Sentences with phrase «little credit because»

Many Hispanic households have little credit because they avoid debt and don't use credit cards.

Not exact matches

Canada Drives largely targets — and appeals to — what Green calls «under - banked» customers: those people who are, either because of bad or non-existent credit, of little interest to the big lenders.

The reason more people don't have high networths is because they don't want to cut out all the «little crap» they spend money on: coffee in the morning, going out to lunch, going out to dinner, going to a movie, buying that thing you will never use, letting your food spoil, having to pay interest on your credit card... congrats, there goes your earnings.

Antunovic says it's been hard to get bank loans because the e-retailer has little credit history.

Unsecured loans are a little harder to get because your credit score is taken into consideration.

Because qualifying for a CD loan is easier than other loans, it's a good option for people who have little to no credit history, or whose credit history needs major improvement.

Just as John Wesley is often credited with preventing a revolution in England at the time of the French Revolution because he had the working classes sitting in church when they could have been revolting, Britain's faithful and God - fearing serving class had little sense of the potential of social mobility (although this is explored when one of the footmen is accepted as a trainee chef at The Ritz).

They care little about who gets the credit because their greatest passion is the change for the common good.

«It was a great action and I thought maybe we deserved a little bit of credit for scoring the goal because as I said it was not our best performance and anyway we managed to get a result in a big game.

Two years later, I don't give Ana credit for the nursing relationship I have experienced with my little boy, but I know that is only because she empowered me to give myself the credit for meeting my parenting goal of breastfeeding.

I don't know whether it's because the delay in our due spring weather is leaving me feeling frustrated to switch up my wardrobe, or whether I'm just so excited for warmer weather that I'm happy - buying items ready for it, but either way, here we are, my credit card and I, a little click - happy, a little over eager, and proud owners of some very cute new handbags.

I also went a little overboard with Christmas shopping this year because I love giving gifts, so I want to see the best way to cut down on credit card debt.

It's a little tricky to do, but they can try all they want through PayPal to charge you again... it won't happen because they don't have your credit card number.

Additionally, it also ensures that the person who is writing them is not a cheap person because with every message a little credit gets deducted.

This is easily one of the worst films I've ever seen, but because of the circumstances, I'll give it a little credit.

It's a fun little escape and I got ta give it additional credit because these aren't my cups of tea at all typically.

His screenplay credit may refer to little more than an outline of character and scene descriptions, because in just about every scene, actors look like they're coming up with dialogue on the spot.

«In these movies, you've always got to stay until the end of the credits because there's always a little surprise, and that's why I am back in this movie.»

Because the credits are nonrefundable and low - income families have little tax liability, almost no one with an income below $ 30,000 qualifies for them.

I think that was because districts almost always taxed to the max under revenue limits, so there was little reason to look at how the Credits impacted the net taxes of property owners.

I ever tried all the little dealer... s with no luck because I had no credit established.

Because publishers allow bookstores to return unsold books in exchange for credit on future purchases, booksellers have little risk or capital outlay.

If LendingPoint is appealing to you because you have bad credit and low income with little savings, these additional criteria from Earnest may not provide any assistance.

Because in addition to interest and return of a portion of your principal, each annuity payment effectively contains an extra little amount known as a «mortality credit» — essentially, money transferred from annuity owners who die early to those who live long lives.

Many private student loans require cosigners because college students have little if any credit history.

This is a little bit if a grey area because a lot of credit repair companies have refund policies where if they don't delete a certain number of negative items from your credit reports.

Lots of people avoid bankruptcy because they do not like the way it sounds, but it can be better over the long haul to start anew, afresh, and begin rebuilding your credit rather than continue to struggle month after month, year after year with little or no progress on debt reduction or rebuilding your credit rating, score, excluding you from the benefits of credit.

Also, with the bigger banks, the Federal Reserve is talking tough, but not playing tough in bank examinations, because they can't allow credit to contract that much, or their loosening policy will have little impact.

The pay for delete strategy can be difficult because you need to send your letter or get your phone call to someone a little higher up in the company who has the authority to change your credit report entry.

I wrote about them recently and was a little ticked off because they never explained their «free credit score» was not the FICO score, but a proprietary score, as you explain.

Because you won't go through the traditional steps of a credit score check and approval from a financier, a private loan can be the best way to get funds immediately with little to no hassle.

I was a little nervous to apply because I don't want to be denied and have that mark against my credit for 2 years for nothing but I went ahead and enter my info to see if I was pre-qualified for anything and this card came up along with the other Capital One and the Quicksilver or whatever that's called so I chose the safe option and was approved with a credit score of 549 and my deposit was $ 49 for a $ 200 dollar credit limit, but me being me and wanting a higher credit limit I paid $ 249 and have a credit limit of $ 400.

Because of this, the lender feels more security when loaning money to borrowers who have little or no credit.

«I was a little skeptical about credit repair until I finally decided to give it a try because I was in a slump.

Because secured credit cards are mostly utilized by those with little to no credit, the annual percentage rate, or APR can be quite high.

Preferred shares are extremely popular with taxable investors, because have little price volatility except when interest rates move (which makes them similar to corporate bonds), and because their distributions are eligible for the dividend tax credit.

Although wallets are a little more tightly closed in Boston than in New York when it comes to monetary donations (perhaps that's because the credit card debt per person is about 17 % higher here), Bostonians are way better at volunteering their time, which is just as valuable.

Because the loan is small, and is secured against a guaranteed pay check, there is little reason to seek information on credit history.

Approval with bad credit is possible because the key factors have little to do with scores and ratings.

Because Joe's VISA is at a $ 50 balance, which is a little over a 16 % credit utilization ratio, Joe lost potential points that he could have gained with a $ 0 limit.

This is important because raising your credit score by as little as 40 points could qualify you for a lower interest on a home mortgage, auto, student, or personal loan.

But if you've rejected an immediate annuity because you think you can generate the same level of guaranteed lifetime income investing on your own, I have two little words for you: mortality credits.

So, we went with a total amount of $ 5,000 because the average household has a little over five thousand in credit card debt.

FHA loans are particularly helpful for who want a home, but have little or no money saved for a down payment; including those just graduating college, newly married couples, and also those who have had credit problems in the past because of foreclosure or bankruptcy.

If you do use these ideas, and get turned down (because you have too much credit, or simply because the credit card companies do not feel they have as much room to negotiate APR's and such) then waiting a little while, say until after the new year will probably yeild better results.

Another little help: just because you get approved for more than one credit card, it doesn't mean you should always take them.

We love high yield corporate bonds; they pay a lot more interest than treasuries and also because these are not the greatest borrowers — I'm not talking little companies; think CitiBank and other very big companies that don't have a pristine credit rating — they can not lend money out very long so the maturities of our high yield bond fund is closer in.

At the moment this is a little bit more interesting because of the Discover double cash promotion, it's possible to have a maximum of two Discover credit cards and your first card must be opened for twelve months before you can open a second card.

However, it may take a little longer for the effect of the credit inquiry to be made up, because your personal credit report will not show increased available credit so your credit utilization ratio will not change.

Today, however, these underbanked people, who use little or no credit and may not even have checking accounts are at a serious disadvantage when it comes to securing FHA financing because they may not have a high enough credit score even if they never ever missed a payment.