Sentences with phrase «listed on your consumer credit reports»

Everything you've done with that account — from the highest balance you've ever held to the way you've made your monthly payments — has been listed on your consumer credit reports since the day you opened it.

Not exact matches

The consumer credit reporting company compiled the list based on complaints filed with the Better Business Bureau's Scam Tracker.

Both the creditor's and the consumer's statements of the status of the account will be listed on the credit report file.

There are many occasions where a consumer will come across an old debt still listed on their credit report and make a mistake by making a payment towards a debt.

Right now, Experian is the only major bureau that collects and lists rental payment information (through its RentBureau Division) on consumer credit reports — and just over 45 property managers presently report such information to Experian.

(2) The terms and conditions of payment, including the total of all payments to be made by the consumer, whether to the credit repair business or to some other person; (3) A complete and detailed description of the services to be performed and the results to be achieved by the credit repair business for or on behalf of the consumer, including all guarantees and all promises of full or partial refunds and a list of the adverse information appearing on the consumer's credit report that the credit repair business expects to have modified; (4) The principal business address of the credit repair business and the name and address of its agent in this State authorized to receive service of process; and (5) One of the following statements, as appropriate, in substantially the following form: a. «As required by North Carolina law, this credit repair business has secured a bond by..........

Every individual consumer has all of their financial information listed on credit reports at each of the three major credit reporting agencies.

Many consumers will make the mistake of paying off all the debts listed on their credit reports without first checking the time limitations on the accounts.

organization for or on behalf of the buyer, including all guarantees and all promises of full or partial refunds and a list of the adverse information appearing on the consumer's credit report that the credit services organization expects to have modified and the estimated date by which each modification will occur.

Roughly one out of every 20 consumers has significant errors in his or her credit report, which can include information from others» accounts, records classifying paid debts as unpaid, or records listing debts paid on time as late.

One last word of advice for consumers: Think twice before closing that credit card, which shrinks the available credit listed on your report and hurts the credit utilization ratio.