Sentences with phrase «liquid asset reserves»

Among the requirements for jumbo loans are a need for liquid asset reserves (cash reserves), and an adjusted credit vetting process.

Although a down payment is not required, liquid asset reserves or the ability to make (or offering of) a down - payment is a factor that can increase the chances of loan approval.

The «Gen X» Model: Jude Boudreaux of Upperline Financial built this fee model around his target client, the Gen X client without large, liquid asset reserves.

Not exact matches

For these purposes, the Australian Prudential Regulation Authority (APRA) has defined high - quality liquid assets to include cash, central bank reserves and government securities.

State Street Institutional Liquid Reserves Fund is a «floating net asset value» money market fund.

It proposes to increase its holdings of «liquid financial assets» by $ 35 billion in the form of domestic cash deposits and foreign exchange reserves.

What any individual bank needs to hold to maintain its liquidity in the face of stochastic adverse clearings, in addition of course to reserves of outside money, is not one specific type of earning asset, but a portfolio that includes enough liquid assets, meaning assets that can be sold on short notice with negligible losses from bid - ask spreads.

Requirements may vary among lenders, but many lenders want to see half of these reserves liquid (checking or savings), and the other half can come from retirement assets.

Use to be that if a borrower had other compensating factors such as a large reserve of liquid assets then they would approve the loan with a higher than normal debt to income ratio.

In addition, you will need good credit scores and at least six months of liquid assets in reserves for the principal / interest / taxes / insurance for both your primary home and second home.

The reserve requirements for liquid assets after closing are also less than they are for non-conforming or jumbo loans.

In addition, spotless credit, verifiable income i.e., no stated - income and plenty of liquid assets as reserves.

What is considered to be «cash reserves» includes non-retirement liquid assets, such as: cash in any banking or checking accounts, stocks, mutual funds, money market funds, and more.

• The funds reserve the right to honor redemptions in liquid portfolio securities instead of cash when your redemptions over a 90 - day period exceed $ 250,000 or 1 % of a fund's assets, whichever is less.

• The fund reserves the right to honor redemptions in liquid portfolio securities instead of cash when your redemptions over a 90 - day period exceed $ 250,000 or 1 % of the fund's assets, whichever is less.

Even though there are laws governing the amount of money a life insurance company must keep in reserve (in liquid cash assets) small insurance companies do fail from time to time.

You may be required to make an additional down payment contribution from your own funds if your «remaining liquid assets» at the time of settlement will exceed the greater of 6 months of your new housing PITI (principal, interest, taxes, and insurance) payment or $ 7,500 plus any additional payment reserve requirements that may be imposed by the first mortgage loan program.

They'll likely be required to show extra personal financial reserves, which are accessible liquid assets available to withdraw from after their mortgage closes.