchases and withdrawals, and are ideal for tracking expenses by division.

And instead of printing new treasury bonds to give away in exchange for these bad mortgages it would have established simply a line of credit which at first would have been the same thing but the credit would have been repaid not only by the banks that borrowed but by all the banks in the country paying insurance — essentially bank insurance.

The second piece of information a credit report provides is about credit inquiries by creditors, whether soft (when you get pre-approved for a line of credit) or hard (when you apply for a line of credit and the creditor pulls your credit report).

Small LOCs (under $ 100,000) can operate like a credit card account, with advances made by using a credit card tied to the line of credit or by writing checks issued for the account.

Suffice it to say that while there remain some bright spots in market action, such as the overall profile of market breadth (as measured by the simple NYSE advance - decline line), as well as bright spots in economic figures, such as Friday's upbeat jobs number and the reasonable behavior of credit spreads to - date, the weight of the evidence is increasingly cautious.

You can factor this ratio by adding up the amount due on all your revolving lines of credit.