Sentences with phrase «liquid cash reserves»

When it comes to financial planning, one of the main considerations advisors plan for is the need for liquid cash reserves, or what we refer to as your emergency fund.

Not exact matches

For these purposes, the Australian Prudential Regulation Authority (APRA) has defined high - quality liquid assets to include cash, central bank reserves and government securities.

It proposes to increase its holdings of «liquid financial assets» by $ 35 billion in the form of domestic cash deposits and foreign exchange reserves.

Fidelity cash reserves are safe, secure and liquid.

Early in the week equities rallied when short sellers covered their positions, a fund manager said, while later in the week some stocks fell as funds sold off liquid positions to build cash reserves.

(2) U.S. financial expert Harold Evensky's version of the bucket strategy calls for maintaining two years worth of spending needs in a highly liquid «cash flow reserve account» and at least three years of spending needs in high - quality short - term bonds.

The money that you truly need access to at all times and that you really can't afford to put at any risk — say, a cash reserve for emergencies and unexpected expenses, cash to pay a year - to - two's worth of retirement expenses beyond what Social Security and any pensions would cover — would go into the most secure and most liquid investments, by which I mean an FDIC - insured savings account or money - market account and / or a highly secure investments like a money - market fund.

Once you've worked on getting your credit score over a particular threshold, you may need to conserve cash if your liquid reserves are too low, or pay down your credit cards if your debt - to - income ratio is too high.

• The higher payment requires higher cash reserves — as much as one year's worth of income in liquid savings.

Among the requirements for jumbo loans are a need for liquid asset reserves (cash reserves), and an adjusted credit vetting process.

It's a typical condition where they ask what you'll do with the cash proceeds, e.g. to fund home improvements, to set aside liquid reserves, etc..

What is considered to be «cash reserves» includes non-retirement liquid assets, such as: cash in any banking or checking accounts, stocks, mutual funds, money market funds, and more.

Although lenders generally require money to close to come from a liquid cash account, cash reserves are not always required to obtain VA home loan approval.

• The funds reserve the right to honor redemptions in liquid portfolio securities instead of cash when your redemptions over a 90 - day period exceed $ 250,000 or 1 % of a fund's assets, whichever is less.

In my opinion, you should only build short - term reserves through cash savings or very short - term liquid bonds, but 40/60 is Betterment's recommendation.

• The fund reserves the right to honor redemptions in liquid portfolio securities instead of cash when your redemptions over a 90 - day period exceed $ 250,000 or 1 % of the fund's assets, whichever is less.

Even though there are laws governing the amount of money a life insurance company must keep in reserve (in liquid cash assets) small insurance companies do fail from time to time.