Not exact matches
Important: If you don't have some
liquid capital available -
funds that can be cashed in immediately if necessary, it's going to be tough to get approved for a small - business loan.
If the prospect doesn't have much in the way of
liquid assets, home equity can provide a source of some of the needed
funds.
It is desirable that super
funds don't hold all their assets in highly
liquid form for the fear that all of its members may withdraw their
funds all at once, just as banks don't put all their assets in
liquid form for the fear that a bank run might occur.
I
do believe, however, that all investors should allocate some of their
liquid funds to precious metals (usually 5 — 10 %) as insurance against financial disaster.
With around five million in
liquid capital currently, Neonode
does have the cash to
fund various new ventures.
Since we
do not expect RBI to cut interest rates, in this scenario, returns from
liquid funds might improve over the last year and it could become a better surrogate to fixed deposits for short term savers.
Choose
Liquid Funds which
do not take too much credit risk.
2 — I believe any
liquid fund should be fine,
does not really matter.
Dear Jayan, If you have to park for short - term basis, you may consider
Liquid fund and then can
do STP (Systematic Transfer) to Equity oriented
funds (as per your requirements).
Your condo will become a burden if you don't have the
liquid funds to maintain the property, keep the mortgage current, and hedge against any other significant life events.
We don't have anything called «money market
liquid funds» here, and I don't know which
fund type in India corresponds to that, if any.
Some of your savings should be
liquid, but the portions of your savings that you don't need for an emergency
fund can be tied up in less
liquid and riskier investments.
The International
Fund may invest in emerging markets, which are generally more volatile and can have relatively unstable governments, social and legal systems that
do not protect shareholders, economies based on only a few industries and securities markets that are substantially smaller, less
liquid, more volatile and may have a lower level of government oversight than securities markets in more developed countries.
MBB represents an excellent choice for investors looking to
do just that as the
fund is by far the most popular in the Category as well as the most
liquid.
If you want an investment that can
do well when stocks and bonds
do badly, a
liquid - alt
fund can
do that for you.
For those who don't know, money market
funds are designed to be extremely stable and
liquid.
If you're investing in CDs, it's important to keep some
liquid funds tucked in somewhere so your time deposit doesn't get compromised in times of an emergency.
This means as soon as you get your salary, you will keep a fixed amount in a separate account (this can be
done through
Liquid funds or SIP, which we will discuss later in this post).
Dear Sudhakar,
Do not have entire Emergency
fund in
liquid funds.
I generally use the
Liquid funds to park the surplus
funds and use that to
do Systematic investment in Equity to benefit from the average out.
hi, we have some emergency
fund which we will used in a better way that's why we choose some
liquids mutual
fund as follow; * dsp - br liquidity
fund ip (g) * icici pru money market
fund (g) * hdfc
liquid fund g * axis
liquid fund g so in which
fund we go with them to invest contingency
fund which is around 1.1 lac so kindly
do suggest to me asap..
After reading this article, I got this idea of
doing SIP in a
liquid or ultra short term
fund for creation of emergency
fund.
Remember, portfolio turnover is high for
liquid funds since they invest in very short period instruments and hence
do constant buying and selling.
Successful
funds manage so much money that their trading costs are quite high, unless they trade very
liquid securities or
do it in small portions.
ETFs are a relatively recent development and have been slowly taking over much of the mutual
fund business because they are highly
liquid (can usually be traded almost instantly), don't have minimum buy - in amounts like many mutual
funds, and often have lower costs (although not always).
I've been
doing it that way because A) a savings account is
liquid and I've had to tap it as an emergency
fund before, B) I make deposits to it every month, and C) the account gets drained as soon as I can afford the next item on the list (usually only 9 - 12 months).
How to
do it: Some of the best short - term bond
funds are iBoxx $ Investment Grade Corporate Bond
Fund (LQD), which is a highly -
liquid ETF filled to the brim with high - quality debt issues.
ETFs may be good for investors looking for more passive,
liquid investments that track a specific benchmark, or who don't meet the minimum amounts for mutual
funds.
Well, if you're the kind of person who doesn't need to be * forced * to save, then banking the money in a mutual
fund will provide better returns and is much more
liquid than the equity in a home.
I am considering two options I park this money in
liquid fund temporally and
do SIP in Mutual
funds.
We don't have an emergency
fund, but we
do have an emergency plan and we have
liquid savings.
You may not be applying that knowledge as a mutual
fund manager
does; many markets are far less
liquid.
Also, I have an lumpsum amount of 20L with me in
liquid funds, considering the current «bubbly» market situation what
do you suggest where should i invest?
Now see again, my spouse is also having a
liquid fund with axis bank and for her also, redemption confirmed on 8th has not been cleared to bank account till now?on calling they say someone is looking into it but they
do nt bother to call back.
Since I have 39 L available, is it a good idea to invest say 6 lacs each say in 5 - 6
liquid funds to start with and then
do an STP from the
liquid funds?
Recently i
did a couple of redemption in axis bank
liquid fund to axis bank savings account.
I have invested 45 lacs in
Liquid / Debt
funds over the last 6 months from which I had started to
do STP to Equity / Balanced
funds.
An emergency
fund should be
liquid, easily accessible during emergency, low volatility with no downside risk and at the same time away from you so that you don't touch it unless there is an emergency.
Also to create an emergency
fund i have invested 2.5 L in
liquid funds and reliance short term
fund (simply save),
do you think i have
done the right thing.
For accumulating an emergency
fund, kindly
do not consider Equity
funds, you may consider
Liquid funds / Arbitrage
funds (
funds which have less risk profile).
I have now come to a conclusion that I will go ahead with my idea of
doing STP after investing in some
liquid funds, as I have lump sum availability.
HDFC Balanced
Fund 2.5 lakhs All above investments (except no. 1) will be done through 36 STPs by keeping total amount in liquid / ultra short ter or short terms debt fund of respective
Fund 2.5 lakhs All above investments (except no. 1) will be
done through 36 STPs by keeping total amount in
liquid / ultra short ter or short terms debt
fund of respective
fund of respective AMC
c. Dividend distribution tax is 25 % on
liquid and 15 % on Short term debt
fund I
do nt know how growth option will work for short term, will all the returns in G option will subjected to my Tax income slab.
It's a typical condition where they ask what you'll
do with the cash proceeds, e.g. to
fund home improvements, to set aside
liquid reserves, etc..
Both are fairly
liquid (meaning you can sell them for cash fairly quickly), but they are also long - term investments (if they are stock
funds) and thus you don't want to have to sell after a short period of time.
Keep a
liquid emergency
fund so that you don't have to liquidate your savings for unexpected expenses.
As such we don't require these
funds to be fully
liquid, but would still like to remain free of as much risk as possible — however I realize we are unlikely to find anything near our rewards checking accounts (4 % APY interest for meeting various rules: direct deposit, a certain number of debit card transactions, and not receiving a paper statement), but would hope we can get at least half of that.
And I don't have a real emergency
fund now either (at one time I
did though, but I kind of outgrew it...) I still have plenty of near - cash invested,
liquid resources available should an emergency arise!
They now pay an average of 2 per cent of $ 1,332,000 invested in mutual
funds — that
does not count $ 50,000 cash which would be very
liquid as ETF units.
When you passive income exceeds your expenses and you have some emergency
fund (
liquid cash), you are theoretically Financially Independent because you don't have to work a day to survive.