Sentences with phrase «liquid cash needs»

Both savings accounts and money market accounts can offer good rates for your liquid and nearly - liquid cash needs for a variety of deposit amounts.

Money market accounts can offer great rates for your nearly - liquid cash needs for a variety of deposit amounts.

Life insurance could, instead, absolve the issue by creating the liquid cash needed so the assets wouldn't need to be sold at a discount just to pay taxes.

Not exact matches

If you have already accumulated assets, you can subtract the amount of those assets from your total death benefit need, assuming they are somewhat liquid and wouldn't require a large amount of effort or loss in order to gain access to cash.

If you ever find yourself needing to carry a balance on your credit card, and you don't have enough cash or liquid assets to completely pay off your debt, you will want a credit card with the lowest possible APR..

Your Banking Advisor can monitor your cash positions to confirm liquid assets are available when needed to implement your investment or other wealth strategies.

AndrewAFC — we are up there in terms of business value ie what an investor would need to buy us out — but we are nowhere in terms of ready cash and liquid assets.

Also, I appreciate the point you are making with a home being «liquid» relative to a retirement account given the early withdrawal penalties and tax consequences of tapping your retirement accounts but you still need a place to live and it would take at least 30 days to cash in from the sale of your home — and that is assuming EVERYTHING goes according to plan.

The Gold market is highly liquid and you can sell whenever you need the cash.

(2) U.S. financial expert Harold Evensky's version of the bucket strategy calls for maintaining two years worth of spending needs in a highly liquid «cash flow reserve account» and at least three years of spending needs in high - quality short - term bonds.

We have a healthy emergency fund, a rainy day cash buffer, sufficient insurance coverage, and other liquid investments at our fingertips if we need cash.

So I'd keep a ~ year's worth of cash needs liquid and invested (giving me 6 mo worth in the worst case) and throw the rest at the mortgage.

When it comes to financial planning, one of the main considerations advisors plan for is the need for liquid cash reserves, or what we refer to as your emergency fund.

If you ever find yourself needing to carry a balance on your credit card, and you don't have enough cash or liquid assets to completely pay off your debt, you will want a credit card with the lowest possible APR..

He seemed unconvinced that it was a good idea because if he switches jobs then he would have to pay back the loan in full immediately but I pointed out to him that any investment fund is relatively liquid so he could cash out quickly if he needed to pay it back at a moments notice.

In reality, you would have a $ 500,000 debt, but you would also have $ 500,000 LIQUID CASH available for you whenever you needed it.

The money that you truly need access to at all times and that you really can't afford to put at any risk — say, a cash reserve for emergencies and unexpected expenses, cash to pay a year - to - two's worth of retirement expenses beyond what Social Security and any pensions would cover — would go into the most secure and most liquid investments, by which I mean an FDIC - insured savings account or money - market account and / or a highly secure investments like a money - market fund.

Once you've worked on getting your credit score over a particular threshold, you may need to conserve cash if your liquid reserves are too low, or pay down your credit cards if your debt - to - income ratio is too high.

By Pledging Assets, a borrower eliminates the need to liquidate assets to obtain the cash needed for a down payment, avoids capital gains taxes associated with such liquidation, maintains a more liquid position, and continues to benefit from any future earned interest, dividends, and appreciation in their pledged assets.

However, we still recommend that any money that will be needed in the next three to five years be positioned in cash, CDs, or alternative safe and liquid investments, and should not be transferred into your Personalized Portfolio.

For one property I was very interested in, I would need about $ 4K extra in liquid cash to complete the down - payment.

Among the requirements for jumbo loans are a need for liquid asset reserves (cash reserves), and an adjusted credit vetting process.

He knows how much will be needed and when, and has planned out updates to his asset mix so his investments will be 100 % safe and liquid by the time he needs the cash.

Savings - secured loans allow borrowers to keep their liquid cash in a deposit account, usually a savings account or certificate of deposit, while also getting a loan to fund something they need.

One way is when managements pile up cash and liquid assets far beyond any present or prospective needs of the business.

«If you need to keep cash liquid and you want to pursue other investment opportunities, you might not want to pay the mortgage down faster, especially if you have a low interest rate,» recommends van den Brand.

i.e. if your annual expenses = $ 50K and you have $ 200K in a taxable trading account, how much cash really needs to be liquid and easily available?

Such market permit other financial institutions with liquidity needs to borrow in a short period of time from other companies with excesses, that adapts those banks to elude keeping far too large sums of their means, which are based on liquid assets such as cash to control any implicit expenses from the clients.

A «partial DRIP» is a great choice for those who need, or wish to have access to some of their dividends in liquid, cash form.

ensure it has enough cash or other liquid assets to meet those cash needs.

If you ever find yourself needing to carry a balance on your credit card, and you don't have enough cash or liquid assets to completely pay off your debt, you will want a credit card with the lowest possible APR..

In either scenario, the spouse who is to retain the shares may need to provide more of the parties» liquid capital to the other spouse or raise the funds in another way (e.g. if the business is cash rich, a special dividend could be paid out to fund the award).

If you have already accumulated assets, you can subtract the amount of those assets from your total death benefit need, assuming they are somewhat liquid and wouldn't require a large amount of effort or loss in order to gain access to cash.

Unfortunately, most wise investments tend to be very structured and not very liquid so before you think you don't need to have any life insurance in place, just ask yourself exactly how much cash would your loved one be able to access during the first 30 days after your death.

In reality, you would have a $ 500,000 debt, but you would also have $ 500,000 LIQUID CASH available for you whenever you needed it.

If you fall into this category, we recommend purchasing a life insurance policy in order to provide your family the liquid cash that they will need to pay off these expenses.

A pawnbroker, much like a personal bank, exchanges money for valuable items with those in need of immediate liquid cash.

These positions would include running the cash register, compounding oral liquids for (mostly) pediatrics, triaging phone calls, assisting the pharmacist at the counter to fill prescriptions, assisting with inventory, and other tasks as needed.

No matter what, you'll definitely need to be able to cover a reasonable down payment + fees + closing costs, which is why a lack of liquid cash on hand is by far the most common reason people get denied on Hard Money Financing.

You need at least 1.2 M in liquid cash to lend if you want to live decently on being the bank.